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Visitors Insurance for Foreign nationals

Low-Cost Schedule of Benefits or Comprehensive Plan options

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Visitors Insurance for International Travelers

Travel/Visitors Insurance coverage is one of the most essential aspects when planning a trip to the United States. We have partnered with multiple travel/visitors insurance companies that deal with travel health insurance to the USA and worldwide. We work with American Visitors Insurance companies to provide the best Visitors Health Insurance plans with the most competitive rates that will suit all your travel needs. Choose from comprehensive coverage plans to low cost, fixed schedule of benefits plans and travel with a peace of mind on your next trip!

Regardless of whether you are going on a cruise, a European getaway, or a cross-country tour, with your Parents and relatives, visitors travel insurance will give you the peace of mind to enjoy your trip rather than worry about it. We are the right choice for you when it comes to visitors insurance including additional benefits from medical, trip cancellation, baggage, to special coverage for all your travels, parents and relatives. Our plans can be tailor made to fit your needs! With over 35+ years of experience under our belts, let your travel/visitors insurance to the USA be our responsibility. Choose from one of our many plans below!

We offer two major categories of plans options including low-cost, fixed schedule of benefits plans and comprehensive coverage plans.

Low-cost, fixed schedule of benefits plans are good options when we are looking for cheaper, basic coverage for emergency room and hospitalization. These types of policies are pay and claim. Once claimed to the insurance company, they will reimburse a specific dollar amount for each and every benefit. These types of plans are cheaper upfront, however, your out of pocket cost is unknown as it depends on which benefits you end up using. These plans do not have PPO Networks, so you can go to any doctor or any hospital of your choice. The challenge is that different providers will charge different prices for services. Regardless of which provider you see, the insurance company has fixed schedule of benefits for reimbursements. Some of the most popular plans include Safe Travels to Visitors to USA, VisitorSecure, and Visitors Care.

Comprehensive coverage plans are the most popular visitors insurance plans available on the market. We recommend clients to choose a comprehensive coverage plan because you don’t have to worry about reimbursements. Most benefits are covered up to the policy maximum for a new eligible sickness/illness. You also have options available to get 100% coverage up to the policy maximum you choose as long as you go to provider within the PPO network. Some of the most popular comprehensive coverage plans include Safe Travels Comprehensive, Atlas America, Overseas Visitors Insurance and Patriot America Plus. These are American Visitors Insurance plans for travel to the United States. To learn more, visit Visitors Insurance and you can request a quote.

It is very important to have travel health insurance for visitors visiting the United States. Visitors Insurance for foreign visitors is very important as medical costs are very high in the United States and without proper insurance, out of pocket expenses can get very expensive for a traveler. American Visitors Insurance it not required for visitors to enter the country, however, when you do travel outside of your home country, it's advised to get insurance as your home country insurance may offer limited to no coverage once you leave your home country.

Visitors Insurance plan costs do vary depending on the type of plan you choose we offer both low-cost schedule of benefit plans and comprehensive coverage plans. In general, all of our Visitors Insurance plans are very affordable. Our visitor's plans don't carry strict age limits and you don't have to take a medical exam. Call us to discuss your coverage, or view and compare plans, at Visitors Insurance.

Yes, you can purchase a visitors insurance for parents visiting USA including other relatives and friends too. Eligibility for each plan depends on your parents’ visa/greencard status. If they are here on a visitor’s visa, we recommend Safe Travels USA Comprehensive, Atlas America, Patriot America Plus, Diplomat America or Liaison Travel Plus. If they are here on greencard, we recommend Patriot America Plus, Diplomat America or Liaison Travel Plus. All of these plans also cover covid-19 visitors insurance like any other sickness or illness that can occur. That means, if medically necessary, testing/hospitalization is covered. These comprehensive coverage plans will give you the best peace of mind while they are visiting you so you can focus on spending quality time with them and enjoying their visit. It is very important to have insurance for parents vising the USA as medical bills for one doctor visit or emergency room visit can get very expensive.

The need for Visitors Insurance plans is important for any travel outside of your home country. Many travelers don't even realize they need insurance at all, but leaving the country without proper coverage can be a huge risk. Most domestic insurance policies travelers have in their home country do not offer coverage when they travel abroad. Travel insurance for foreign nationals is very important and has minimal costs so you can travel and explore with peace of mind.

Though you can purchase insurance from a insurance carrier in your home country, those insurance companies are based in your home country and have to follow the laws in those countries. We at Visitors Insurance only work with American, U.S. based insurance companies that are highly regulated that must follow strict government laws, pay claims within the country, are easily renewable/extendable to your needs, apply online within minutes and get instant coverage, and have local customer service available for you for 24/7 support. Our comprehensive coverage plans have large PPO (Preferred Provider Organization) that are national and accepted at the top hospitals and medical facilities around the USA. We work exclusively with insurance companies with high AM Ratings, BBB Ratings and Customer Reviews online.

You will not get better rates purchasing your plan directly from the insurance company or another agent. We have been in the Visitors Insurance industry for 40 years and pride ourselves on our customer service and being available to our clients before, during and after purchasing Visitors Insurance polices. Rates are highly regulated from the insurance company directly and great customer service is what sets us apart from other agencies.

We recommend purchasing insurance for visitors as soon as your travel tickets are booked. We recommend starting the coverage the day you leave your home country and ending the coverage the day you land back in your home country. This way, you also have coverage while flying to your destination. You can still purchase a plan once a traveler arrives, but please keep in mind if anything happens prior to the policy starting including something that may have happen on the flight, it will not be covered and considered pre-existing condition.

There are no medical tests required when purchasing American Visitors Insurance plans for foreign nationals and foreign visitors. You can purchase the insurance for visitors within 5 minutes online. ID Cards, Coverage Documents and Policy Wording will be emailed to you within minutes of purchasing. To learn more, visit Visitors Insurance and you can request a quote.

Insurance Carriers
Plans & Benefits Available
Administrator : Trawick International
Carrier/Underwriter : Crum & Forster, SPC
AM Best Rating : A (Excellent)
BBB Rating : Accredited, A+
  • Safe Travels For Visitors To The USA
    Low-cost Schedule of Benefits Plan
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
    • Available for ages 14 days to 89
    • Deductible Options: $0 under age 69 & $100 or $200 for age 70 to 89 options (per Incidence)
    • Policy Limit - $25,000 to $175,000 Max per Injury/Sickness
    • Benefits options: Basic, Silver, Gold, Platinum, Diamond & Diamond Plus age 70 to 89
  • SAFE TRAVELS U.S.A COMPREHENSIVE
    Comprehensive plan – covers Acute onset of Pre-Existing Condition
    • Comprehensive plan for Foreign nationals visiting U.S.A
    • Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
    • $50,000 to $1,000,000 medical benefit based on age.
    • Deductible options: In Network: $0, Out of Network: $0 - $5000
    • 100% Coverage in PPO
  • Safe Travels U.S.A / Cost Saver
    Comprehensive plan
    • Foreign nationals traveling to the U.S.A
    • $50,000 to $1,000,000 medical benefit options
    • $50,000 medical maximum benefits (Age 65 to 89 maximum)
    • Deductible options: In Network: $0, Out of Network: $0 - $5000
    • 100% Coverage in PPO
    • Coverage: 5 days to 1 year & renewal up to 2 yrs
  • Safe Travels International Cost Saver / Safe Travels International
    Non-US citizens traveling outside their home country, but not visiting the United States
    • Insurance for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment
    • Non-US citizens and Non-US residents traveling outside their home country but not to the United States
    • Unexpected recurrence of a Pre-Existing Medical Condition
    • Up to $1,000,000 in Primary emergency medical coverage
    • Coverage from 5 days to 1 year
    • Renewable with uninterrupted coverage for up to 24 consecutive months
    • Athletic sports coverage available
    • *** COSTA RICA TRAVELERS - THIS PLAN MEETS REQUIREMENTS FOR COSTA RICA. A VISA LETTER IS PROVIDED AT THE TIME OF PURCHASE WHICH INDICATES THE COVERAGE NEEDED TO GET YOUR QR CODE FROM THEIR WEBSITE. TRAWICK DOES NOT PROVIDE THE QR CODE OR ASSIST WITH GETTING THE CODE.***
Administrator : WorldTrips
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • VisitorSecure Insurance
    Low Cost Fixed schedule of benefit plan
    • Foreign Nationals (Parents/relatives) Visiting to USA or Canada
    • Fixed benefit protection for basic medical expenses
    • Available for ages 14 days to 79
    • Renewable up to 364 days
    • Covers Acute Onset of Pre-Existing Conditions for under age 70
  • Atlas Travel® Insurance
    100% coverage In PPO for US Visitors
    • Urgent Care/Walk-in Clinic $15 co-payment (Not subject to ded. Co-pay waived if $0 ded elected)
    • Deductibles are available from $0 to $5,000
    • $50,000 to $2,000,000 benefits age under 69 & Age 70 to 79 - $50,000, $100,000, or $150,000
    • Plan pays 100% after the deductible
    • Covers Acute onset of Preexisting condition for under age 80
    • 100% Prescription Drug Coverage after deductible
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
  • ATLAS ESSENTIAL INSURANCE
    Low cost Comprehensive Plan 75% coverage
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
  • ATLAS PREMIUM INSURANCE
    High End Comprehensive Plan - In PPO 100% coverage
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
  • Atlas MultiTrip INSURANCE
    Annual plan for multiple trips of up to 30 or 45 days
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
  • imgplan   ALL WorldTrips PRODUCTS
Administrator : International Medical Group
Carrier/Underwriter : Sirius Specialty Insurance Corporation
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Visitors Care®
    Low cost insurance with limited benefits
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Fixed benefit protection for basic medical expenses
    • Policy Maximums $25,000, $50,000 and $100,000
    • Deductible Options from $0, $50 or $100
    • Coverage for Emergency Medical Evacuations
    • Minimum purchase of 5 days renewable up to 24 months
    • Acute Onset of Pre-Existing Condition Available
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
  • Patriot America
    100% coverage In National PPO
    • Walk-in Clinic/Urgent Care co-pay $15/$25 (not subject to deductible)
    • Deductibles are available from $0 to $2500
    • Plan pays 100% after the deductible In PPO
    • Policy Maximums $50,000 to $1,000,000
  • Patriot America Plus (Covers Acute Onset Pre-Ex )
    100% Coverage In National PPO
    • Walk-in Clinic/Urgent Care co-pay $15/$25 (not subject to deductible)
    • Deductibles are available from $0 to $2500
    • Plan pays 100% after the deductible In PPO
    • Policy Maximums $50,000 to $1,000,000
    • Covers Acute onset of Preexisting condition under 70 years to maximum limit
    • $50,000 Policy Maximum for Age 70-79 Available
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
  • Patriot Platinum America
    100% Coverage & Offers Higher Policy Maximum
    • 100% Coverage & Offers Higher Policy Maximum
    • Policy Maximums $2,000,000 to $8,000,000
    • Deductibles are available from $0 to $25,000
    • Plan pays 100% after the deductible In PPO
    • $100,000 Policy Maximum for Age 70-79 Available
    • Covers Acute onset of Preexisting condition under 70 years to maximum limit
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
  • imgplan All IMG products
Administrator : BCBS (USA) & GeoBlue (outside USA)
Carrier/Underwriter : 4 Ever Life International Limited
AM Best Rating : A- (Excellent)
BBB Rating : Accredited, A+
USA PPO Network: Blue Card Network GeoBlue Xplorer
  • GeoBlue Voyager - VOYAGER ESSENTIAL & VOYAGER CHOICE
    • For trips outside the U.S. up to 6 months for ages 95 and younger
    • $1 Million limit
    • Illness and accident
    • Emergency medical transportation
    • Coverage of COVID-19 testing and treatment, at no additional cost, for everyone 95 years or younger
    • Lost luggage and post departure trip interruption coverage
  • GEOBLUE TREKKER MULTI-TRIP – TREKKER ESSENTIAL & TREKKER CHOICE
    • Home Country is the United States
    • Up to $1,000,000 international medical limit
    • Illness and accident
    • Emergency medical transportation
  • GeoBlue Navigator® - Navigator Student, Navigator Crew and Navigator for Missionary
    • Student: For International Students living in the U.S. or U.S. Students and Faculty, planning on studying outside of the U.S.. Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage
    • Crew: All legal residents of the U.S.(citizens and foreign nationals) are eligible if they apply from the U.S. Non U.S. Citizens/Residents who are 74
    • Missionary: All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage.
    • International health insurance for marine, missionary or student/faculty
    • Coverage of COVID-19 testing and treatment, at no additional cost
    • Unlimited lifetime max on medical
    • 100% coverage abroad
Administrator : Global Underwriters
Carrier/Underwriter : C&F Cayman SPC for and on behalf of ITI SP
AM Best Rating : A (Excellent)
BBB Rating : Accredited, A+
  • Diplomat America
    Comprehensive Coverage including COVID19 Coverage
    • Coverage period from 15 days - 365 days
    • Policy Maximum: $50,000 - $1,000,000 based on age
    • Deductible Choices: $0- $5,000 per person/plan period
    • Co-Insurance: After you pay the selected deductible, the plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum
    • Pre-Existing Condition Exclusion: 24 Months prior to the start date of coverage
  • Diplomat Long-term
    Comprehensive Coverage traveling outside of your home country
    • Coverage period from 3 months - 365 days & re-apply up to 3 years
    • COVID-19 Coverage Included
    • Policy Maximum: $500,000 - $1,000,000
    • Deductible Choices: $0- $5,000 per person/plan period
    • Co-Insurance: After you pay the selected deductible
      • Traveling to the US: The plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum
      • Traveling Outside the USA: The plan will pay 100% of Covered Expenses outside the USA up to the selected plan maximum.
    • Pre-Existing Condition Exclusion: 18 Months prior to the start date of coverage
Administrator : Azimuth Risk Solutions
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • OVERSEASCARE VISITORSINSURANCE PLAN
    Low-cost Schedule of Benefits Plan
    • Short Term policy 5 days-2 years
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Sudden onset of a Pre-existing Condition(s) benefits
    • Deductible Options: $100, $250 or $500
    • Available to any age ( No age limits)
    • Policy Limit: $60,000 - Basic, or $110,000 Premier options
    • Age 80+ $55,000 Max per Injury/Sickness
  • Overseas Visitors InsuranceSM
    $35 Dr. Office/Urgent Care co-pay with three co-insurance options
    • Physician Visits/Urgent Care: $35 co-pay
    • deductible options: $100; $250; $500; $1,000; $2,500
    • United Healthcare National PPO network
    • Policy Maximums: $25,000 to $500,000 up to age 69 & $100,000 for age 70-79
    • 3 Coinsurance Options including Plan A & C covers 90% up to first $5,000 and thereafter 100% up to Policy max, Plan B covers 100% in PPO up to the policy max
    • Plan A & Plan B covers Acute Onset of a pre-existing condition up to age 79 and Plan C covers condition up to age 69
  • The Beacon Travel Series
    Short Term Comprehensive plan- 5 days to 2 Yrs
    • Urgent Care: $35 Co-payment per visit (Not subject to the Deductible)
    • Popular Network: Aetna PPO National
    • Deductibles are available from $0 to $2500
    • Plan pays 100% after the deductible In PPO
    • Covers Acute onset of Preexisting condition for under age 69
Administrator : Seven Corners
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Inbound® U.S.A
    Low Cost Plan - 5 days to 364 days
    • Deductibles are available from $0, $50 & $100 up to age 69 & $100 & 200 for ages 70 to 99 years Inbound USA Basic & Choice)
    • $50,000 to $150,000 age 69 & under & $50,000, $75,000 & $100,000 age 70 to 99 years (Inbound USA Basic & Choice)
    • Renewable up to 364 days
    • Covers Acute onset of Pre-existing condition for up to age 79 (Inbound USA Basic & Choice)
    • Three schedules of benefits plan options: Inbound USA - Basic, Choice & Elite
  • Liaison® Travel Medical Series
    Offers 3 Comprehensive Plans
    • Comprehensive medical coverage with 3 options – Economy, Choice & Elite
    • Liaison Travel Economy & Choice can be purchased only up to 364 days and Liaison Elite can be purchased only up to 3 Years
    • Plans pays 80% or 90% or 100% coverage based on chosen plan
    • Policy Maximums: $50,000 to $5,000,000 age under 70 & $50,000 for age 70-79 based on age
    • Acute Onset of a pre-existing condition benefits for Non US residents
  • Liaison® Travel Plus
    Medical Travel Insurance for Coronavirus
    • Coverage Length 5 days to 364 days, Extendable for a total of up to 364 days
    • Policy Maximum Worldwide Including the USA: $1M up to 64 years old, $100K age 65-69, $50K age 70-74
    • Policy Maximum Worldwide Excluding the USA: $5M up to 64 years old, $100K age 65-74
    • COVID-19 Treatment benefit covers up to $100K in medical expenses for COVID-19, SARS-Cov-2, and any mutation or variation of SARS-CoV-2 based on policy maximum chosen
    • Acute Onset of Pre-existing Conditions Worldwide Including the USA up to age 64, $10,000 and 65-74, $5,000
    • Acute Onset of Pre-existing Conditions Worldwide Excluding the USA up to age 64, $50,000 and 65-74, $10,000
Administrator : Peterson International
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : A+
  • INTERNATIONAL MAJOR MEDICAL (IMM)
    Age 0 to 84 maximum
    • Non-US citizens or Greencard holders coming to USA
    • Coinsurance – Once the deductible has been fulfilled, the policy will cover 100% up to the policy maximum
    • Deductible options available from $100 to $5,000
    • Maximum limits available from $50,000 to $1,000,000
    • Available in all but 3 states (MD, NY, SD)
  • The Bridge Plan
    Age 60 to 95 maximum
    • Foreign Nationals Visiting in USA
    • Greencard Holder Living in in USA
    • US citizens - single policy period 11 months
    • Part A Or B Benefits option
    • Ages between 60 to 95 maximum
    • Coinsurance – Once the deductible has been fulfilled, the policy will cover 100% up to the policy maximum
    • Deductible options available from $1000 to $10,000
    • Maximum limits available from $25,000 to $250,000.
    • Plan not available in states of CA, CO, CT, DE, IA, KY, ME, MD, MS, MO, MT, NB, NJ, NY, NC, RI, SC, SD & TN
Administrator : USA-ASSIST
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
  • Travel Medical Plans
    Comprehensive Coverage up to $1,000,000 based on age
    • Medical Expenses up to US$ 1,000,000.
    • Medical Evacuation / Repatriation up to US$ 100,000.
    • Accidental Death & Dismemberment up to US$ 25,000.
    • Emergency Reunion up to US$ 10,000.
    • Dental Emergency.
    • Return of Remains