Safe Travels Elite Insurance plan provides accident and sickness medical coverage which will take care of your covered expenses, regardless of other insurance, with flexible deductible options, medical maximums and coverage for specific needs. When traveling to the USA, it is important to consider the medical care and coverage you may need during your stay, Healthcare in the United Sates offers the some of best health care in the world, but if you don't have primary insurance that covers you outside of your home country, or if other insurance does not cover all required fees, it can be extraordinarily expensive to get the treatment you need. Medical providers in the US work on a "fee for service" basis. Put another way, a physician expects to be paid when he or she treats you for a medical condition. You are eligible for this travel insurance coverage if you are a foreign resident traveling to the United States from another country. This travel insurance is available for ages 14 to 89. The minimum period of coverage is 5 days, maximum is 364 days. Coverage cannot begin until you depart from your home country and Trawick International both receives and accepts your application and correct premium. Green card holders are not eligible for this plan.
Safe Travels Elite Plan Highlights:
Safe Travels Elite Plan provides coverage to non-US citizens who reside outside of the USA and are traveling outside of their Home Country to visit the USA, or to visit a combination of USA and other countries worldwide. The Insured must arrive in the USA before traveling to other countries. This Policy is not available to green card holders in the USA. This plan is not available to anyone age 90 or above. This policy is not available to any individual who has been residing within the USA for more than 365 days prior to their Effective Date.
Safe Travels Elite Plan offers acute onset of a pre-exisiting condition benefit. See full definition of this benefit below.
ACUTE ONSET OF PRE-EXISTING CONDITION: Benefits are payable for an Acute Onset of a Pre-Existing Condition up to the maximum as stated in the Schedule of Benefits provided the condition or event:
1. occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent and immediate medical care;
2. occurs a minimum of 48 hours after the Effective Date of the Policy; and
3. treatment is obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
Any repeat/reoccurrence within the same Policy Period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. This benefit covers only one (1) Acute Onset episode of a Pre-Existing Condition. Sudden and Acute Onset of a Pre-Existing Condition Coverage expires upon medical advice that the condition and onset is no longer acute, or the Covered Person is discharged from a medical facility.
Yes, Safe Travels Elite Plan does cover covid-19 like any other eligible medical expense. Testing for travel reasons and/or general knowledge are not covered. Coronavirus testing is covered if medically necessary per doctor’s orders.
To purchase Safe Travels Elite, you will need to provide the traveler’s full name on the passport, date of birth, home country address and billing details including billing address and credit card details at time of purchase.
If you need to cancel your Safe Travels Elite plan before the effective date, please email us at firstname.lastname@example.org with your reason for cancellation and policy details (member ID or enrollment ID). Trawick International will issue a full refund if cancelled before the policy has started. If cancelled after the effective date, they will issue a pro-rated refund minus a $25 cancellation fee as long as the policy hasn’t been used. If you have used the policy, the premium is earned and no refund will be issued.
Once you complete the application and payment online for Safe Travel Elite Insurance Plan, the Trawick International will issue you an ID Card, Policy Wording & Visa Letter. Visitors Insurance will also download all of these documents for you and email them to you as well.
No, this plan does not offer adventures sports or add-on adventure sports rider. You will need to purchase a comprehensive coverage plan for adventure sports coverage.