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Atlas MultiTrip Insurance Annual plan for multiple trips of up to 30 or 45 days

Who Would Benefit From an Atlas MultiTrip Plan?


Business Executives : In a globally connected world, international travel is no longer an activity reserved for the Fortune 100. Instead, companies of all sizes and industries are expanding beyond not just their state, but beyond their country. With this worldwide commerce comes the increasing need for affordable international travel medical insurance for business executives. Atlas MultiTrip is a solution.

Sales Professionals : Successful sales teams find themselves not only traveling overseas for business, but also for pleasure as they enjoy incentive trips and vacations. Keeping up with clients and prospective clients is a juggling act. Making sure you are covered at a moment’s notice for a trip abroad is not something that needs to be added to the mix. Atlas MultiTrip allows you to purchase 364 days of coverage for a one-time fee and have one less reminder alert on your cell phone.

International Travelers : For some, now is the time to fulfill those aspirations of seeing the world. So for the international traveler who makes multiple international trips a year, Atlas MultiTrip is an affordable and convenient option for your travel medical insurance. You get most of the great benefits of our popular Atlas Travel plan, but with only one application and an entire year of coverage for a low rate. So apply today and get back to planning your next trip.

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Plan Details
Overall Maximum Limit 1000000
Maximum per Injury / Illness 1000000
Deductibles $250 per covered trip
Coinsurance We will pay 100% of eligible expenses, after the deductible, to the overall maximum limit.
BENEFIT LIMIT
Hospital Room and Board Average semi-private room rate, including nursing services
Intensive Care Unit Up to the overall maximum limit
Local Ambulance Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.
Emergency Room Co-payment Claims incurred in U.S.
You shall be responsible for a $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. There will be no co-payment for emergency room treatment of an injury.

Claims incurred outside the U.S.
No co-payment
Urgent Care Center Co-payment Claims incurred in U.S.
For each visit, you shall be responsible for a $15 co-payment.
– Co-payment is waived for members with a $0 deductible.
– not subject to deductible
Claims incurred outside the U.S.
No co-payment
Outpatient Physical Therapy & Chiropractic Care Up to $50 maximum per day. Must be ordered in advance by a physician.
Emergency Dental (Acute Onset of Pain) Up to $250 - not subject to deductible
Emergency Eye Exam for a Covered Loss Up to $150. $50 deductible per occurrence (plan deductible is waived).
Acute Onset of Pre-existing Condition (excludes chronic and congenital conditions) (only available to members under age 70) Up to the overall maximum limit

$25,000 lifetime maximum for Emergency Medical Evacuation
Terrorism Up to $50,000 lifetime maximum, eligible medical expenses only.
All Other Eligible Medical Expenses Up to the overall maximum limit
Emergency Travel Benefits Limit
Emergency Medical Evacuation Up to $1,000,000 lifetime maximum, except as provided under Acute Onset of Pre-existing Condition
- not subject to deductible or overall maximum limit
Repatriation of Remains Up to the overall maximum limit - not subject to deductible
Local Burial or Cremation Up to $5,000 lifetime maximum - not subject to deductible
Crisis Response- Ransom, Personal Belongings, and Crisis Response Fees and Expenses Up to $10,000 - not subject to deductible or overall maximum limit
Optional Crisis Response Rider with Natural Disaster Evacuation Up to $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation
- not subject to deductible or overall maximum limit
Emergency Reunion Up to $100,000, subject to a maximum of 15 days - not subject to deductible
Bedside Visit Up to $1,500 - not subject to deductible
Return of Minor Children Up to $50,000 - not subject to deductible
Pet Return Up to $1,000 - not subject to deductible
Political Evacuation Up to $100,000 lifetime maximum - not subject to deductible
Trip Interruption Up to $10,000 - not subject to deductible
Accidental Death & Dismemberment
(excludes loss due to Common Carrier Accident)
Ages 18 through 69
Under age 18
Ages 70 through 74
Ages 75 and older
Lifetime Maximum - $50,000
Death - $50,000
Loss of 2 Limbs - $50,000
Loss of 1 Limb - $25,000

Lifetime Maximum - $5,000
Death - $5,000
Loss of 2 Limbs - $5,000
Loss of 1 Limb - $2,500

Lifetime Maximum - $12,500
Death - $12,500
Loss of 2 Limbs - $12,500
Loss of 1 Limb - $6,250

Lifetime Maximum - $6,250
Death - $6,250
Loss of 2 Limbs - $6,250
Loss of 1 Limb - $3,125

$250,000 maximum benefit any one family or group.

- not subject to deductible or overall maximum limit
Optional Accidental Death & Dismemberment Rider (only available to members age 18 through age 69) Lifetime Maximum - $50,000 Death - $50,000 Loss of 2 Limbs - $50,000 Loss of 1 Limb - $25,000 - not subject to deductible or overall maximum limit
Common Carrier Accidental Death
Ages 18 through 69
Under age 18
Ages 70 through 74
Ages 75 and older
$50,000
$25,000
$12,500
$6,250
Subject to a maximum of $250,000 any one family or group.
- not subject to deductible or overall maximum limit
Lost Checked Luggage Up to $500 - not subject to deductible
Travel Delay Up to $100 a day after a 12-hour delay period requiring an unplanned overnight stay. Subject to a maximum of 2 days.
- not subject to deductible
Border Entry Protection Up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
- not subject to deductible
Natural Disaster- Replacement Accommodations Up to $250 a day for 5 days - not subject to deductible
Hospital Indemnity $100 per day of inpatient hospitalization - not subject to deductible
Personal Liability Up to:
$10,000 lifetime maximum
$10,000 third person injury
$10,000 third person property
$2,500 related third person property
- not subject to deductible or overall maximum limit
Optional Personal Liability Rider Up to $90,000 lifetime maximum
- not subject to deductible or overall maximum limit