Novel Coronavirus (COVID-19) and Visitors Insurance Click Here to Read More
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Low-Cost Fixed Benefit Plans

Scheduled Benefit Plans Cheaper than Comprehensive Plans

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For Visitors Insurance plans with pre-existing condition coverage, coverage period must be 90 days minimum and select $50,000 or $100,000 medical policy limits when generating a quote – Get quotes / Compare Plans

Low-Cost Fixed Benefit Plans

Low Cost Fixed benefit Plans are also called Limited Benefit Plans or Scheduled Benefit Plans. These plans are cheaper when compared to Comprehensive plans. The plan is intended to provide you, and your covered dependents, with basic insurance coverage that is capped at specific amounts for specific services.

Mostly low cost plans do not have a PPO network, you can go to any doctor/Hospital. As you get an ID card when you purchase these plans most of the times the providers will directly claim the bills to the insurance company. However , in case the providers declines to do so , you need to pay the claim and file it to the insurance company for the reimbursement.

  • Basic coverage with sub limit.
  • Low cost fixed benefit plan.
  • More out of pocket at the time of claim.
  • Good for people who wants to take more risk.
Insurance Carriers
Plans & Benefits Available
Administrator : Trawick International
Carrier/Underwriter : Crum & Forster, SPC
AM Best Rating : A (Excellent)
BBB Rating : Accredited, A+
  • Safe Travels Elite
    Low-cost Schedule of Benefits Plan
    • For NON US Citizens/Residents traveling from other countries to USA or USA and Worldwide
    • INCLUDING Medically Necessary treatment for COVID-19, SARS-CoV-2, and any mutation or variation of SARS-CoV
    • Emergency Medical Evacuation and Repatriation Coverage
    • Plans available for ages 14 days to 89 years
    • A minimum period of 5 days up to a maximum period of 364 days, Extendable for up to 24 months
    • Policy Limit - $25,000 to $175,000 Max per Injury/Sickness up to age 69 & $50,000 to $100,000 Max per Injury/Sickness up to age 70-89
    • Deductible Options: $0 under age 69 & $100 or $200 for age 70 to 89 options (per Incidence)
    • Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
Administrator : International Medical Group
Carrier/Underwriter : SiriusPoint Specialty Insurance Corporation
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Visitors Care®
    Low cost insurance with limited benefits
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Fixed benefit protection for basic medical expenses
    • Policy Maximums $25,000, $50,000 and $100,000
    • Deductible Options from $0, $50 or $100
    • Coverage for Emergency Medical Evacuations
    • Minimum purchase of 5 days renewable up to 24 months
    • Acute Onset of Pre-Existing Condition Available
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
Administrator : HCCMIS
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • VisitorSecure Insurance
    Low Cost Fixed benefit plan
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Fixed benefit protection for basic medical expenses.
    • Available for ages 14 days to 79.
    • Renewable up to 364 days
    • Covers Acute Onset of Pre-Existing Conditions for under age 70.
Administrator : AzimuthSM Risk Solutions
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
    Low-cost Schedule of Benefits Plan
    • Short Term policy 5 days-2 years
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Sudden onset of a Pre-existing Condition(s) benefits
    • Deductible Options: $100, $250 or $500
    • Available to any age ( No age limits)
    • Policy Limit: $60,000 - Basic, or $110,000 Premier options
    • Age 80+ $55,000 Max per Injury/Sickness
    • Covid-19 / Coronavirus benefit of $100,000 has been added to new policies
    • Emergency Quarantine Indemnity- COVID-19 is now included with all Beacon Travel Medical policies for up to 10 days