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Patriot America Plus

Comprehensive Coverage Plan

Patriot America Plus


Patriot America Plus provides coverage for non-U.S. residents traveling to the USA. The plan offers a complete package of international benefits available 24 hours a day to individuals, families, and groups of five or more travelers. The plan provides a wide range of plan maximum limits and deductible options, and it is available for a minimum of 5 days up to a maximum of two years, in accordance with the terms of the Certificate of Insurance. Patriot America Plus is one of the most popular IMG Global plans available on the market. IMG Insurance plans like Patriot America Plus will give you the peace of mind for travel worldwide!

Sudden and Unexpected Recurrence of a Pre-existing Condition - Medical (Non U.S. residents only)

A sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs

  1. spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent medical care;
  2. After the Effective Date; and
  3. Prior to the age shown in the Schedule of Benefits/Limits. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or Treatments existing or necessary prior to the Effective

Additionally, the plan offers excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claims administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment.

IMG insurance plans do cover COVID-19 on a majority of their plans if medically necessary. What that means is if a doctor says is medically necessary to test you, you are covered. This includes hospitalization if necessary. Testing for travels reasons and vaccinations are not covered under img's patriot america plus product. Patriot America Plus is one of our most popular comprehensive coverage plans that offers covid-19 coverage and treats covid like any other sickness or illness that can occur.

Patriot America Plus is one of our most popular comprehensive plans available on the market. This is a popular American Visitors Insurance plan for travel to the United States. You also have the option of going with a $0 deductible with 100% coverage up to the policy maximum based on which policy you choose. Patriot America Plus Travel insurance is popular option that uses UnitedHealthcare as their PPO network.

IMG Patriot America Plus does offer acute onset of a pre-existing condition. To learn more about this benefit, please see below.

- Acute Onset of a Pre-existing Condition – Under 70 years of age, up to period of coverage maximum limit.
- Acute Onset of a Pre-existing Condition – Emergency Medical Evacuation - Under 70 years of age, $25,000 maximum limit.

Definition: Acute Onset of Pre-existing Condition prior to age 70 - Covers up to URC (Usual reasonable Customary) - A sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs

  1. spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent medical care;
  2. after the Effective Date; and
  3. prior to the age shown in the Schedule of Benefits/Limits. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or Treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset

** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***