GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. While GeoBlue health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies, you do not have to be currently enrolled in a Blue Cross and/or Blue Shield medical plan to purchase a GeoBlue plan.
GeoBlue plans are available for U.S. citizens and residents traveling abroad, as well as expatriates. Some plans may require existing primary health insurance in the U.S.
GeoBlue offers short-term travel medical insurance (Voyager Plans), annual multi-trip coverage (Trekker Plans), and long-term expatriate insurance (Xplorer Plan). Coverage includes doctor visits, hospital stays, emergency evacuation, and more.
Some plans, like Voyager Choice and Trekker Choice, provide coverage for pre-existing conditions if you have a U.S. health insurance policy. It’s best to check plan details for specific eligibility.
GeoBlue provides access to an international network of trusted doctors and hospitals. However, some plans allow reimbursement for out-of-network care if necessary.
Claims can be filed online through the GeoBlue member portal or mobile app. In-network providers often bill directly, but for out-of-network services, you may need to submit receipts for reimbursement.
