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VUMI Travel VIP Single Trip and Annual Trip Options

Comprehensive Coverage plan with Pre-existing Condition Coverage

VUMI Travel VIP Single Trip and Annual Trip Options


VUMI's Travel VIP gives you the peace of mind that you will be covered wherever you go, offering the following options:

Pre-existing conditions (6 months stable without presenting symptoms and without changes in medication) - Up to $500,000

SINGLE TRIP

  • Choose the days you are traveling and get full medical coverage for one single round trip.
  • Easily extend your coverage as many times as needed up to a maximum of 365 consecutive days.

ANNUAL TRIP

  • Get full medical coverage for all your travels within a year, with a maximum of 30, 45 or 90 consecutive days on the same trip, according to the selected option.
  • Easily extend your coverage if one of your trips exceeds 30, 45 or 90 consecutive days for an additional daily premium.

RIDERS

Customize your coverage to add extra protection with one or both of the following optional riders:

NON-MEDICAL

Get additional, non-medical benefits when traveling abroad, including:

  • Baggage delay, theft, loss or damage
  • Travel delay or missed flight connection.
  • Passport or cash theft.
  • Personal liability: bodily injury and property damage.
  • Accidental death and dismemberment.
  • Hospital daily benefit.
  • Legal assistance.

TRIP CANCELLATION

Get coverage in case you are unable to travel due to acute illnesses, injuries or death.

VUMI VIP SERVICE

All of our plans come with the distinguished VUMI VIP service, which includes:

  • 24/7 emergency assistance.
  • Comprehensive travel insurance coverage, from minor treatments to repatriation.
  • Free choice of doctors and hospitals anywhere in the world.
  • Free coverage for children under 2 years old.
  • Coverage for people up to 79 years old.
  • Emergency dental coverage.
  • Return ticket home in case you miss your flight due to illness.
  • Compassionate emergency visit to an insured.
  • Second medical opinion in annual trip plan.

FAQs – VUMI Travel VIP Single Trip and Annual Trip Options

With the Single Trip option, travelers can choose their exact travel dates and receive full medical coverage for that round trip. It can be extended repeatedly—so long as extensions are consecutive—up to a maximum of 365 days in total.

The Annual Trip option covers all international travels within a year, with coverage for each trip lasting up to 30, 45, or 90 consecutive days, depending on the plan option selected. Exceeding this duration incurs an additional daily premium.

Two riders are available: (a) Non-Medical Rider, providing benefits like baggage delay, travel delay, personal liability coverage, and more; and (b) Trip Cancellation Rider, which covers expenses if you must cancel due to acute illness, injury, or death.

Yes, every plan includes VUMI VIP Service, offering 24/7 emergency assistance, freedom to choose doctors and hospitals worldwide, free coverage for children under 2 years, coverage up to age 79, emergency dental, return flights due to illness, and compassionate visits. Annual plans also include a second medical opinion.

Yes, if the condition has been stable (no symptoms or medication changes) for at least six months, it is covered—up to a limit of US$500,000.

Depending on age, the plan provides substantial maximum coverage. It offers up to US$5,000,000 per person for those under 70, and up to US$500,000 for those aged 70 to 79.

Yes—both the Single Trip and Annual Trip options cover business and leisure travel equally, providing versatile protection regardless of travel purpose.