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VisitorsInsurance.com is the one stop shop for international visitors insurance plans. We provide coverage for Non-U.S. Citizens (Foreign nationals, Parents or Relatives visiting USA/Canada and/or worldwide) traveling to the USA outside of their home country or US Residents/Citizens traveling outside of the USA. If you or your loved ones are traveling abroad for work, mission, study or vacation, Visitors Insurance.com has exactly what you are looking for. As a division of Community Insurance Agency Inc , we have been trusted to ensure quality insurance coverage for Foreign Nationals for 35+ years.
The need for Visitors Insurance plans is important for any travel outside of your home country. Many travelers don't even realize they need insurance at all, but leaving the country without proper coverage can be a huge risk. Most domestic insurance policies travelers have in their home country do not offer coverage when they travel abroad. We've put together this comprehensive list of FAQS Visitors Insurance guide to help you understand how to protect yourself while you are traveling abroad.
Visitors Insurance policies are a short-term visitor medical insurance policies which cover you while you are traveling to another country. These policies range from tourist policies meant to cover you from up to 5 days - 3 years to long-term resident policies meant to cover you for up to 2 years. Visitors health insurance policies aren't the only kind of coverage you can get. You can also get coverage including trip cancellation plans and group insurance plans. There are other types of coverages that we discuss in more detail throughout our website. All of our products will be listed under the travel visitors product tab on our website.
Some countries offer free health care to residents and to visitors alike. Most countries unfortunately don't. You could be out hundreds of thousands of dollars if you have to deal with any accidents, injuries, or illnesses while you're within another country's borders. American destinations are particularly tricky. Some health providers won't even see you without a valid insurance policy. Getting a Visitors Insurance plan will help you travel with peace of mind.
We have a variety of plans that’s offer acute onset of a pre-existing condition plans. To learn more about these plans, please visit the pre-existing conditions plan under travel visitors page on our website. You can also give us a call or send us a email and we can discuss these options in more detail.
You can use our quote page on our website to customize a quote for your needs. You can also give us a call or chat us via WhatsApp. We will discuss your unique situation and needs so you get the right coverage. Factors may include where you want to go, what you intend to do when you get there, current health risks, citizenship status and your desired policy maximum and deductible. If you intend to go mountain climbing you probably need a different policy than if you intend to go shopping. Either way, remember you typically exert yourself a great deal more than usual while you're on vacation. You're going new places, seeing new things, and adopting a schedule. This reality can exacerbate certain health conditions. It's better to be safe than sorry.
You usually do not need travel coverage for domestic trips, as your current long-term health care will usually suffice. However, it's always a good idea to speak to your provider before embarking on any trip.
Not necessarily. If the destination country has a reciprocal health care agreement with your home country you may be safe, but it's always a good idea to check before you go. In addition, national health services may not cover airlifts and medical evacuations. Airlifts can be expensive!
Some health plans do provide limited global coverage. However, these plans usually only accept claims when you seek care from an in-network doctor or hospital. If there are no in-network providers nearby when something happens you could find yourself facing financial disaster because of gaps in your coverage. We advise to get a separate policy for all trips outside of your home country.
PPO is a Preferred Provider Organization. It’s a large network of doctors, hospitals, urgent care, labs, and clinics where you can go to seek medical treatment. Most comprehensive coverage plans on the market have a PPO. To best utilize your policy, it is recommended to go to a provider within the PPO. Popular PPOs in the United States include UnitedHealthCare, Aetna and First Health.
Most insurance companies offer the flexibility to renew/extend your policy in case your trip duration gets longer. You can see all of our plans that are renewable when you generate a quote. To extend a policy, it takes less than 1 minute to complete online!
Once you purchase a plan online, you will receive all the documents via email. This includes your ID Card, Policy Wording/Description of Coverage, Visa Letter, PPO link and any applicable riders, pharmacy discount cards and telemedicine instructions. Insurance companies do not mail documents for visitor’s insurance plans.
Most Visitors Insurance plans are designed to cover any new sickness or illness that occurs after the policy has started. Any known treatments for a pre-exisiting conditions are not covered under most policies. We do offer some policies with pre-exisiting condition and acute onset of a pre-exisiting condition benefit. You can learn more about these plans here. Trip cancellation plans can also be purchased to protect costs for the trip including airfare and hotel.
You can purchase a plan with both above illnesses, however, coverage does vary per plan. We do have two plan type recommendations below.
There are many visitors insurance options available for visitors coming to the USA on visitors visas, H1B1/EAD visas, and greencard holders. Health insurance plans from VisitorsInsurance.com are designed to cover any accidental sickness, illness or injuries that occur once the policy has started. Pre-existing conditions and preventive care are not covered under Visitors Insurance policies. We offer both low-cost schedule of benefits plans and comprehensive coverage plans to visitors traveling outside of their home country. We also offer plans that have COVID-19 benefit (treated like any other eligible sickness) and acute onset of a pre-existing condition benefit. To learn more, visit Visitors Insurance and you can request a quote.
When it comes to the best visitors insurance plans, we recommend our clients to choose a comprehensive coverage plan with a company and their claim offices based in the United States. There are cheaper options available from traveler’s home country, however, these plans are not comprehensive coverage plans and are reimbursement plans designed to only cover a portion of the bill. The out of pocket costs are unknown and these plans can get expensive with 1-2 claims. To learn more, visit Visitors Insurance and you can request a quote.
When it comes to the best travel insurance for usa options, we recommend to our clients to go with a comprehensive coverage plan. Comprehensive coverage plans are designed similar to the plans Americans have here in the states and will offer the best coverage for all benefits including doctor visitors, emergency room, urgent care and hospitalization. To learn more, visit Visitors Insurance and you can request a quote.
VisitorsInsurance.com can be your one-stop shop for all your visitors insurance travel needs. We offer individual plans, group plans, short-term and long-term plans, student plans, missionary plans for worldwide coverage outside of your home country. We also offer plans for Americans who are traveling back to the United States from their home country abroad. To learn more, visit Visitors Insurance and you can request a quote.
Comprehensive coverage plans are the most popular health insurance plans for Canadians visiting the United States. The best comprehensive plan for Canadians visiting the United States is Safe Travels Comprehensive. It uses the First Health Network (a subsidiary of Aetna) and has a $0 deductible in-network with 100% coverage up to the policy maximum you choose. This plan also covered COVID-19 like any other sickness or illness that can occur. To learn more, visit VisitorsInsurance.com and you can request a quote.
Comprehensive coverage plans are the most popular visitors insurance plans available on the market. Some of the most popular plans include Safe Travels Comprehensive, Atlas America, Overseas Visitors Insurance and Patriot America Plus. These are American Visitors Insurance plans for travel to the United States. You also have the option of going with a $0 deductible with 100% coverage up to the policy maximum based on which policy you choose. To learn more, visit VisitorsInsurance.com and you can request a quote.
Comprehensive coverage plans are the most popular health insurance plans for immigrants in the United States. Some of the most popular plans include Atlas America, Diplomat America, Overseas Visitors Insurance, Patriot America Plus and Patriot Platinum America. These plans are designed to cover any accidental sickness, illness or injuries that occur once the policy has started. Pre-existing conditions and preventive care are not covered under Visitors Insurance policies. To learn more, visit Visitors Insurance and you can request a quote.
Comprehensive coverage plans are the most popular health insurance plans for greencard holders in the United States. Some of the most popular plans include Diplomat America, Overseas Visitors Insurance and Patriot America Plus. These plans are designed to cover any accidental sickness, illness or injuries that occur once the policy has started. Pre-existing conditions and preventive care are not covered under Visitors Insurance policies. To learn more, visit Visitors Insurance and you can request a quote.
Green card holders who shuttle between home country & USA or people who just got green card status (Any Age) will be eligible for New Immigrant insurance plans as shown in this page. The green card holders who permanently settles in USA will be eligible to purchase Major medical insurance plans like Blue Cross Blue Shield, Aetna, Anthem, Cigna , UnitedHealthCare and many more based on the age. Please call us for more detailed information.
Visitors traveling to Canada and to any country outside of their home country should have visitors health insurance. Most domestic policies will only cover you in your home country and have little to no coverage once you are traveling abroad. To learn more, visit Visitors Insurance and you can request a quote.
Visitors Insurance offers plans for U.S. Citizens and Foreigners traveling to Canada. We do offer comprehensive coverage plans where once you meet your deductible, you are 100% covered up to your policy maximum. To learn more, visit Visitors Insurance and you can request a quote.
Insurance companies have all of their claim forms available online. You will have to fill out a basic questionnaire, include your policy details and email claims directly for processing. If there is ever a delay in processing time, our office is happy to get involved and help you navigate that process.
Plan cost do vary depending on the type of plan you choose we offer both low-cost schedule of benefit plans and comprehensive coverage plans. In general, all of our Visitors Insurance plans are very affordable. Our visitor's plans don't carry strict age limits and you don't have to take a medical exam. Call us to discuss your coverage, or view and compare plans, below.
Most Insurance companies will offer a full refund of premium if the policy is cancelled before the start date of the policy. If your trip gets cut short and you need to travel back home early, most insurance companies will also offer a pro-rated refund of premium with any remaining days left on the policy minus a cancellation fee as long as there are no pending claims. If there are claims on your policy, the full premium is earned and no refund will be issued.