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Safe Travels USA Comprehensive Covers Sudden & Acute onset of a Pre-Existing condition

Safe Travels USA Comprehensive


Safe Travels USA Comprehensive is a comprehensive plan with Sudden and Acute Onset of a Pre-Existing Condition – For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period except for any coverage related to cardiac disease or conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above. Upon attaining age 70 benefits will be reduced to a Medical Maximum of $25,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Provides coverage for an Acute Onset of a Pre-Existing Condition. Any repeat/reoccurrence within the same Policy Period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing Condition. Sudden and Acute Onset of a Pre- Existing Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.

  • Accident and Sickness Medical Insurance for persons ages 14 days up to age 89 years with Evacuation and Repatriation Benefits...
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Medical Maximum per Policy: $50,000, $100,000 $250,000, $500,000 $1,000,000
Deductible Choices per Policy Period: In Network $0
Out of Network $0, $50, $100, $250, $500, $1,000, $2,500, $5,000
Urgent Care Co-Pay $30
(If the $0 is chosen, there is no co-pay)
Co-insurance per Policy Period: 100% in Network, 80/20 - $5,000 out of Network
Well Doctor Visit Pays up to $75 - One Visit per person per policy period. The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially.
Medical Expense Benefits (subject to Policy Maximum, Deductible and Co-Insurance)
Acute Onset of Pre-Existing Condition(s) per Policy Period Subject to the sub limits for each benefit listed For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Period of Coverage except for any coverage related to cardiac disease or conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above. Upon attaining age 70 Acute Onset benefits will be reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Provides coverage for an Acute Onset of a Pre-Existing Condition. Any repeat/reoccurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing condition. Sudden and Acute Onset of a Pre- Existing Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.
Hospital Room and Board Charges: The average semi private room rate
ICU Room and Board Charges: Three times the average semi private room rate
Outpatient Medical: Usual customary charge to the selected Medical Maximum
Medical Emergency Care Expenses: Maximum within a) 24 hours Acute Onset of Pre-Existing Condition or b) 72 hours of newly diagnosed sickness or injury. These expenses include the attending Doctor’s charges, X-rays, laboratory procedures, use of the emergency room and supplies.
Doctor Visits, X-rays, Prescriptions, Ambulance: Usual customary charge to the selected Medical Maximum
Emergency Room Illness with no direct Hospital Admission $200 additional deductible per visit - Only applies when receiving care in an emergency room for an Illness that does not result in a hospital admittance.
Emergency Room Injury/Accident or Illness with direct Hospital Admission Usual customary charge to the selected Medical Maximum
Emergency Medical Treatment of Pregnancy: $1,000 per Policy Period
Mental or Nervous Disorders: $2,500 per Policy Period
Physiotherapy/Physical Medicine/Chiropractic: $50 per visit per day; up to 10 visits per Policy Period
Dental Treatment: $250 per Policy Period (Injury and emergency alleviation of pain)
Additional Benefits
*Emergency Medical Evacuation: 100% up to $2,000,000
*Political/Natural Disaster Evacuation: $25,000
*Repatriation of Remains: 100% up to $50,000
Local Burial/Cremation: $5,000 Maximum Limit per person for preparation, local burial or cremation of the Insured Person’s mortal remains at the time of death. Must be approved in advance and coordinated by GBG Assist.
*Emergency Reunion: $15,000
*Return of Minor Child(ren) or Travel Companion: $5,000
*Trip Interruption: $5,000 per Policy Period (does not cover lost trip cost)
*Basic Lost Baggage: $1,000 per Policy Period
*Accidental Death & Dismemberment Principal Sum: $
*Coma Benefit: $10,000
*Felonious Assault and Violent Crime: 100% up to $50,000
*Adaptive Home and Vehicle: $5,000
*Seatbelt Benefit: 10% up to $50,000
*Airbag Benefit: 10% up to $50,000
*Hijacking and Air or Water Piracy: Covered
Benefit Period: 90 days from the date of the Covered Accident or Sickness

* Not subject to the Medical Deductible