IMG has developed two Patriot Travel Medical Insurance plans that offer a complete package of international benefits available 24 hours a day. Patriot America® provides coverage for non-U.S. citizens traveling to USA. This plan is available for a minimum of 5 days up to a maximum of two years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claim administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You can also choose from a wide range of deductibles, several Maximum Limits, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel.
Patriot America Lite is a comprehensive travel medical insurance plan designed for non-U.S. citizens traveling to the United States. It helps cover eligible medical expenses, emergency medical evacuation, and other travel-related health needs during the coverage period.
This plan is available for individuals and families traveling outside their home country to the U.S. It is commonly chosen by tourists, parents visiting family, business travelers, and short-term visitors seeking affordable medical coverage while abroad.
Coverage can begin for as little as 5 days and can continue for up to 2 years, depending on eligibility and policy terms. Travelers can select coverage durations based on their travel schedule and medical protection needs.
Yes, the plan provides access to a large Preferred Provider Organization (PPO) network in the United States. Using in-network providers may help reduce out-of-pocket medical expenses and simplify the claims process. Patriot America Lite uses the UnitedHealthcare PPO Network.
Yes, Patriot America Lite allows travelers to customize their plan by selecting from various deductible amounts and maximum coverage limits. This flexibility helps travelers choose a plan that fits their budget and coverage requirements.
The plan includes access to 24-hour emergency assistance services, multilingual support centers, and international claims administration. Travelers can receive help with medical emergencies, hospital coordination, and other urgent travel situations worldwide.
Travel medical insurance is important because domestic health plans often provide limited or no coverage outside a traveler’s home country. Unexpected illnesses, injuries, or emergency medical treatments abroad can become very expensive without proper international insurance coverage.
