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Student Insurance F1, J1, OPT Visa

Medical Insurance for students in the USA

International insurance for students & Staff in USA

International Student Insurance is a student health insurance coverage for students while they are enrolled in a college or university in USA & staff working in the colleges or Universities.Every year, thousands of students and educational staff travel internationally. Students start new, exciting chapters in their lives and enroll in cultural exchange programs. Faculty plan several week-long, academic travel excursions each semester as part of the curriculum. Whatever the case, it’s important to be prepared for any sudden injury or illness that can occur while traveling internationally, and the costs associated with emergency medical treatment.

What is the best insurance for international students?

Student health insurance plans offer comprehensive coverage for international students in the USA and study-abroad students around the world. The International student insurance plans are usually more affordable than the ones provided by the universities in USA, and they provide similar coverage.

Insurance Carriers
Plans & Benefits Available
Administrator: International Medical Group
Carrier/Underwriter : Sirius International
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Patriot Exchange Program℠
    Individual or groups of two or more.
    • No coinsurance (100% Coverage)
    • Plans are renewable up to 48 months if minimum of one month is purchased
    • Student Health Center $5 co-pay per visit
    • $500,000 per injury or illness, Lifetime Maximum $5,000,000.
    • Optional Add-On coverage available for high school sports, interscholastic, intramural, or club sports, personal liability and legal assistance.
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
  • Student Health Advantage℠
    Individual or groups of two or more.
    • No coinsurance (100% Coverage In PPO)
    • Plans are renewable up to 12 months if minimum of 3 months is purchased.
    • Student Health Center $5 co-pay per visit
    • Maternity coverage
    • Pre-existing coverage after 6 months with the Platinum option or 12 months with the Standard option
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance**
Administrator : Seven Corners
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Liaison Student Series®
    Offers Affordable, Mid Level and High level benefits
    • All three plans allow customers to buy up to 364 days.
    • Can renew as long as they remain eligible for the plan.
    • Covers Maternity with varying levels of coverage.
    • After waiting period, the plan covers Pre-Existing Conditions.
    • Covers acute onset of a pre-existing condition.
    • 24 hr worldwide assistance service provided by Seven Corners Assist.
    • 3 plan choices to choose from - Basic, Choice & Plus
    • ***Choose Liaison Student Plus if you want COVID-19 coverage ***
  • LIAISON® MEDICAL EVACUATION AND REPATRIATION
    Offers Affordable, Medical Evacuation and Repatriation for students studying in United States
    • Available for students studying in the United States on a J visa.
    • You are required to have a minimum of $50,000 of evacuation coverage and a minimum of $25,000 of repatriation of remains.
    • Eligible for non-U.S. citizen and non-U.S. resident who is traveling to the United States and participating in full-time educational activities.
Administrator : BCBS (USA) & GeoBlue (outside USA)
Carrier/Underwriter : 4 Ever Life International Limited
AM Best Rating : A- (Excellent)
BBB Rating : Accredited, A+
USA PPO Network: Blue Card Network GeoBlue Xplorer
  • GeoBlue Navigator
    • 3 tiers of coinsurance: 100% outside the U.S., 80% in network in the U.S., 60% out of network inside the U.S.
    • Pre-existing conditions covered with proof of previous coverage.
    • Plan options that meet F1 and J1 Visa requirements.
    • All GeoBlue Navigator plans have an Unlimited Lifetime Maximum
    • $250,000 maximum benefit for emergency medical evacuation.
    • Medically necessary COVID-19 testing and treatment is covered.
Administrator : Trawick International
Carrier/Underwriter : GBG Insurance Limited
AM Best Rating : B++
BBB Rating : Accredited, A+
  • Collegiate Care Exclusive
    • ***COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.***
  • Collegiate Care Essential
    • ***COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.***
  • Collegiate Care Elite
    • ***COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.***
  • Collegiate Care Enhanced
    • ***COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.***
  • International Student and Scholar Medical Evacuation and Repatriation
    • Emergency Medical Evacuation/Repatriation up to $50,000 - Combined-per Event per Member
    • Emergency Reunion Combined Single Limit of $2,500 for One Economy Fare Round-trip Airline ticket and accommodations/meals not to exceed $150 per day subject to a maximum of 5 days for a Family Member to join hospitalized Member
    • Return of Dependent Children up to $ 2,500 per event per Member
    • Return of Deceased Remains up to $50,000 per event per Member
Administrator : WorldTrips
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • StudentSecure® Insurance
    Studying outside the home country
    • For US & non-US citizens studying outside the home country.
    • Have options of Elite, Select, Budget & Smart plans.
    • Elite plan covers 100% up to policy max In PPO network.
    • Select, Budget & Smart plans cover 80% up to $5000 and thereafter 100% up to Policy maximum.
    • Renewable up to 4 years.
    • ***StudentSecure® Elite plan: COVID-19/SARS-CoV-2 vaccine added to eligible list of covered vaccines (benefit amount remains at $150).***