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Schengen Visa Insurance plans

Medical insurance for traveling Schengen countries

Schengen Visa Travel Insurance:

What Does Schengen Visa Insurance Cover?

The Schengen visa eases the headaches of traveling in 26 countries in Europe between its European member countries. Using a Schengen visa, the visa holder can travel to any or all European member countries using one single visa that does not require the hassle of applying for a new visa every time they want to enter a different Schengen country.

Schengen Visa Insurance Requirements

Requirements Include:

  • Minimum Policy Coverage of €30,000 (equivalent to $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • Policy must cover all 26 Member Countries
  • Must include the following benefits:
    • Emergency Medical Evacuation
    • Return of Mortal Remains or Cremation/Burial
    • Urgent Medical Attention and/or Emergency Hospital Treatment

Schengen visa applicants are required to submit proof of travel insurance (for a maximum travel time of 90 days within a 180 day time period), that meets the Schengen visa insurance requirement, to the visa issuing authorities in order to issue the travel visa. Schengen Visa Application.

We offer the below travel medical insurance policies for Schengen Visa for European Travel that can easily be purchased online. All the below policies at Schengen visa friendly policies. After purchasing the insurance, you will be able to instantly print the ID cards and Visa letters required for visa interview at consulate right away!

Do we need a travel insurance for Schengen?

When you're travelling in Europe, it's important to be able handle any medical emergencies that arise. With travel insurance though there are no worries about financial support or comfort when something goes wrong because your insurer will take care of everything for free!

What is the difference between a Schengen visa and a National visa?

Schengen visa (type C) is a short-stay travel document that allows visitors to enter and stay in one of the member countries for up to 90 days within any 180 day period. The European country of destination decides on the type and amount that they will accept as visas. In some cases, if you're going to another Schengen state for professional reasons or visiting family there then it may be worth asking them about their policies before arriving because these types could outweigh any other ones applied against tourism visits within your own backyard!

National visas (type D) are only valid for establishments or stays of more than 90 days in the country which issued them. However, some (including Italian citizen’s spouse workers students visitors) require a long-term stay and can travel freely throughout Schengen area while others will receive an ID card upon arrival that grants access to this privilege as well-the transit countries aren't part available though since these policies vary by nationality!

All domestic users must have a valid visa to enter the Schengen area, regardless of how long their stay will be and no matter what kind travel document they hold. This includes holders who possess an residence permit that allows them access into this particular region-- except if it's not really usable for traveling purposes due as being too temporary in nature!

Nationals of other countries - Citizens of some countries are exempted from the requirement for a visa to enter the Schengen area for a short stay or transit.

Type C visas allow you to travel within the Schengen Area for a maximum of 90 days (3 months) and may be issued as either tourist, business or family visit. They also offer educational programs that last less than three months but more likely between 1-2 quarters; internship opportunities which usually last 4 weeks at most – not longer then 6mos., although some internships can go on indefinitely if they're unpaid positions with no expectation regarding future work volumes etc.; short employment engagements where an employee is given light duties like volunteering without any pay involved whatsoever other then what's donated towards living costs during the traveling.

The Schengen visa is a long stay type D, which allows travelers to remain in Europe indefinitely. This makes it perfect for those who plan on staying for 4-12 months! The validity of these visas are the same as your authorized trip duration so you don't have worry about losing any time while traveling through member states with this card.

Insurance Carriers
Plans & Benefits Available
Administrator: International Medical Group
Carrier/Underwriter : SiriusPoint Specialty Insurance Corporation
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Patriot Travel Medical Insurance
    Outside US & Canada: 100% (No coinsurance)
    • Short-term travel medical coverage
    • Coverage for individuals, groups and dependents 
    • Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
    • Maximum Limits from $50,000 to $2,000,000 
    • Deductible options from $0 to $2,500 
  • Patriot Platinum Medical Insurance
    Outside US & Canada: 100% (No coinsurance)
    • Short-term travel medical coverage
    • Coverage for individuals and dependents 
    • Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
    • Maximum Limits from $1,000,000 to $8,000,000
    • Deductible options from $0 to $25,000
    • *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
Administrator : WorldTrips
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • Atlas International® Insurance
    100% coverage outside USA
    • Good for US Citizens traveling outside the US
    • Deductibles are available from $0 to $5,000
    • Plan pays 100% after the deductible outside USA
    • Renewable up to 364 days
    • Covers Acute onset of Preexisting condition for under age 80
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
Administrator : Azimuth Risk Solutions
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • The Beacon Travel Series
    Short Term policy 5 days-2 years
    • Short-term travel medical coverage
    • Two plan designs - one for U.S. citizens and one for non-U.S. citizens traveling outside their home country
    • Maximum Limits from $60,000 to $2,000,000 
    • Deductible options from $0 to $2,500 
    • No Co-Insurance outside USA & Canada.
    • Available in daily and monthly rates
    • Renewable up to 24 months.
Administrator: Trawick International
Carrier/Underwriter : Crum & Forster, SPC
AM Best Rating : A (Excellent)
BBB Rating : Accredited, A+
  • Safe Travels International Cost Saver / Safe Travels International
    Comprehensive plan
    • Foreign Nationals Traveling to Schengen country
    • Non-US citizens traveling outside their Home Country except to the US
    • $50,000 medical maximum benefits (Age 65 to 89 maximum)
    • Deductible options: $0, $50, $100, $250, $500, $1000, $2500 & $5000
    • 100% of all covered Expenses up to Policy maximum.
    • Any Doctor or Any hospital- NO PPO Network required
    • Coverage from 5 days to 1 year and renewal up to 2 years

The cost for Schengen visa insurance is based on the age of the travelers and their travel dates. Once the select the correct plan that meets the requirements (listed above), they will be issued a Visa Letter which will summarize the insurance purchased for immigration reasons. You will also receive your ID Card and Policy Wording via email within 5-10 minutes of completing your application online. If you plan on traveling to multiple countries within the 26 countries in Europe that require the Schengen Travel insurance for your visa requirements, you can select the first destination when purchasing. VisitorsInsurance.com does offer cheapest travel insurance for Schengen visas per their requirements.

Best travel insurance for Schengen visa includes Patriot Travel and Atlas International. These are both comprehensive coverage plans that will give you the right coverage you will need white traveling abroad. Atlas International also offers quarantine benefits related to covid-19.

We do offer visitors insurance plans that cover covid-19 if medically necessary for travel. These plans will not cover testing for travel reasons per government requirements, however, if medically necessary, testing ang hospitalization is covered. Atlas International also offers quarantine benefits related to covid-19.

There are many visitors insurance options available for visitors coming to the USA on visitors visas, H1B1/EAD visas, and greencard holders. Health insurance plans from VisitorsInsurance.com are designed to cover any accidental sickness, illness or injuries that occur once the policy has started. Pre-existing conditions and preventive care are not covered under Visitors Insurance policies. We offer both low-cost schedule of benefits plans and comprehensive coverage plans to visitors traveling outside of their home country. We also offer plans that have COVID-19 benefit (treated like any other eligible sickness) and acute onset of a pre-existing condition benefit. To learn more, visit Visitors Insurance and you can request a quote.