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Long Term International Insurance plans Worldwide coverage including/excluding USA & Canada

Long Term Comprehensive plans for Individuals & Families :

Being a global citizen can be an exciting experience, but it also comes with potential complications. Your health care while traveling should not be one of those concerns. With popular plans like Global medical insurance (GM) and Meridian Basic & Enhanced plans, a revolutionary program from Community Insurance agency, Inc (CIA) you will receive the worldwide medical coverage you need, backed by the world-class services you expect.

With CIA, you will rest assured knowing that we have a dedicated department working to keep your insurance as affordable as possible. The costs of health care are rising, but we are committed to controlling those costs. As part of that commitment, IMG offers a Medical Concierge program, an unparalleled service that saves you on out-of-pocket medical expenses. IMG plans also offer a cash incentive and to waive 50% of your deductible for choosing to receive treatment from some of the best medical facilities outside the U.S. You need the proper worldwide coverage, provided by a company that’s there for you when you need us most.

Who the plans is designed for?

  • Coverage for individuals or families living or working abroad
  • Contract employees living and working abroad
  • Seniors with dual residencies six months or longer outside the U.S.
3 Easy Steps to Get Travel / Visitors Insurance Quotes – Get quotes / Compare Plans
Insurance Carriers
Plans & Benefits Available
Administrator : Azimuth Risk Solutions
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : AA (Very Strong)
  • Meridian Essential and Enhanced
    US-Style Long Term medical insurance plan
    • Meridian Essential - $5 Million Maximum Limit
    • Meridian Enhanced - $5 Million Maximum Limit
    • Deductible options available from $250 to $10,000
  • Meridian Clear Plan
    Long Term plan - Quick issue & Flexible underwriting
    • Meridian Clear - $2 Million Maximum Limit
    • Deductible options available from $500 to $10,000
    • Plan pays 100% of eligible medical expenses In PPO.
Administrator : International Medical Group
Carrier/Underwriter : Sirius International
AM Best Rating : A Excellent
BBB Rating : A+
  • Global Medical Insurance® (GMI)
    • Plan Options: Bronze, Silver, Gold, Gold Plus & Platinum
    • Policy Maximums: $1 Million, $5 Million, $8 Million
    • Deductible Options are available from $250 to $10,000.
    • 50% of deductible waived if treatment inside the US using Medical Concierge.
    • Plan pays 100% of eligible medical expenses In PPO.
    • Platinum plan covers Maternity after 10 months of waiting period.
    • Complementary Medicine is covered based on the plan chosen.
    • Have optional Vision rider.
Administrator : Best Doctors Insurance Holdings, LLC
Carrier/Underwriter : Best Doctors Insurance Limited
  • Most popular Best Doctor Plans
  • MEDICAL ELITE $10 Million policy maximum - Up to age 74
  • PREMIER PLUS $5 Million Policy maximum – Up to age74
  • GLOBAL CARE $2 Million Policy Maximum – Up to age 74
  • ULTIMATE CARE $1 Million Policy maximum – Up to age70
Administrator : Cigna
Carrier/Underwriter : Cigna
AM Best Rating : A
Excluded states of Residence
Administrator: Worldwide Expatriate Association (WEA)
Carrier/Underwriter: Premier Assurance Group SPC LTD
  • Signature provides 3 plan options

    Care, Select & Elite with upto $5,000,000 coverage. Standard Benefits Include

    • Worldwide coverage (U.S. optional)
    • Hospitalization
    • Outpatient Medication
    • Transplants
    • Emergency Medical Evacuation
    • Repatriation
Administrator : Peterson International
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : AA (Very Strong)
  • The Bridge Plan
    Age 60 to 95 maximum
    • New U.S. Residents awaiting Medicare Eligibility
    • U.S. Residents awaiting Medicare Eligibility
    • U.S. Residents without Medicare Part A or Part B
    • Foreign Nationals Visiting in USA
    • Green card Holder Living in USA
    • US citizens - single policy period 11 months
    • Part A Or B Benefits option
    • Ages between 60 to 95 maximum
    • Plan pays 80% of the next $10,000 and thereafter 100% up to policy Max.
    • Deductible options available from $1000 to $10,000
    • Maximum limits available from $25,000 to $250,000.
    • Plan not available in states of DE, IA, KY, MD, MS, MT, NE, NJ, NY, NC, RI, SD, & TNM