IMG has developed two Patriot Platinum Travel Medical Insurance plans to provide you and your family superior protection and offer a complete package of international benefits available 24 hours a day. Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days to a maximum of three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer enhanced benefits and services to meet your global travel needs. You can choose from an extensive range of deductibles and Maximum Limits, you have exclusive access to our Global Concierge and Assistance ServicesSM, and you have access to more than 17,000 providers through ourInternational Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage.They are not designed for international travel. Without even realizing it, you may be putting your health at risk. Don’t let your medical coverage be an uncertainty. Travel with one of IMG’s Travel Medical Insurance® plans so you can spend more time enjoying your international experience and less time worrying ...
Read More** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
Patriot America Platinum is a comprehensive travel medical insurance plan designed for international travelers who want higher levels of medical protection and global travel benefits while outside their home country.
Patriot America Platinum is available for non-U.S. citizens traveling outside their home country. IMG also offers Patriot Platinum International for U.S. citizens traveling abroad with limited coverage during short returns to the United States.
The plan can be purchased for a minimum of 5 days and extended up to 3 years, depending on the traveler’s eligibility and policy terms.
The plan includes access to Global Concierge and Assistance Services, multilingual customer support, emergency medical coordination, and International Provider Access with thousands of healthcare providers worldwide.
Yes, travelers can choose from a wide range of deductibles and maximum coverage limits to create a plan that fits their budget and medical coverage needs during international travel.
Yes, travelers can access more than 17,000 providers outside the U.S. through IMG’s International Provider Access network UnitedHealthcare. In the U.S., policyholders may reduce out-of-pocket expenses by using providers within the Preferred Provider Organization (PPO) network.
For eligible non-U.S. citizens, the plan may provide coverage for a sudden and unexpected recurrence of a pre-existing condition if it occurs after the policy effective date, requires urgent medical care within 24 hours, and meets the policy’s eligibility requirements and age limitations.
