Travel Insurance for US Citizens going Abroad

*** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***

*** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***

• For trips outside the U.S. up to 6 months for ages 95 and younger
• $1 Million limit
• Illness and accident
• Emergency medical transportation
• Coverage of COVID-19 testing and treatment, at no additional cost, for everyone 95 years or younger
• Lost luggage and post departure trip interruption coverage

• Home Country is the United States
• Up to $1,000,000 international medical limit
• Illness and accident
• Emergency medical transportation

• Student: For International Students living in the U.S. or U.S. Students and Faculty, planning on studying outside of the U.S.. Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage
• Crew: All legal residents of the U.S.(citizens and foreign nationals) are eligible if they apply from the U.S. Non U.S. Citizens/Residents who are 74
• Missionary: All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage.
• International health insurance for marine, missionary or student/faculty
• Coverage of COVID-19 testing and treatment, at no additional cost
• Unlimited lifetime max on medical
• 100% coverage abroad

• Coverage period from 5 days - 365 days
• Policy Maximum: $50,000 - $1,000,000 based on age
• Deductible Choices: $0- $5,000 per person/plan period
• Co-Insurance: After you pay the selected deductible, the plan pays 100% to the Medical Maximum.
• Pre-Existing Condition Exclusion: 12 Months prior to the start date of coverage

• Coverage period from 3 months - 365 days & re-apply up to 3 years
• COVID-19 Coverage Included
• Policy Maximum: $500,000 - $1,000,000
• Deductible Choices: $0- $5,000 per person/plan period
• Co-Insurance: After you pay the selected deductible
  • Traveling to the US: The plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum
  • Traveling Outside the USA: The plan will pay 100% of Covered Expenses outside the USA up to the selected plan maximum.
• Pre-Existing Condition Exclusion: 18 Months prior to the start date of coverage

• Coverage Length 5 days to 364 days, Extendable for a total of up to 364 days
• Policy Maximum Worldwide Including the USA: $1M up to 64 years old, $100K age 65-69, $50K age 70-74
• Policy Maximum Worldwide Excluding the USA: $5M up to 64 years old, $100K age 65-74
• COVID-19 Treatment benefit covers up to $100K in medical expenses for COVID-19, SARS-Cov-2, and any mutation or variation of SARS-CoV-2 based on policy maximum chosen
• Acute Onset of Pre-existing Conditions Worldwide Including the USA up to age 64, $10,000 and 65-74, $5,000
• Acute Onset of Pre-existing Conditions Worldwide Excluding the USA up to age 64, $50,000 and 65-74, $10,000

• Medical Expenses up to US$ 1,000,000.
• Medical Evacuation / Repatriation up to US$ 100,000.
• Accidental Death & Dismemberment up to US$ 25,000.
• Emergency Reunion up to US$ 10,000.
• Dental Emergency.
• Return of Remains