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Travel Insurance for US Citizens going Abroad

International Travel insurance Worldwide

Travel Insurance Plans for US & Non US Citizens traveling Outside USA & Canada :

Taking a trip abroad requires a lot of planning and finding the ideal international medical insurance can get hectic some times. We at Community Insurance Agency, Inc understand this and hence we have brought you the ideal set of overseas health insurance plans for you to choose from based on the kind of overseas travel you will be embarking on. At Community Insurance Agency, we take international medical insurance plans for US Citizens travelling abroad very seriously. Your international medical insurance coverage varies depending on the travel destination, duration, and planned activities. It is important that an insurance plan, especially an Overseas Medical Insurance plan should be comprehensive to the point where if you or your travelling companion is seriously injured or ill, it should cover the necessary emergency medical care as well as hospitalization. Overseas medical insurance should be purchased carefully and should have the flexibility to cover all possible contingencies. Please choose the appropriate Overseas Health insurance plan from one of the plans below so that you can make your trip a comfortable one. With the right International medical insurance coverage, the overseas trip of your dreams awaits you. Select your overseas medical insurance plan today!

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Insurance Carriers
Plans & Benefits Available
Administrator : Trawick International
Carrier/Underwriter : Nationwide Mutual Ins Company
AM Best Rating : A+
BBB Rating : Accredited, A+
  • Safe Travels Voyager
    Comprehensive Travel with Covid Medical Expenses and $2,000 Quarantine Lodging Benefit Included
    • Coverage up to 180 days
    • COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness
    • Includes minimum coverage of $2,000 for potential quarantine lodging expenses
    • Up to $250,000 in PRIMARY emergency medical coverage and $1,000,000 of Emergency Evacuation Coverage
    • $250,000 per person limit Primary Medical Coverage with coverage for Pre-Existing Medical conditions on plans purchased prior to or with final trip payment
    • Must be purchased with initial policy and within 21 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured
    • Optional Cancel for Any Reason (CFAR) and Optional Travel Delay Increases available
    • *** Costa Rica travelers - This plan meets requirements for Costa Rica. A VISA LETTER is provided at the time of purchase which indicates the coverage needed to get your QR code from their website. Trawick does not provide the QR code or assist with getting the code.***
  • SAFE TRAVELS OUTBOUND / COST SAVER
    Comprehensive Travel Medical plan
    • Insurance for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment
    • US citizens/residents traveling outside the United States
    • Up to $500,000 in Primary emergency medical coverage
    • Coverage for up to 180 days
Administrator : International Medical Group
Carrier/Underwriter : Sirius Specialty Insurance Corporation
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Patriot International Travel
    5 days to 3 years No Age Limit !

    *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***

  • Patriot Platinum International
    5 days to 3 years No Age Limit !

    *** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***

  • GlobeHopperSM Senior
    Short Term insurance for age above 65 (Single Trip or Multi Trip)
  • Patriot Multi-TripSM
    Annual Multiple trips of 30 or 45-day
  • imgplan All IMG products
Administrator : BCBS (USA) & GeoBlue (outside USA)
Carrier/Underwriter : 4 Ever Life International Limited
AM Best Rating : A- (Excellent)
BBB Rating : Accredited, A+
USA PPO Network: Blue Card Network GeoBlue Xplorer
  • GeoBlue Voyager - VOYAGER ESSENTIAL & VOYAGER CHOICE
    • For trips outside the U.S. up to 6 months for ages 95 and younger
    • $1 Million limit
    • Illness and accident
    • Emergency medical transportation
    • Coverage of COVID-19 testing and treatment, at no additional cost, for everyone 95 years or younger
    • Lost luggage and post departure trip interruption coverage
  • GEOBLUE TREKKER MULTI-TRIP – TREKKER ESSENTIAL & TREKKER CHOICE
    • Home Country is the United States
    • Up to $1,000,000 international medical limit
    • Illness and accident
    • Emergency medical transportation
  • GeoBlue Navigator® - Navigator Student, Navigator Crew and Navigator for Missionary
    • Student: For International Students living in the U.S. or U.S. Students and Faculty, planning on studying outside of the U.S.. Pre-existing condition waiting period can be eliminated with proof of prior creditable coverage
    • Crew: All legal residents of the U.S.(citizens and foreign nationals) are eligible if they apply from the U.S. Non U.S. Citizens/Residents who are 74
    • Missionary: All U.S. citizens and U.S. permanent residents living abroad who are 74 or younger at the time of application are eligible to apply for coverage.
    • International health insurance for marine, missionary or student/faculty
    • Coverage of COVID-19 testing and treatment, at no additional cost
    • Unlimited lifetime max on medical
    • 100% coverage abroad
Administrator : Global Underwriters
Carrier/Underwriter : C&F Cayman SPC for and on behalf of ITI SP
AM Best Rating : A (Excellent)
BBB Rating : Accredited, A+
  • Diplomat International
    Comprehensive Coverage excluding COVID19 Coverage
    • Coverage period from 5 days - 365 days
    • Policy Maximum: $50,000 - $1,000,000 based on age
    • Deductible Choices: $0- $5,000 per person/plan period
    • Co-Insurance: After you pay the selected deductible, the plan pays 100% to the Medical Maximum.
    • Pre-Existing Condition Exclusion: 12 Months prior to the start date of coverage
  • Diplomat Long-term
    Comprehensive Coverage traveling outside of your home country
    • Coverage period from 3 months - 365 days & re-apply up to 3 years
    • COVID-19 Coverage Included
    • Policy Maximum: $500,000 - $1,000,000
    • Deductible Choices: $0- $5,000 per person/plan period
    • Co-Insurance: After you pay the selected deductible
      • Traveling to the US: The plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum
      • Traveling Outside the USA: The plan will pay 100% of Covered Expenses outside the USA up to the selected plan maximum.
    • Pre-Existing Condition Exclusion: 18 Months prior to the start date of coverage
Administrator : WorldTrips
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • Atlas International® Insurance
    100% coverage outside USA
    • Good for US Citizens traveling outside the US
    • Deductibles are available from $0 to $5,000
    • Plan pays 100% after the deductible outside USA
    • Renewable up to 364 days
    • Covers Acute onset of Preexisting condition for under age 80
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
  • ATLAS ESSENTIAL INSURANCE
    Low cost Comprehensive Plan
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
  • ATLAS PREMIUM INSURANCE
    High End Comprehensive Plan
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
  • Atlas MultiTrip INSURANCE
    Annual plan for multiple trips of up to 30 or 45 days
    • ***Quarantine benefit - $50 per day for a max 10 days of coverage. Must have a minimum of 30 days of coverage.***
Administrator : Azimuth Risk Solutions
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : Accredited, A+
  • The Beacon Travel Series
    Short Term Comprehensive plan- 5 days to 2 Yrs
  • Meridian Basic and Enhanced
    Long Term medical insurance plan
    • Meridian Basic - $2 Million Maximum Limit
    • Meridian Enhanced - $5 Million Maximum Limit
    • Deductible options available from $250 to $10,000
  • Meridian Clear Plan
    Long Term plan - Quick issue & Flexible underwriting
    • Meridian Clear - $2 Million Maximum Limit
    • Deductible options available from $500 to $10,000
    • Plan pays 100% of eligible medical expenses In PPO.
Administrator : Seven Corners
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A Excellent
BBB Rating : Accredited, A+
  • Liaison® Travel Medical Series
    Offers 3 Comprehensive Plans
  • ANNUAL TRAVEL INSURANCE
    For Frequent Travelers
  • Liaison® Travel Plus
    Medical Travel Insurance for Coronavirus
    • Coverage Length 5 days to 364 days, Extendable for a total of up to 364 days
    • Policy Maximum Worldwide Including the USA: $1M up to 64 years old, $100K age 65-69, $50K age 70-74
    • Policy Maximum Worldwide Excluding the USA: $5M up to 64 years old, $100K age 65-74
    • COVID-19 Treatment benefit covers up to $100K in medical expenses for COVID-19, SARS-Cov-2, and any mutation or variation of SARS-CoV-2 based on policy maximum chosen
    • Acute Onset of Pre-existing Conditions Worldwide Including the USA up to age 64, $10,000 and 65-74, $5,000
    • Acute Onset of Pre-existing Conditions Worldwide Excluding the USA up to age 64, $50,000 and 65-74, $10,000
Administrator : Cigna
Carrier/Underwriter : Cigna
AM Best Rating : A
States the plan is available
Administrator : Peterson International
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : A+
  • USAway International Major Medical Plan
    US citizens/residents Travelling outside the USA.
    • Students studying abroad
    • Executives traveling overseas on work assignments
    • Travelers/Tourists who are seeking medical coverage , including medical evacuation, while outside the USA
    • Families traveling abroad on sabbatical
    • Missionaries traveling abroad to provide foreign aid
Administrator : USA-ASSIST
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
  • Travel Medical Plans
    Comprehensive Coverage up to $1,000,000 based on age
    • Medical Expenses up to US$ 1,000,000.
    • Medical Evacuation / Repatriation up to US$ 100,000.
    • Accidental Death & Dismemberment up to US$ 25,000.
    • Emergency Reunion up to US$ 10,000.
    • Dental Emergency.
    • Return of Remains