IMG has developed two Patriot Platinum Travel Medical Insurance plans to provide you and your family superior protection and offer a complete package of international benefits available 24 hours a day. Patriot Platinum InternationalSM provides coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S., while Patriot Platinum AmericaSM provides coverage for non-U.S. citizens traveling outside their home country. Both plans are available for a minimum of five days to a maximum of three years, in accordance with the terms of the Certificate of Insurance.
Additionally, the plans offer enhanced benefits and services to meet your global travel needs. You can choose from an extensive range of deductibles and Maximum Limits, you have exclusive access to our Global Concierge and Assistance ServicesSM, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage. they are not designed for international travel. Without even realizing it, you may be putting your health at risk. Don’t let your medical coverage be an uncertainty. Travel with one of IMG’s Travel Medical Insurance® plans so you can spend more time enjoying your international experience and less...
Read More** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
Patriot Platinum International is a premium travel medical insurance plan from IMG designed primarily for U.S. citizens traveling outside the United States, offering comprehensive international medical coverage.
The plan is generally available for eligible travelers outside their home country and can be purchased for trips lasting from 5 days up to 3 years, subject to policy conditions.
The plan includes emergency hospitalization, physician services, emergency medical evacuation, concierge assistance, prescription coverage, and access to an international provider network.
Yes. COVID-19 is treated like any other covered illness or injury, subject to the plan's terms and conditions.
The plan may include benefits for the sudden and unexpected recurrence of certain pre-existing conditions for eligible travelers, according to the certificate wording.
Yes. Travelers can choose from various deductible options and maximum coverage limits based on their travel needs.
It offers high policy limits, worldwide coverage, international assistance services, and extensive provider access, making it suitable for travelers seeking premium protection.