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Minimum Coverage period should be 5 days or greater.

For pre-existing condition plans, coverage period must be 90 days minimum when generating a quote.
You have to select minimum of 90 days to see any pre-existing condition plans. Must purchase plan before departing home country.

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TYPES OF BENEFIT OPTIONS:

Comprehensive Coverage Plans

Higher coverage & Better benefits Is this type of plan good for me?

Best Selling Dr & UC Co-pay plan
Overseas Visitors Insurance

Overseas Visitors Insurance℠

Price $11675USD

This rate is for $1000 deductible - Plan A

Brochure

Direct Billing

PPO Network: United Health Care

  • Deductible options: $100, $250, $500, $1000, $2500
  • Co-Pay: $35 (Ded waived for Office visit/UC)
  • Co-Insurance (In PPO): Plan A pays 90% to $5000 then 100%
    Plan B pays 100% benefits
    Plan C pays 90% to $5000 then 100%
  • Prescription Drugs: Plan pays 80% co-insurance inside the USA.
  • Coverage Period: 5 days to 364 days
  • Policy Maximums: $25,000 to $500,000 based on the age
  • Renewable Yes
  • Plan Administrator: Azimuth Risk Solutions
  • Insurance Carrier: Lloyd's of London
  • Pre-Existing Condition: Acute Onset up to age 79 (More Info)
  • COVID-19 Benefit: Included
  • Quarantine Benefit: Included
Deductible $250 $1000
  Plan A Plan B Plan C Plan A Plan B Plan C
Primary 8497 10410 8951 6799 8335 7167
spouse 6032 7686 6291 4875 6151 5037
Child/
Children
N/A N/A N/A N/A N/A N/A
Premium Total 14529 18096 15242 11675 14485 12204
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Excluded/Eligibility Country or States of Residence in USA:

Patriot America Plus

Patriot America Plus

Price $12875USD

This rate is for $1000 deductible options

Brochure

Direct Billing

PPO Network: United Health Care

  • Deductible options: $0, $100, $250, $500, $1000, $2500
  • Walk in Clinic/UC: $15/$25 Co-pay (Not subject to ded. Co-pay waived if $0 ded elected)
  • Co-Insurance: Plan pays 100% In PPO Network
  • Prescription Drugs: Plan pays 80% to $5000 & then 100%
  • Policy Maximums: $50,000 to $1,000,000 based on age
  • Coverage Period: 5 days to 2 years
  • Age Limit: No Age limit
  • Renewable Yes, 5 days up to 12 months - renewable up to 24 months
  • Plan Administrator: International Medical Group (IMG)
  • Insurance Carrier: SiriusPoint Specialty Insurance Corporation
  • Pre-Existing Condition: Acute onset under age 70 (More Info)
  • COVID-19 Benefit: Included
Deductible $250 $500 $1000
Primary $10064 $9059 $8053
Spouse $6032 $5427 $4821
Child/ Children N/A N/A N/A
Premium Total $16096 $14485 $12875
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Excluded/Eligibility Country or States of Residence in USA:

*80+ limited to $10K max


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What types of plan to Buy ?

Fixed/Scheduled benefits plans will be suitable for the following people:

Comprehensive Coverage plans will be suitable for the following people:

Fixed/Scheduled benefit Plan Vs Comprehensive Plan
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Fixed/Scheduled Benefit Plan Comprehensive
Coverage and Benefits

Low benefits with fixed limits.

Plan pays only a pre-defined fixed amount for each medical benefit, and the remaining amount is insured liability.

You may visit any doctor any hospital, but benefits are as per the schedule. May not have PPO network.

Higher benefits with better coverage.

Plan pays 100% or 90/80% to $5,000 then 100% of eligible expenses up to the policy limit based on the plan you choose.

Most of the plans have PPO network so you get negotiated and discounted rates from the provider.

Premium

Low cost

Higher as compare to Fixed/Scheduled benefit plan

Our Suggestion

Better option for people who are looking for low cost plan with basic medical coverage even though the plan does not cover serious medical expenses.

Better option for people who wants to take less risk with good coverage and less out of pocket.
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