Visitors Insurance, Travel Health Insurance USA

Point Comfort Travel

Plan Administrator :Point Comfort Group

Carrier/Underwriter : HDI Global

AM Best: A

Standard & Poor’s : A+

GoTime by Point Comfort Travel

Type of Coverage Single Trip - Economy
MAXIMUM BENEFITS (benefit reduces based on age) - Options: $50,000, $100,000, $250,000, $500,000, or $1,000,000
DEDUCTIBLES (per person) - Options: $0, $100, $250, $500, $1,000, or $2,500
VIRTUAL VISIT (telamed) - $10 Co-pay (waived if Deductible is $0)
PHYSICIAN OFFICE VISIT- Including US - $20 Co-pay (waived if Deductible is $0); Excluding US - $0 Co-pay
URGENT CARE CLINIC - Including US - $25 Co-pay (waived if Deductible is $0); Excluding US - $0 Co-pay
EMERGENCY MEDICAL TREATMENT IN ER- Including US - $350 Co-pay (waived if admitted); Excluding US - $0 Co-pay
OUTPATIENT PRESCRIPTION DRUGS- $30 Co-pay, 90% Coinsurance
ACUTE ONSET OF DENTAL PAIN - Subject to maximum of $100 (palliative care only)
DENTAL TREATMENT IN OFFICE(following an Injury/Accident) - Subject to a maximum of $100 per tooth, $300 per Certificate Period
EMERGENCY DENTAL TREATMENT IN HOSPITAL (following an Injury/Accident) - Covered
EMERGENCY EYE EXAM - Subject to a maximum of $150 (Co-pay applies)

PrimeTime by Point Comfort Travel

Type of Coverage Single Trip - Enhanced
MAXIMUM BENEFITS (benefit reduces based on age) - Options: $500,000, or $1,000,000, or $2,000,000
DEDUCTIBLES (per person) - Options: $0, $100, $250, $500, $1,000, $2,500, or $5,000
VIRTUAL VISIT (telamed) - Covered, plan pays 100%
PHYSICIAN OFFICE VISIT- Including US - $20 Co-pay (waived if Deductible is $0); Excluding US - $0 Co-pay
URGENT CARE CLINIC - Including US - $25 Co-pay (waived if Deductible is $0); Excluding US - $0 Co-pay
EMERGENCY MEDICAL TREATMENT IN ER- Including US - $350 Co-pay (waived if admitted); Excluding US - $0 Co-pay
OUTPATIENT PRESCRIPTION DRUGS- Covered, plan pays 100%
ACUTE ONSET OF DENTAL PAIN - Subject to maximum of $300; (palliative care only)
DENTAL TREATMENT IN OFFICE(following an Injury/Accident) - Subject to maximum of $300
EMERGENCY DENTAL TREATMENT IN HOSPITAL (following an Injury/Accident) - Covered
EMERGENCY EYE EXAM - Subject to a maximum of $150 (Co-pay applies)