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INF Elite X by INF Plans

Comprehensive plan with Pre-Existing Condition Coverage up to age 99

The INF Elite X plan is designed exclusively for non-U.S. residents traveling internationally. This plan provides essential medical and emergency protection to help keep you safe and secure during your journey.

Discover the INF ELITE X IVAS Plan, our flagship insurance program tailored for non-U.S. residents traveling outside their home country. Exclusively designed for international visitors, this plan is not available to U.S. residents and offers robust protection for your journey.

This comprehensive plan stands out with its coverage for pre-existing conditions, defined as any illness, disease, or condition that manifested, worsened, or required medical attention or prescribed medication in the 12 months before your coverage began. It ensures that eligible expenses for outpatient, specialist, urgent care, and inpatient services are covered—whether for pre-existing conditions, new sicknesses, or accidents—after the deductible is met, up to policy limits and maximums. Coinsurance may apply, sharing a portion of the costs based on your provider choice.

Beyond medical coverage, the INF ELITE X IVAS Plan includes vital benefits like Emergency Medical Evacuation, Repatriation of Remains, and Accidental Death and Dismemberment, providing a safety net for critical situations. Available for travelers aged 0 to 99, coverage can be secured online for a minimum of 90 days up to a maximum of 364 days, ensuring flexibility for short or extended trips.

Leveraging the United Healthcare Options PPO Network in the U.S., the plan offers significant advantages with in-network providers, including widespread acceptance, direct billing (so you often don’t pay upfront), and lower copays and coinsurance. This means less hassle and more savings when accessing care.

For international travelers seeking reliable, user-friendly coverage, the INF ELITE X IVAS Plan delivers the security and support you need to travel with confidence. Protect your journey today—enroll online and experience the difference of a plan crafted for your unique needs.

Plan Eligibility:

  • All non-US citizen members ages up to 99 who are traveling to the United States, Canada or Mexico.
  • Policy Maximums Options: $150,000, $250,000, $300,000, $500,000, or $1,000,000 up to age 69 & $75,000 for ages 70 to 99
  • Deductible per Injury/Sickness : Options: $100, $250, $500, $1,000, $2,500, or $5,000
  • Coverage for minimum of 90 days up to 364 days, Extendable for up to 364 days
  • Must purchase policy before departing home country
  • INF Elite will cover COVID-19 like any other covered medical condition

Best for Pre-Existing Condition Coverage:

  • For ages up to 69: $25,000, $30,000, $40,000, or $50,000 Maximum Benefit; subject to a $1,500, $2,000, $2,500, $5,000 or $10,000 Deductible
  • Pre-existing Conditions Sublimits:
    • $15,000 Hospital/ICU Room & Board
    • $15,000 Hospital Miscellaneous
    • $15,000 Surgeries
    • $7,500 Hospital Emergency
    • $5,000 Assistance Surgeon Expenses
    • $500 Prescriptions
  • For ages 70-99: $20,000 Maximum Benefit; subject to a $1,500 Deductible

INF Insurance plans are offered to persons traveling on a limited duration trip (364 days or less) to the US, Canada or Mexico. Please note that INF Premier and Elite plans require minimum 90 days enrollment.

You can apply online for INF Elite Travel Insurance Plan. This plan is eligible for any Non-US Citizen including Green Card holders, H1-B1 Visa Holders, Permanent Residents, Students on F1 F2 Visas, and those on OTP can apply for INF Elite and other INF Plans.

INF Elite Insurance plan is underwritten by C&F Crum & Forster, a well-known underwriter based in the United States. C&F is rated “A” (Excellent) by AM Best (2022).

Yes, you can add your spouse as a dependent when applying for INF Elite Visitors Insurance Plan as long as they are traveling with you and have the same travel plans.

To purchase INF Elite Insurance plan, you can pay online once your complete the application with any major credit card.

Yes, INF Elite does cover Covid-19 and is treated like any new sickness or illness that can occur during travel as long as symptoms first appear after the policy effective date and your trip has started.

When buying INF Elite Travel Insurance, you will need to provide the traveler’s full name on their passport, date of birth, home country address and billing details. Once the application and payment is completed online, you will be emailed the ID cards and coverage documents.

INF Elite plan does have guaranteed cashless claim benefit through INF Plans if you call them for a medical situation beforehand, through their customer service support and wait for this to be arranged on your behalf. This benefit is ideal for non-medical emergency care.

Yes, INF Elite Visitors can give you coverage when traveling to United States, Canada, or Mexico.

Once the application and payment is completed online, you will be emailed the ID cards and coverage documents within 5-10 minutes of completing the application online as well the PPO link.

No, there are no state restrictions when purchasing INF Elite plan in the United States or any other INF Plans. You will be covered throughout the United States.

Yes, greencard holders are eligible to purchase INF Elite and all INF Plans. Eligibility for INF Plans are Non-U.S. Residents/Citizens who are traveling to the United States, Canada, or Mexico.