Patriot Platinum Travel Insurance Plan - The Comprehensive International Coverage for Global Travelers

In today’s increasingly mobile world, travelers expect peace of mind when crossing international borders, whether for business, leisure, or long-term stays. One of the most important elements of international travel is securing dependable medical insurance. That’s where the Patriot Platinum Travel Insurance Plan comes in — a premium and comprehensive solution designed for global travelers who demand higher coverage limits, broader benefits, and customizable options.

Provided by International Medical Group (IMG), the Patriot Platinum plan is ideal for individuals, families, or groups traveling outside their home country. With its extensive list of features, generous maximum limits, and flexibility, this plan stands out as one of the top-tier choices in the travel medical insurance market.

What Is the Patriot Platinum Travel Insurance Plan?

The Patriot Platinum Plan is an elite short-term international travel medical insurance policy that provides superior protection for U.S. and non-U.S. citizens traveling outside their home country. This plan is best suited for global travelers who want higher medical coverage limits and expanded benefits compared to standard travel plans.

With maximum limits of up to $8,000,000, comprehensive emergency services, and robust coverage for medical care, the Patriot Platinum Plan is a reliable choice for those seeking top-tier protection on the go.

Key Features of the Patriot Platinum Plan

Here are the primary highlights of the Patriot Platinum Travel Insurance Plan:

Eligibility

• Available to travelers outside their country of residence.
• Suitable for both U.S. and non-U.S. citizens.
• Applicants must be at least 14 days old.

Coverage Duration

• Minimum period of5 days up to 365 days.
• Renewable for up to a total of 3 years (36 months).

Medical Maximums

• Choose from $1,000,000 to $8,000,000 in medical maximum coverage.
• Coverage applies per policy period, not per incident.

Deductible Options

• Deductible ranges from $0 to $25,000, allowing premium flexibility.

Emergency Medical Evacuation

• Covered up to $1,000,000 for eligible cases requiring transportation to the nearest qualified facility.

Hospitalization and Outpatient Benefits

• OIncludes hospital room and board, ICU, surgery, anesthesia, labs, and diagnostic procedures.
• Outpatient visits, physician fees, and urgent care are covered.

Acute Onset of Pre-Existing Conditions

• Covered up to policy limits for travelers under age 70, subject to conditions.

Why Choose Patriot Platinum for International Travel?

The Patriot Platinum Plan is built for the discerning traveler who wants it all — wide-ranging coverage, flexible terms, and high limits. Here’s why it's a preferred choice:

• High medical maximums for added peace of mind.
• Worldwide coverage, including the U.S. for non-citizens.
• Access to the UnitedHealthcare PPO Network in the U.S.
• Travel assistance services including lost luggage, trip interruption, and identity theft recovery.

Whether you’re going on a global business tour, studying abroad, or relocating for extended work assignments, Patriot Platinum ensures that you’re protected every step of the way.

Coverage Enhancements and Add-Ons

Patriot Platinum goes beyond just medical insurance by offering:

• Optional Adventure Sports Rider – Covers select activities like bungee jumping or skiing.
• Enhanced AD&D coverage – Higher benefit options available.
• Evacuation Plus Rider – Adds non-life-threatening medical evacuation coverage.

These optional benefits allow travelers to tailor their plan based on their destination, activities, and personal risk tolerance.

Frequently Asked Questions (FAQs)