Fixed/Scheduled benefits plans will be suitable for the following people:
Comprehensive Coverage plans will be suitable for the following people:
| Fixed/Scheduled Benefit Plan Comprehensive | ||
| Coverage and Benefits | Low benefits with fixed limits. Plan pays only a pre-defined fixed amount for each medical benefit, and the remaining amount is insured liability. You may visit any doctor any hospital, but benefits are as per the schedule. May not have PPO network. |
Higher benefits with better coverage. Plan pays 100% or 90/80% to $5,000 then 100% of eligible expenses up to the policy limit based on the plan you choose. Most of the plans have PPO network so you get negotiated and discounted rates from the provider. |
| Premium | Low cost |
Higher as compare to Fixed/Scheduled benefit plan |
| Our Suggestion | Better option for people who are looking for low cost plan with basic medical coverage even though the plan does not cover serious medical expenses. |
Better option for people who wants to take less risk with good coverage and less out of pocket. |
