The Premier IVAS Plan is one of the INF's flagship Insurance programs for visitors to the United States, Canada and Mexico.
INF Premier IVAS Plan is not available to US residents and is only available to non-US residents.
INF Premier IVAS Plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
Pre-existing condition means an illness, disease, or other condition of the Covered Person that in the 12-month period before the Covered Person’s coverage became effective under the Policy: 1. first manifested itself, worsened, became acute, or exhibited symptoms that would have caused a person to seek diagnosis, care, or treatment; or 2. required taking prescribed drugs or medicines, unless the condition for which the prescribed drug or medicine is taken remains controlled without any change in the required prescription; or 3. was treated by a Doctor or treatment had been recommended by a Doctor.
This means eligible expenses out-patient, specialist, urgent care, and in-patient services are covered for pre-existing conditions as well as for new sicknesses, & accidents, as defined in the plan. After the deductible has been met, coverage is provided for usual and customary charges for medically necessary covered expenses incurred, up to plan limits and benefit maximums. Direct billing may be available from your provider.
In addition to accident and sickness benefits, the INF Premier IVAS program includes eligible Emergency Medical Evacuation Benefits, Repatriation of Remains Benefits, and Accidental Death and Dismemberment Benefits.
This plan is available to non-US residents ages 0-99 traveling to the US, Canada or Mexico when purchased before the start date of your trip for at least 90 days and no more than 364 days, which is the Maximum Period of Coverage. Enrollment can be completed Online.
Plan Eligibility:
Best for Pre-Existing Condition Coverage:
INF Insurance plans are offered to persons traveling on a limited duration trip (364 days or less) to the US, Canada or Mexico. Please note that INF Premier and Elite plans require minimum 90 days enrollment.
We recommend selecting your travel dates based on your travel itinerary (airline tickets). That way your loved ones are covered during transit to and from their home country. You can extend INF Premier Insurance Plan as well if their travel plans change. The policy must be purchased policy before departing home country. If the traveler has already arrived, you will need to fill out a health attestation form confirming they are healthy and stable at time of purchase. You must wait for approval before you can apply if the traveler has already arrived to their destination country.
Please note that INF Elite plan require minimum 90 days enrollment.
INF Premier Plans is underwritten by insurance carrier C&F Crum & Forester. The plan administrator on the plan is INF Plans.
Yes, you can add your spouse as a dependent. Your Dependents (lawful spouse and unmarried children, subject to Dependent age limits in the state where the Policy is issued) are also covered, if they are traveling with you and you have elected and paid for Dependent coverage.
This plan must be purchased for the full duration. This is a one-time payment based on your travel dates. You do have the option to extend the policy if needed up to 364 days.
INF Premier Plans for Visitors application and payment is done online. You can click the “BUY NOW” link from the quote shared with you or you can click the red “Get Quote Apply Online” quote at the top of this page.
Here is the link as well to purchase the plan - https://sec.infplans.com/applicationForm/index.php?pName=INF%20PREMIER&agentno=2103395
Yes, COVID-19 is included like any sickness or illness that may occur.
You will need to provide the traveler’s full name on their passport, date of birth, home country address, billing and payment details and travel dates.
INF Premier IVAS Plan comes with INF-Robin Assist. INF-Robin Assist arranges for direct billing & cashless claims with providers worldwide and provides 24/7 responsive claims, emergency travel and medical assistance from any device, any time, any place. INF-Robin Assist will process your claim, coordinate with the medical providers around the globe, determine eligibility, and even handle evacuation and repatriation services.
This plan is available to non-US residents ages 0-99 traveling to the US, Canada or Mexico when purchased before the start date of your trip for at least 90 days and no more than 364 days, which is the Maximum Period of Coverage.
Once application and payment are processed, all documents including ID Card and policy wording will be emailed to you within 5 minutes of completing the application online.
There is no waiting period for coverage to begin, the earliest you can start your INF Premier Plans is the next day.
Under the INF Premier plan, pre-existing conditions may be covered according to the terms of the policy. A Preexisting Condition is defined as: “Preexisting Condition” means an illness, disease, or other condition of the Covered Person that in the 12-month period before the Covered Person’s coverage became effective under the Policy:
