Visitors Protect Plan - What to Know - Plan for Pre-Existing Conditions, Benefits, Plan Details & More

Visitors Care Protect Plan

Welcome back to blog! This blog will breakdown the Visitors Protect Insurance Plan by IMG Global, a popular comprehensive coverage plan that offers pre-exisiting condition coverage to travelers visiting USA, Canada & Mexico. This temporary medical insurance includes coverage for pre-existing conditions, so you can spend more time enjoying your international experience—not worrying about your medical coverage for your loved ones. This blog will help guide you in making the best decision on what comprehensive coverage plan to purchase from that will best meet your needs.

VISITORS PROTECT Plan Eligibility:

    • For Travelers visiting the USA, Canada & Mexico
    • Policy must be purchased before departing your home country for travel
    • Age Limit: 14 days to 99 years
    • Coverage Period: 90 days up to 365 days
    • Plan cannot be extended or renewed
    • Policy must be purchased before departing your home country for travel


    • Pre-Existing Conditions Covered 75% Coverage in PPO for eligible medical expenses including:
      • Physician Visits/Services
      • Urgent Care Clinic/ Walk-in Clinic
      • CareClix Consultation
      • Hospital Emergency Room
      • Hospitalization/Room & Board
      • Intensive Care
      • Outpatient Surgical/Hospital Facility
      • Laboratory/ Radiology/X-rays
      • Surgery
      • Prescription Drugs
    • Walk-in Clinic/Urgent Care co-pay $15/$25, then 100% benefits (not subject to deductible or co-insurance)
    • Deductibles are available from $250 to $2500
    • Coverage Period 90 days up to 12 months
    • Policy Maximums: Through Age 69: $50,000, $100,000, or $250,000
    • Policy Maximum: Ages 70 and older: $50,000
    • Pre-Existing Conditions: Deductible: $1,500 per injury or illness (plan deductible waived) - Maximum limit through age 69: $25,000 and Maximum limit ages 70 and older: $20,000
    • UnitedHealthcare PPO

There is no waiting period to start your coverage for Visitors Protect Insurance. The policy must be purchased before departing your home country for travel and the traveler must be healthy at time of purchase with no known medical treatment needed. Once you apply online, the insurance documents including ID Card, Certificate/Policy Wording, Discount Pharmacy Card, and PPO link will be shared with you via email.

Within Visitors Protect Insurance plan there are some general exclusions to be aware of. Some of those exclusions include any claims related to Economic Sanctions, War, Military Action, Terrorism, Maternity and Newborn Care (including any pregnancy) Mental or Nervous Disorders, Preventive Care (routine physicals and immunizations), HIV, AIDS Virus, AIDS Related Illness, Elective or Cosmetic Surgeries, Athletic Injuries (including extreme sports), self-inflicted injury or illness or any injuries sustained while under the influence of drugs and alcohol. To review the full exclusions in more detail, please see Visitors Protect Insurance plan’s policy wording here -

To learn more about Visitors Protect Insurance plan by IMG Global, please check out

We hope this article has helps you understand more about the Visitors Protect Insurance Plan. If you need help generating a quote, please email us at and share the travelers ages, travel dates, visa/green card status, and destination country for the quickest response. If you have an other questions or feedback regarding this post, you can reach us via email at, toll-free at 800-344-9540/847-897-5120. or via phone or WhatsApp at 847-897-5120.