Complete medical insurance, emergency evacuation, repatriation and worldwide 24hr. medical assistance for people working, traveling or living away from home for extended periods of time.
Read MoreThis insurance will cover you only while you are living or traveling outside your Home Country. Coverage will not begin until after you depart your Home Country and will terminate immediately upon your return to your Home Country. See "Period of Insurance" under Policy Coverages. Schedule of Benefits
Coverage limits are determined by the geographic area where the expense is incurred.
Covered Expenses | Bermuda, Caribbean Islands, Canada, USA (its territories and possessions) |
All other countries |
---|---|---|
Accident and Sickness Benefits: | ||
Hospitalization Expenses (l) | Limited Coverage (3) | Full Coverage |
Non-hospitalization Expenses (2) | Limited Coverage (3) | Full Coverage |
Physician's fees | Limited Coverage (3) | Full Coverage |
Medical/surgical supplies | Limited Coverage (3) | Full Coverage |
Medical/surgical treatment | Limited Coverage (3) | Full Coverage |
X-rays | Limited Coverage (3) | Full Coverage |
Laboratory | Limited Coverage (3) | Full Coverage |
Prescription medicines | Limited Coverage (3) | Full Coverage |
Local ambulance | Full Coverage | Full Coverage |
Medical Evacuation | Full Coverage | Full Coverage |
Repatriation of Remains (4) | Limited Coverage | Limited Coverage |
Accident Dental Expenses (5) | Limited Coverage | Limited Coverage |
Maternity Expense Benefit (6) | Limited Coverage | Limited Coverage |
Home Country Coverage | Very Limited Coverage | Very Limited Coverage |
(See Policy Coverages for details) |