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Safe Travels for visitors to the USA

Low-Cost Schedule of Benefit Plan

Safe Travels for visitors to the USA

Safe Travels for Visitors to the USA Insurance plan provides accident and sickness medical coverage which will take care of your covered expenses, regardless of other insurance, with flexible deductible options, medical maximums and coverage for specific needs. When traveling to the USA, it is important to consider the medical care and coverage you may need during your stay. The USA offers the best of health care in the world, but if you don't have primary insurance that covers you outside of your home country, or if other insurance does not cover all required fees, it can be extraordinarily expensive to get the treatment you need. Medical providers in the US work on a "fee for service" basis. Put another way, a physician expects to be paid when he or she treats you for a medical condition. You are eligible for this travel insurance coverage if you are a foreign resident traveling to the United States from another country. This plan is not available to US citizens or US residents. Your coverage must begin within 12 months of your arrival in the United States and can be renewed one time. This travel insurance is available for ages 14 to 89. The minimum period of coverage is 5 days, Maximum is 364 days. It is renewable one time. Total program length available is 364 days. Coverage cannot begin until you depart from your home country and Trawick International both receives and accepts your application and correct premium. Green card holders are not eligible for this plan. Please view the specific coverage details for each of the plans available to suit just about any need and budget. Our plans include; Safe Travels for Visitors Basic, Safe Travels for Visitors Silver, Safe Travels for Visitors Gold, Safe Travels for Visitors Platinum, and Safe Travels for Visitors Senior (Ages 50-89).

  1. Medical Insurance
  2. AD&D and Travel Related Benefits for persons traveling to the USA
  3. Coverage 5 days up to maximum period of 364 days
  4. Renewable up to 2 years

Safe Travels For Visitors To The USA plan provides Accident and Sickness Medical, Accidental Death and Dismemberment, Emergency Medical Evacuation, Emergency Reunion, Political Evacuation, Repatriation, and Travel Assistance to individuals while visiting the United States. It can provide coverage for you, your spouse/domestic partner/traveling companion and dependent children/grandchildren up to age 21 years. Coverage for Travel with Trip Cancellation is available through the Safe Travel USA or Safe Travel Care 360. Customized coverage for groups of 5 or more people is available under the Safe Travels for Groups


Effective Date under the program shall become effective at 12:01 AM North American Central Time on the latest of the following dates:

  1. your departure from your Home Country; or
  2. The date the application and premium are received by the Administrator; or
  3. The date the application and premium are accepted by the Administrator; or
  4. The date requested on the application.

The coverage provided with respect to the Named Insured shall terminate at 12:01 AM North American Central Time on the earliest of the following dates:

  1. The date shown on the insurance confirmation card, for which the premium is paid; or
  2. The date the Insured Person returns to his Home Country; or
  3. Three hundred and sixty four (364) days after the Insured Person's original effective date; or
  4. The date the Insured Person becomes a United States citizen;

The Company maintains a Preferred Provider Network both within and outside the United States. Within the United States, the Company recommends the use of the Preferred Provider Network for maximum benefit payment.

Outside the U.S., the Company retains the right to require the use of a Network Provider, where available Or be subject to a 20% copayment on all claims. Utilizing these providers may result in payments directly to the provider as well as referrals to licensed medical providers you can trust. You can find the link to the provider directory on the back of your ID card or at

In the United States, provider choices and reimbursement assessment will be based as follows:

In-Network Preferred Provider: This tier consists of all In-Network Providers as well as other preferred providers designated by the Company [and listed on the website]. In-Network Providers have agreed to accept a negotiated discount for services. This results in lower out-of-pocket costs to the Insured.

Out-of-Network Provider: Utilizing providers that are Out-of-Network is a more costly financial option for the Insured. The Company reimburses such providers up to a Reasonable and Customary amount as determined by the Company. The provider may bill the Insured the difference between the amounts reimbursed by the Company and the Provider’s billed charge. Additionally, the Insured will pay a Coinsurance amount that is higher than if an In-Network Provider were used. Amounts in excess of the Reasonable and Customary charges will not count toward the Out-of-Pocket Maximum, Deductibles or Plan Co-payments.

Pre Certification/Notification: Pre-certification and notification to GBG Assist is mandatory. Failure to do so will result in a 50% reduction of the eligible claims Medical Expenses. For pre-Certification please contact: GBG Assist Toll Free USA and Canada 877-916-7920 Worldwide Collect 949-916-7941