Patriot Travel America Insurance Plan - The Reliable Coverage for Non-U.S. Citizens Visiting the United States

Traveling to the United States as a non-U.S. citizen comes with many considerations, and health insurance is one of the most critical. Medical expenses in the U.S. can be exceedingly high, especially for visitors who may not be eligible for domestic health coverage. To ensure peace of mind and financial protection during your stay, the Patriot Travel America Insurance Plan is an ideal solution. Designed specifically for non-U.S. citizens and non-U.S. residents traveling to the U.S., this plan offers reliable and affordable short-term medical coverage tailored to international visitors.
Whether you're visiting for tourism, business, or family reasons, understanding the features and benefits of the Patriot Travel America Plan can help you make an informed decision about your health and safety during your trip.
What is the Patriot Travel America Insurance Plan?
The Patriot Travel America Insurance Plan is a temporary medical insurance plan provided by International Medical Group (IMG). It is intended for individuals traveling to the United States who are not citizens or residents of the U.S. The plan offers coverage for unexpected illnesses and injuries, including hospitalization, emergency medical services, and other essential health needs.
Unlike domestic health insurance, this travel plan is tailored to the unique needs of short-term visitors. It ensures that non-residents are protected against the financial burden of medical emergencies during their stay in the U.S.
Key Features of the Patriot Travel America Plan
Eligibility
- Available for non-U.S. citizens and non-U.S. residents.
- Applicants must be at least 14 days old.
- Ideal for international tourists, students, or visiting family members.
Coverage Duration
- Minimum coverage of 5 days up to a maximum of 365 days.
- Renewable up to a total of 2 years.
Medical Maximums
- Choose from coverage options: $50,000, $100,000, $500,000, or $1,000,000 per injury or illness.
Deductible Options
- Multiple deductible choices ranging from $0 to $2,500.
- Higher deductibles can reduce premium costs, offering flexibility.
Emergency Medical Benefits
- Includes emergency medical evacuation, repatriation of remains, and emergency room services.
- Ambulance services and ICU charges are covered (within limits).
Acute Onset of Pre-Existing Conditions
- Offers limited coverage for the acute onset of pre-existing conditions for travelers below a certain age.
Prescription Drugs & Urgent Care
- Prescriptions are covered when related to a covered illness or injury.
- Access to urgent care clinics with minimal copay.
Why Choose Patriot Travel America Insurance?
With the increasing costs of healthcare in the U.S., even minor treatments can be financially burdensome for international visitors. The Patriot Travel America Plan stands out due to:
- Customizable coverage based on your needs and budget.
- Wide hospital network across the United States.
- Multilingual customer support and access to IMG’s 24/7 emergency assistance.
- Online claim processing for a convenient experience.
This plan not only protects your finances but also gives you peace of mind, knowing that medical help is accessible if you fall ill or get injured.
Common Use Cases for the Patriot Travel America Plan
The plan is suitable for:
- Parents visiting children in the U.S.
- Tourists on vacation or exploring American landmarks.
- Business professionals attending meetings or conferences.
- International students arriving early before school-sponsored insurance begins.
Frequently Asked Questions (FAQs)
Who can apply for the Patriot Travel America Insurance Plan?
This plan is available to non-U.S. citizens or residents who are traveling to the United States for a short duration. Applicants must be at least 14 days old. U.S. citizens or green card holders are not eligible.
Does the plan cover pre-existing conditions?
It does not cover chronic pre-existing conditions. However, it offers limited coverage for the acute onset of pre-existing conditions (up to age 69), which means sudden and unexpected relapses that require immediate medical attention.
How does the deductible work with this plan?
The deductible is the amount you must pay out-of-pocket before the insurance benefits begin. You can choose from a range of deductible options, and your premium will be affected by this selection. Lower deductibles typically mean higher premiums.
Can I extend my coverage if my stay in the U.S. gets longer?
Yes. The plan can be extended up to a total coverage period of 24 months (2 years). You must request an extension before your current coverage expires.
Will I be able to visit any doctor or hospital in the U.S.?
Yes. The plan gives you access to the UnitedHealthcare PPO network, which includes a vast number of hospitals and doctors across the U.S. Using an in-network provider helps reduce your out-of-pocket costs.
How to Buy the Patriot Travel America Insurance Plan
Purchasing the plan is simple:
- 1. Visit the authorized provider's website.
- 2. Enter your travel details (dates, destination, traveler age, etc.).
- 3. Choose your coverage amount and deductible.
- 4. Complete the online application and make the payment.
- 5. Receive policy documents instantly via email.
Make sure to review the certificate of insurance and coverage limits before buying. This ensures the policy matches your needs.
Conclusion
Health emergencies can happen at any time, especially when you’re far from home. The Patriot Travel America Insurance Plan offers a smart and flexible way for non-U.S. citizens to protect themselves against the high cost of medical treatment in the United States. Whether you're visiting for a few weeks or several months, this plan delivers peace of mind and financial security.
For more information, quotes, and easy enrollment, visit Visitors Insurance — your trusted source for international travel health coverage.
We hope this article has helped you better understand your Visitors Insurance options.
If you need help generating a new quote, please email us at info@visitorsinsurance.com and share the travelers ages, travel dates, visa/green card status, and destination country for the quickest response.
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If you have any other questions or feedback regarding this post, you can reach us via email at info@visitorsinsurance.com, toll-free at 800-344-9540/847-897-5120. or via phone or WhatsApp at 847-897-5120.
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