Essential Comprehensive Travel Plan by MyPhysicianPlan: Complete Guide for International Travelers

Comprehensive Global Protection for Every Traveler

Traveling to the United States or embarking on an international journey demands careful planning and preparation. One of the most important factors to consider is reliable travel health insurance. The Essential Comprehensive Travel Plan by MyPhysicianPlan offers a well-rounded solution for non-U.S. citizens, residents, and immigrant green card holders traveling from abroad to the USA or across multiple international destinations.

This travel insurance plan is designed to provide financial security and medical protection for global travelers of all ages—up to 89 years. Its flexible coverage options and affordable premiums make it a smart choice for anyone seeking reliable protection during overseas trips.

The policy provides medical coverage limits ranging from $50,000 to $200,000 per injury or sickness, allowing travelers to select the level of protection that fits their budget and needs. With deductible options between $250 and $2,500 per incident, this plan can be tailored for both cost-conscious and comprehensive coverage seekers.

Coverage is backed by United Healthcare’s PPO network, offering reimbursement at 70% of the preferred allowance for in-network services and 50% for out-of-network services. This ensures travelers have access to a vast network of trusted healthcare professionals and hospitals throughout the United States.

Plan Highlights and Key Benefits

The Essential Comprehensive Travel Plan by MyPhysicianPlan stands out for its well-balanced protection and traveler-focused flexibility. Below are the key highlights of this plan:

• Eligibility: Designed for non-U.S. citizens, residents, and immigrant green card holders traveling to or within the USA.
• Age Limit: Coverage available for individuals up to 89 years old.
• Medical Coverage: Choice of $50,000 to $200,000 per injury or sickness.
• Deductibles: Select from $250, $500, $1,000, or $2,500 per incident.
• PPO Network: United Healthcare PPO network with 70% in-network and 50% out-of-network reimbursement.
• Urgent Care Visits: $25 copay with 70% of preferred allowance coverage.
• Prescription Drugs: $20 copay per prescription for a 30-day supply.
• Pre-existing Conditions: Coverage for the acute onset of pre-existing conditions up to $25,000 (up to age 89).
• COVID-19 Coverage: Includes medically necessary treatment for COVID-19, SARS-CoV-2, and variants.
• Policy Duration: Minimum 30 days and extendable up to 180 days.
• Emergency Medical Evacuation: Included to ensure safe transfer during critical medical emergencies.
• Repatriation of Remains: Provides financial assistance for the return of remains in case of a tragic event.

This plan’s inclusiveness and adaptability make it ideal for international students, visiting relatives, business professionals, or anyone traveling for extended stays abroad.

Why Choose the Essential Comprehensive Travel Plan?

In a world where health uncertainties can arise anytime, travelers need more than just standard insurance—they need a plan that adapts to global risks and modern healthcare needs. The Essential Comprehensive Travel Plan by MyPhysicianPlan provides that assurance through its robust structure and traveler-friendly benefits.

It is particularly beneficial for elderly travelers and families, thanks to its broad age eligibility and coverage for pre-existing conditions. The inclusion of COVID-19 treatment ensures that travelers remain protected in today’s evolving health landscape. The flexibility of policy duration—from 30 to 180 days—makes it ideal for both short-term vacations and long-term international stays.

Moreover, emergency medical evacuation and repatriation coverage guarantee peace of mind during unexpected critical situations abroad. By combining flexibility, accessibility, and comprehensive medical protection, this plan serves as a complete safeguard for global travelers.

Conclusion

When planning your journey across borders, it’s essential to have a travel insurance plan that matches your lifestyle and health needs. The Essential Comprehensive Travel Plan by MyPhysicianPlan ensures every traveler—regardless of age or destination—can enjoy their trip with confidence and complete protection.

For trusted and affordable travel insurance solutions, rely on Visitors Insurance, your dependable partner in safeguarding international journeys.

We hope this article has helped you better understand your Visitors Insurance options.

If you need help generating a new quote, please email us at info@visitorsinsurance.com and share the travelers ages, travel dates, visa/green card status, and destination country for the quickest response.