TravMed Abroad Travel Insurance

TRAVMED ABROAD

$100,000 Emergency Medical Expense Benefit
Physicians' fees and hospital expenses
Emergency medical evacuation
Special trip expenses for accompanying travelers, 18 years of age younger, to home residence
Special trip expenses for bringing a companion to your side
For U.S. residents traveling outside the U.S. only
Fixed $100,000 medical benefit
Fixed $25 deductible
Annual frequent traveler program available
Full benefit limits up to age 85

Description of Coverage
For US Residents Traveling Outside the United States Please keep this document with you while you travel.
Schedule of Basic Coverages and Services

Maximum Total Benefit for All Coverages

$100,000

Emergency Accident and Sickness Medical Expense
Deductible per Injury or Sickness	$25
Emergency Dental sublimit	$200
Deductible per occurrence	$25
Medical Evacuation & Repatriation	100% of Covered Expenses
Repatriation of Remains	100% of Covered Expenses
Emergency Reunion	100% of Covered Expenses
Return of Dependent Children	100% of Covered Expenses

How to Use TravMed Abroad Services
24 hours a day, 7 days a week, 365 days a year
MEDEX is Your key to travel safety. If You have a medical or travel problem, simply call Us for assistance. Our toll-free and collect-call telephone numbers are printed on Your ID card. Either dial the toll-free number of the country you are in, or call the Emergency Response Center COLLECT at:
Baltimore, Maryland, USA +1 410 453 6330
An assistance coordinator will ask for Your name, Your company or group name, the MEDEX ID number shown on Your card, and a description of Your situation.
If the condition is an emergency, You should go immediately to the nearest physician or hospital without delay and then contact the 24-hour Emergency Response Center. We will then take the appropriate action to assist You and monitor Your care until the situation is resolved.
Payments arranged by MEDEX
Most Physicians and hospitals will provide you with the necessary medical treatment will either send their bill directly to MEDEX Insurance Services, or in the case of small dollar amounts, may ask You to pay at time services are rendered. Ask the hospital or Physician to contact MEDEX. We will confirm Your protection plan coverage and arrange for prompt payments. You will be asked to pay for any deductible amount or items not covered by Your plan.
Payments made by You
If You are required to pay for medical treatment, obtain a signed receipt and a signed statement by a Physician describing the problem and the treatment. Once Your other insurance has processed Your claim, submit a copy of their final disposition along with a MEDEX Insurance Services claim form and a copy of Your receipts to:
MEDEX Insurance Services 8501 LaSalle Road, Suite 200 Baltimore, MD 21286 1 800 732 5309 or 1 410 453 6380
For claim forms or questions, call between 8:00 A.M. and 5:00 P.M. Monday through Friday Eastern Time.

You pay only $4.00/day ($5.75/day for ages 71-80 or $8.00/day for ages 81-85) and a $25 deductible per illness or injury. A 7-day minimum trip length and 90-day maximum trip length apply.

Annual Frequent Traveler program available for $200/year ($250/year for ages 71-80). No one trip can be more than 30 consecutive days. Please call for quote if the average number of trips per year exceeds five (5).

intentionally self-inflicted Injury, suicide, or attempted suicide.
participation in sports.
war or any act of war, whether declared or not.
service in the military, naval pr air service of any country.
piloting or serving as a crewmember or riding in any aircraft except as a fare-paying passenger on a regularly scheduled or charter airline.
participation in a felony.
commission of or active participation in a riot or insurrection.
civil disorder or riot.
mental or emotional disorders.
alcoholism or drug addiction.
Pre-existing Conditions.
Injury or loss or Sickness that occurs while the Covered Person is legally intoxicated (as determined by that state's law) or while under the influence of any drug unless administered under the advice and consent of a Doctor.
military duty or service while serving as a member of the naval, air or Armed Services of any country.

TRAVMED ABROAD For U.S. residents traveling outside the U.S. only

TRAVMED ABROAD