IMG has developed two Patriot Travel Medical Insurance plans that offer a complete package of international benefits available 24 hours a day.
Patriot America@provides coverage for people traveling outside their home country whose destination includes the United States or its territories.
Patriot International@provides coverage for people traveling outside their home country whose destination excludes the United States or its territories (limited coverage for brief returns to the United States or its territories).
Additionally, the plans offer excellent benefits and services to meet your global travel needs. You have access to international, multilingual customer service centers, claim administrators who process claims from all over the world, handling virtually every language and currency, and 24 hour access to highly qualified coordinators of emergency medical services and international treatment. You can also choose from a wide range of deductibles, several Maximum Limits, and you have access to more than 17,000 providers through our International Provider AccessSM (IPA) when seeking treatment outside the U.S. You can also reduce your out-of-pocket costs when seeking treatment in the U.S. by locating providers through the independent Preferred Provider Organization.
International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel.Without even realizing it, you may be putting your health at risk. Don’t let your medical coverage be an uncertainty Travel with one of IMG’s Travel Medical Insurance™ plans so you can spend more time enjoying your international experience and less time...
International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk. Don’t let your medical coverage be an uncertainty. Travel with one of IMG’s Travel Medical Insurance™ plans so you can spend more time enjoying your international experience and less time worrying about medical coverage.
Sudden and Unexpected Recurrence of a Pre-existing Condition - Medical (Non U.S. citizens only)
A sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs 1) spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent medical care; 2) after the Effective Date; and 3) prior to the age shown in the Schedule of Benefits/Limits. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or Treatments existing or necessary prior to the Effective
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** COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to the Terms and Conditions of this insurance***
Patriot Travel International Insurance is a comprehensive travel medical insurance plan from IMG that provides temporary medical coverage for eligible international travelers.
Eligible travelers outside their home country, including tourists, business travelers, students, and families, may purchase the plan according to policy eligibility rules.
The plan offers emergency hospitalization, outpatient care, ambulance services, prescription medications, emergency medical evacuation, emergency reunion, and return of mortal remains.
Travelers can select deductible options ranging from $0 to $2,500, depending on the coverage selected.
Coverage is available for as little as 5 days and may be renewed up to the plan's maximum duration if eligible.
Yes. The plan includes emergency medical evacuation benefits when coordinated according to the policy requirements.
The plan combines comprehensive medical benefits, flexible deductible options, worldwide coverage, and strong emergency assistance services, making it suitable for short- and long-term international travel.