Premium Comprehensive Travel Plan by MyPhysicianPlan: Coverage for Every Traveler

Navigating healthcare in a foreign country can be daunting, but the Premium Comprehensive Travel Plan by MyPhysicianPlan —available through Visitors Insurance—offers peace of mind. Designed with extensive medical benefits, including pre-existing condition coverage and primary care access, this plan caters to travelers up to age 89 seeking a robust safety net.

What Is the Premium Comprehensive Travel Plan?

This travel medical plan, underwritten by Crum & Forster and administered by MyPhysicianPlan, provides:

• Policy duration: 30–180 days (monthly renewable)
• Medical maximums: Options between $50K and $200K
• Deductible choices: $250–$2,500
• Age eligibility: Covers travelers up to age 89, including those with pre-existing conditions

Built on the UnitedHealthcare Global PPO network, it offers in-network access to primary care physicians (PCPs), specialists, ERs, labs, hospitals, virtual care, and prescription benefits.

Core Benefits & Features

1. Unlimited PCP & Specialist Visits

• In-person PCP: $35 copay
• Telehealth PCP: $25 copay

Enjoy unlimited visits at both primary and specialist levels, whether virtual or in-person.

2. Hospital & ER Coverage

Access to nationwide hospitals, ERs, and urgent care facilities through the PPO network—subject to deductible and plan maximums.

3. Lab & Diagnostics

Free annual wellness exams with key labs included; additional tests incur a 20% copay if processed through LabCorp.

4. Prescription Savings

Discount card offers up to 90% off many medications.

5. Pre-Existing Condition & Acute Onset Coverage

• Acute onset covered automatically
• Pre–existing condition coverage up to $25K with deductible (up to age 89)

6. Network Advantages

Utilizes strong provider relationships through UnitedHealthcare Global PPO, offering direct billing and lower out-of-pocket costs.

Who Should Choose This Plan?

Ideal for

• Travelers up to age 89
• Individuals needing routine care access (PCP, labs, prescriptions)
• Those with pre-existing conditions seeking coverage
• Long–term U.S. visitors (30–180 days)

Maybe skip if

• You're seeking trip cancellation or baggage coverage
• You want extreme high policy limits beyond $200K
• You don’t need primary care benefits

Enroll & Manage Your Policy

1. Get a quote on VisitorsInsurance.com—choose age, duration, deductible, coverage amount.

2. Apply online instant issue, digital documents sent immediately.

3. Payment cycle Monthly premiums, cancellation with notice.

4. Extend coverage by continuing enrollment up to 180 days.

Why Visitors Insurance + MyPhysicianPlan Is a Smart Choice

By selecting this plan through Visitors Insurance, you gain access to:

• Expert support during quoting, purchasing, and claims
• A streamlined easy online portal to manage coverage
• Confidence backed by Crum & Forster A-rated carrier, UnitedHealthcare PPO, and BBB accreditation on VisitorsInsurance.com

With coverage that seamlessly integrates primary care, specialist support, hospitalization, labs, prescriptions, and pre-existing conditions, it stands out as a fully comprehensive option—all in one policy.