Toll Free (USA / Canada Local Image Map

Any questions please call
1.800.344.9540 (Toll Free - USA / Canada)
1.847.897.5120 ( Local )

Safe Travels USA Comprehensive Covers Sudden & Acute onset of a Pre-Existing condition

Safe Travels USA Comprehensive


Safe Travels USA Comprehensive is a comprehensive plan with Sudden and Acute Onset of a Pre-Existing Condition – For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period except for any coverage related to cardiac disease or conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above. Upon attaining age 70 benefits will be reduced to a Medical Maximum of $25,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Provides coverage for an Acute Onset of a Pre-Existing Condition. Any repeat/reoccurrence within the same Policy Period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing Condition. Sudden and Acute Onset of a Pre- Existing Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.

  • Accident and Sickness Medical Insurance for persons ages 14 days up to age 89 years with Evacuation and Repatriation Benefits...
Read More
SAFE TRAVELS COMPREHENSIVE PLAN STU-12993 BENEFITS AT A GLANCE (Per Person)
Medical Maximum per Policy Choices: $50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible Options per Policy Choices $0, $50, $100, $250, $500, $1,000, $2,500, $5,000
Co-insurance per Policy: 80% of the first $5,000 of Covered Expenses then 100% up to the chosen policy maximum
Medical Expense Benefits (subject to Policy Maximum, Deductible and Co-Insurance)
Acute Onset of Pre-Existing Condition(s) per Policy Period Subject to the sub limits for each benefit listed Sudden and Acute Onset of a Pre-Existing Condition – For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Policy Period except for any coverage related to cardiac disease or conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above. Upon attaining age 70 benefits will be reduced to a Medical Maximum of $25,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Provides coverage for an Acute Onset of a Pre-Existing Condition. Any repeat/reoccurrence within the same Policy Period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing Condition. Sudden and Acute Onset of a PreExisting Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.
Hospital Room and Board Charges: The average semi private room rate
ICU Room and Board Charges: Three times the average semi private room rate
Outpatient Medical: Usual customary charge to the selected Medical Maximum
Medical Emergency Care Expenses: Maximum Within a) 24 hours Acute Onset of Pre Existing Condition or b) 72 hours of newly diagnosed sickness or injury). These expenses include the attending Doctor’s charges, X-rays, laboratory procedures, use of the emergency room and supplies
Doctor Visits, X-rays, Prescriptions, Ambulance: Usual customary charge to the selected Medical Maximum
Emergency Medical Treatment of Pregnancy: $1,000 per Policy Period
Mental or Nervous Disorders: $2,500 per Policy Period
Cardiac Conditions/Treatment: $25,000 per Policy Period up to age 69 at age 70 the maximum is $15,000 per Policy Period
Physiotherapy/Physical Medicine/Chiropractic: $50 per visit per day; up to 10 visits per Policy Period
Dental Treatment: $250 per Policy Period (Injury and emergency alleviation of pain)
Additional Benefits
Emergency Medical Evacuation: 100% up to $2,000,000*
Political/Natural Disaster Evacuation: $25,000*
Repatriation of Remains: 100% up to $1,000,000*
Emergency Reunion: $15,000 *
Return of Minor Child(ren) or Travel Companion: $5,000*
Trip Interruption: $5,000 per Policy Period (does not cover lost trip cost)*
Basic Lost Baggage: $1,000 per Policy Period
Accidental Death & Dismemberment Principal Sum: $25,000 *
Coma Benefit: $10,000*
Felonious Assault and Violent Crime: 100% up to $50,000*
Adaptive Home and Vehicle: $5,000*
Seatbelt Benefit: 10% up to $50,000*
Airbag Benefit: 10% up to $50,000*
Hijacking and Air or Water Piracy: Covered*
Benefit Period: 1 year from the date of the Covered Accident or Sickness
Optional Benefits - Available for Additional Premium
Upgrade AD&D $50,000, $100,000, $250,00 or $500,000 See rates page 5
Home Country/Follow Me Home Coverage See benefit and rates page 5
Athletic Sports Coverage See benefit and rates page 5
Hazardous Activities Coverage See benefit and page 5

* Not subject to the Medical Deductibl