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Low-Cost Fixed Benefit Plans

Low-Cost Fixed Benefit Plans

Low Cost Fixed benefit Plans are also called Limited Benefit Plans or Scheduled Benefit Plans. These plans are cheaper when compared to Comprehensive plans. The plan is intended to provide you, and your covered dependents, with basic insurance coverage that is capped at specific amounts for specific services.

Mostly low cost plans do not have a PPO network, you can go to any doctor/Hospital. As you get an ID card when you purchase these plans most of the times the providers will directly claim the bills to the insurance company. However , in case the providers declines to do so , you need to pay the claim and file it to the insurance company for the reimbursement.

  • Basic coverage with sub limit.
  • Low cost fixed benefit plan.
  • More out of pocket at the time of claim.
  • Good for people who wants to take more risk.
Insurance Carriers
Plans & Benefits Available
Administrator : International Medical Group
Carrier/Underwriter : Sirius International
AM Best Rating : A Excellent
BBB Rating : A+
  • Visitors Care®
    Low cost insurance with limited benefits
    • Maximum Limits from $25,000, $50,000 or $100,000
    • Deductible Options from $0, $50 or $100
    • Coverage for Emergency Medical Evacuations
    • Return of Mortal Remains
    • Incidental Home Country Coverage
    • Optional Pre-existing Condition Rider
    • Minimum purchase of 5 days renewable up to 24 months
Administrator : Trawick International
Carrier/Underwriter : GBG Insurance Limited
AM Best Rating : B++
BBB Rating : Best's Issuer Credit Rating
  • Safe Travels For Visitors To USA - is a Low-cost Schedule of Benefits
    Low-cost Schedule of Benefits Plan
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
    • Available for ages 14 days to 89
    • Deductible Options: $0, $50, $100 or $200
    • Policy Limit - $50,000 to $175,000 Max per Injury/Sickness
    • Benefits options: Basic, Silver, Gold, Platinum & Diamond age 50 to 89
Administrator : AzimuthSM Risk Solutions
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : AA (Very Strong)
  • OVERSEASCARE VISITORSINSURANCE PLAN
    Low-cost Schedule of Benefits Plan
    • Short Term policy 5 days-2 years
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Sudden onset of a Pre-existing Condition(s) benefits
    • Deductible Options: $100, $250 or $500
    • Available to any age ( No age limits)
    • Policy Limit: $60,000 - Basic, or $110,000 Premier options
    • Age 80+ $55,000 Max per Injury/Sickness
Administrator : Seven Corners
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A Excellent
BBB Rating : A+
  • Inbound® U.S.A
    Low Cost Plan - 5 days to 364 days
    • Non-U.S. citizens are protected for new accidents and illnesses while in the U.S.
    • Deductible Options: $0, $100 or $250
    • Low Cost - Our scheduled benefit plans provide the coverage are affordable
    • Choose the plan option, benefit level you want, as well as the length of time
    • Easy to Buy - No questions to answer about your health.
    • Coverage can start as soon as the next day
    • Print your insurance I D Cards immediately.
  • Inbound® Guest
    Low Cost Plan - 5 days to 180 days
  • Inbound® CHOICE
    Low Cost Plan - 5 days to 2 yrs
  • Inbound® Immigrant
    Low Cost Plan - 5 days to 364 days
  • GREEN COVER®
    Major Medical for U.S Immigrants age 60 to 95
Administrator : HCCMIS
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating :AA (Very Strong)
  • VisitorSecure Insurance
    Low Cost Fixed benefit plan
    • Foreign Nationals (Parents/relatives) Visiting to USA
    • Fixed benefit protection for basic medical expenses.
    • Available for ages 14 days to 79.
    • Renewable up to 364 days
    • Covers Acute Onset of Pre-Existing Conditions for under age 70.