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Student Insurance (F1/J1 Visa & OPT) Medical Insurance for students in USA

International insurance for students & Staff in USA

International Student Insurance is a student health insurance coverage for students while they are enrolled in a college or university in USA & staff working in the colleges or Universities.Every year, thousands of students and educational staff travel internationally. Students start new, exciting chapters in their lives and enroll in cultural exchange programs. Faculty plan several week-long, academic travel excursions each semester as part of the curriculum. Whatever the case, it’s important to be prepared for any sudden injury or illness that can occur while traveling internationally, and the costs associated with emergency medical treatment.

Student health insurance plans offer comprehensive coverage for international students in the USA and study-abroad students around the world. The International student insurance plans are usually more affordable than the ones provided by the universities in USA, and they provide similar coverage.

Insurance Carriers
Plans & Benefits Available
Administrator: International Medical Group
Carrier/Underwriter : Sirius International
AM Best Rating : A Excellent
BBB Rating : A+
  • Patriot Exchange Program
    Individual or groups of two or more.
    • No coinsurance (100% Coverage)
    • Plans are renewable up to 48 months if minimum of one month is purchased
    • Student Health Center $5 co-pay per visit
    • $500,000 per injury or illness, Lifetime Maximum $5,000,000.
    • Optional Add-On coverage available for high school sports, interscholastic, intramural, or club sports, personal liability and legal assistance.
  • Student Health Advantage
    Individual or groups of two or more.
    • No coinsurance (100% Coverage In PPO)
    • Plans are renewable up to 12 months if minimum of 3 months is purchased.
    • Student Health Center $5 co-pay per visit
    • Maternity coverage
    • Pre-existing coverage after 6 months with the Platinum option or 12 months with the Standard option
Underwritten by Student Resources (SPC) Ltd.
A UnitedHealth Group Company
A division of UnitedHealthCare

The plans are not PPACA compliant , but the
preferred plan Gold & Silver has benefits
that are comparable to a PPACA compliant plan.

  • Global Care - Basic
    Deductible : Preferred Provider: $100 (waived at Student Health Center) Out-of-Network: $500
  • Global Care - Preffered
    Deductible : Preferred Provider: $50 (Waived at Student Health Center)/Out-of-Network: $300
  • Global Care - Plus
    Deductible : Preferred Provider: $100 (Waived at Student Health Center) Out-of-Network: $300
  • Global Care - SPORTS CARE PLUS
    Deductible : Preferred Provider: $100 (Waived at Student Health Center) Out-of-Network: $300
Administrator : Seven Corners
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A Excellent
BBB Rating : A+
  • Liaison Student®
    Best for Students looking for Maternity Coverage.
    • Pricing and benefits designed for students and their eligible dependents
    • Includes maternity coverage
    • Underwritten by Advent, Syndicate 780 at Lloyd's, London in most locations
    • 24-hour worldwide assistance services provided by Seven Corners Assist
  • Student Express
    Best for :Students who are temporarily residing outside of their home country.
    • Affordable pricing
    • Benefits designed specifically for students
    • Underwritten by Advent, Syndicate 780 at Lloyd's of London, in most locations
    • 24-hour worldwide assistance services provided by Seven Corners Assist
Administrator : Trawick International
Carrier/Underwriter : GBG Insurance Limited
AM Best Rating : B++
BBB Rating : Best's Issuer Credit Rating
Administrator : HCCMIS
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating :AA (Very Strong)
  • StudentSecure® Insurance
    Studying outside the home country
    • For US & non-US citizens studying outside the home country.
    • Have options of Elite, Select, Budget & Smart plans.
    • Elite plan covers 100% up to policy max In PPO network.
    • Select, Budget & Smart plans cover 80% up to $5000 and thereafter 100% up to Policy maximum.
    • Renewable up to 4 years.