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VisitorSecureSM Insurance Low cost fixed benefit plan

Low Cost Schedule benefit plan


VisitorSecureSM is a low cost fixed/Schedule benefit plan for Non US citizens visiting the US. It has great, fixed benefit, protection for basic medical expenses that include: Emergency Medical Evacuation (up to $50,000), Acute Onset of Pre-Existing Conditions (up to $100,000), Common Carrier AD&D (up to $25,000), and Repatriation of Remains (up to $7,500). It's great for the traveler who wishes to remain flexible given the plans malleable cancellation and renewal policies.

There are quite a lot of insurance coverage policies that can be acquired in the United States for travelers, but one of the best ones without a doubt is the VisitorSecureSM insurance. It is specifically available for non-U.S. citizens that are looking to travel outside of their home country. You can acquire the insurance coverage online and can even apply for it through the mail as well. Once you have purchased the insurance you will be given a virtual ID card in your email, which will determine that you have received the VisitorSecureSM insurance card.

The insurance company will provide you with coverage for all medical conditions, injuries, or accidents that have occurred to you in the United States. You will not be liable to pay for any expenses that are incurred once you have acquired the insurance, since all of it will be covered. There are also some pre-existing conditions that are covered in the insurance policy that guarantees you will not have to pay any money if you suffer from certain medical conditions.

You should learn that dental isn’t covered and prescription drugs are also not covered, which means that you will be charged real money when it comes to the payment...

VisitorSecureSM All benefits, except emergency medical evacuation; repatriation of remains; and common carrier accidental death and dismemberment, are subject to deductible and are per certificate period unless stated otherwise. Coinsurance does not apply.

PLAN A PLAN B PLAN C PLAN D
Deductible (per Injury or Illness)
Ages 14 days - 69 years $0, $50,or $100 $0, $50,or $100 $0, $50,or $100 $0, $50,or $100
Ages 70 - 79 $100 or $200 $100 or $200 N/A N/A
Ages 80 and above $100 or $200 N/A N/A N/A
Overall Policy Maximum
Ages 14 days - 69 years $50,000 $75,000 $100,000 $130,000
Ages 70 - 79 $50,000 $75,000 N/A N/A
Ages 80 and above $10000 N/A N/A N/A
Inpatient Treatment
Hospital room and board, including miscellaneous $1,450 per day, maximum 30 days $1,725 per day, maximum 30 days $2,000 per day, maximum 30 days $2,585 per day, maximum 30 days
Intensive care unit, including miscellaneous $2,200 per day, maximum 8 days $2,600 per day, maximum 8 days $3,000 per day, maximum 8 days $3,800 per day, maximum 8 days
Surgery $3,600 per session $4,800 per session $6,000 per session $7,800 per session
Consultant physician $450 maximum $475 maximum $500 maximum $650 maximum
Private duty nurse $550 maximum $550 maximum $550 maximum $700 maximum
Physician visits $60 maximum per visit, 30 visits maximum $75 maximum per visit, 30 visits maximum $90 maximum per visit, 30 visits maximum $115 maximum per visit, 30 visits maximum
Outpatient Treatment
Surgery $3,300 per session $4,400 per session $5,500 per session $7,150 per session
Outpatient surgical facility $1,100 maximum $1,150 maximum $1,200 maximum $1,500 maximum
Pre-admission testing $1,100 maximum $1,100 maximum $1,100 maximum $1,400 maximum
Diagnostic x-ray and labs $500 maximum, plus $400 for one CAT Scan, MRI or PET $550 maximum, plus $450 for one CAT Scan, MRI or PET $600 maximum, plus $500 for one CAT Scan, MRI or PET $750 maximum, plus $650 for one CAT Scan, MRI or PET
Emergency room (all expenses incurred therein) $375 maximum $485 maximum $600 maximum $785 maximum
Observation room services $355 maximum $465 maximum $575 maximum $750 maximum
Outpatient prescription drugs $150 maximum $200 maximum $250 maximum $300 maximum
Office visits, including urgent care $70 allowable per visit, 10 visits max. $85 allowable per visit, 10 visits max. $100 allowable per visit, 10 visits max. $130 allowable per visit, 10 visits max.
Miscellaneous Inpatient & Outpatient Treatment
Anesthesiologist $825 $1,110 $1,375 $1,775
Assistant surgeon $825 $1,110 $1,375 $1,775
Local ambulance $500 maximum $500 maximum $500 maximum $500 maximum
Dental accident $550 maximum $550 maximum $550 maximum $550 maximum
Physical therapy $40 maximum per visit, 1 visit per day, maximum 12 visits
Mental & nervous disorder & substance abuse Same as any illness Same as any illness Same as any illness Same as any illness
Durable medical equipment $1,100 maximum $1,200 maximum $1,300 maximum $1,700 maximum
Other Benefits (not subject to deductible or overall policy maximum)
Emergency medical evacuation $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70
Repatriation of remains $25,000 per member $25,000 per member $25,000 per member $25,000 per member
Local burial & cremation $5,000 per member $5,000 per member $5,000 per member $5,000 per member
Common carrier accidental death & dismemberment $25,000 lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum
Acute Onset of Pre-existing Condition(Only available to Members under age 70) $50,000 Lifetime Maximum for Eligible Medical Expenses $75,000 Lifetime Maximum for Eligible Medical Expenses $100,000 Lifetime Maximum for Eligible Medical Expenses $100,000 Lifetime Maximum for Eligible Medical Expenses
$25,000 Lifetime Maximum for Emergency Medical Evacuation