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Atlas Essential Insurance Low cost Comprehensive Plan – In PPO 100% coverage

Atlas Essential Insurance


For budget-conscious travelers, an Atlas Essential travel insurance policy provides coverage for the basic necessities as you travel away from your home country.

Perfect for:

  • Travelers on a budget
  • Travelers buying for several people
  • Healthy individuals with low concerns
  • Individuals traveling on a J-1 Visa
  • Travelers who does not want AD&D coverage & Hospital Indemnity.

Why do I need travel medical insurance?

International travel can represent financial risk. The benefits of many standard medical insurance policies do not apply beyond the borders of your home country. A travel medical insurance plan can be the difference between a trip ruined by unexpected illness or injury, versus a trip with access to quality care and financial help if the unexpected strikes. Compare all Atlas Travel medical insurance plans.

Benefits1 Details
Deductibles $0, $100, $250, $500, $1,000 or $2,500 per certificate period
Maximum Coverage per Injury or Illness

Age 70 to 79: $50,000 or $100,000

Age 80 or older: $10,000

All others: $50,000, $100,000, $200,000, $500,000 or $1,000,000

Maximum Coverage per Certificate Period

(Excludes Emergency Medical Evacuation)

Age 70 to 79: $50,000 or $100,000

Age 80 or older: $10,000

All others: $50,000, $100,000, $200,000, $500,000 or $1,000,000

Coinsurance – Claims Incurred in U.S. or Canada 75% of eligible expenses after the deductible to the maximum coverage limit
Coinsurance – Claims Incurred Outside U.S. or Canada 75% of eligible expenses after the deductible to the maximum coverage limit
Hospital Room and Board Average semi-private room rate, including nursing services
Local Ambulance Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient
Intensive Care Unit Usual, reasonable and customary charges
Physical Therapy No coverage
Terrorism $50,000 maximum lifetime limit, eligible medical expenses only
Benefits2 Details
Emergency Medical Evacuation $500,000 lifetime maximum
Repatriation of Remains $25,000 lifetime maximum
Local Burial or Cremation $5,000 lifetime maximum
All Other Eligible Medical Expenses Usual, reasonable, and customary charges