Inbound Immigrant

Inbound^® Immigrant

Inbound^® Immigrant is a scheduled benefit plan. This means there is a stated limit for each type of covered medical treatment. For example, there is a dollar limit for an emergency room visit. The plan will not pay more than this limit.

If you or your family members are immigrating to the United States, you need a quality medical insurance plan. Health care in the United States can be expensive and complicated. Inbound^® Immigrant provides a variety of affordable and easy-to-understand options so you can choose the coverage amounts you need.

Inbound^® Immigrant provides you with:

Scheduled Benefit Protection.
Coverage for ages 14 days through 99 years
A coverage length from 5 days to 364 days, and it is renewable for up to 5 years!
Maternity Coverage

	Age 14 Days To Age 69 Plan A	Age 14 Days To Age 69 Plan B	Age 14 Days To Age 69 Plan C	Age 14 Days To Age 69 Plan D	Age 70 and over Plan J
max per injury/sickness →	$50,000	$75,000	$100,000	$130,000	$75,000
Inpatient
Hospital Room & Board including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous	Up to $1,500 per day, 30 day max	Up to $2,000 per day, 30 day max	Up to $2,500 per day, 30 day max	Up to $3,000 per day, 30 day max	Up to $1,250 per day, 30 day max
Hospital Intensive Care Unit	Additional $500/day 8 day max	Additional $500/day 8 day max	Additional $500/day 8 day max	Additional $800/day 8 day max	Additional $525/day 8 day max
Surgical Treatment	Up to $2,100	Up to $4,800	Up to $5,800	Up to $7,200	Up to $3,350
Anesthetist	Up to $500	Up to $750	Up to $1,000	Up to $1,650	Up to $800
Assistant Surgeon	Up to $500	Up to $750	Up to $1,000	Up to $1,650	Up to $800
Physician’s Non-Surgical Visits	Up to $38/visit, 1/day, 30 visits	Up to $56/visit, 1/day, 30 visits	Up to $75/visit, 1/day, 30 visits	Up to $100/visit, 1/day, 30 visits	Up to $65/visit, 1/day, 30 visits
Consulting Physician, when requested by attending Physician	Up to $250	Up to $325	Up to $500	Up to $575	Up to $450
Private Duty Nurse	Up to $650	Up to $650	Up to $650	Up to $650	Up to $450
Pre-Admission Tests w/in 7 days before Hospital admission	Up to $650	Up to $975	Up to $1,300	Up to $1,300	Up to $900
Outpatient
Surgical Treatment	Up to $2,100	Up to $4,800	Up to $5,800	Up to $7,200	Up to $3,350
Anesthetist	Up to $500	Up to $750	Up to $1,000	Up to $1,650	Up to $800
Assistant Surgeon	Up to $500	Up to $750	Up to $1,000	Up to $1,650	Up to $800
Physician’s Non-Surgical/Urgent Care Visits	Up to $38/visit, 1/day, 10 visits	Up to $56/visit, 1/day, 10 visits	Up to $75/visit, 1/day, 10 visits	Up to $100/visit, 1/day, 10 visits	Up to $65/visit, 1/day, 10 visits
Diagnostic X-rays & Lab Services	Up to $250; Additional $325 One CAT scan, PET scan or MRI	Up to $375; Additional $325 - One CAT scan, PET scan or MRI	Up to $500; Additional $975 - One CAT scan, PET scan or MRI	Up to $575; Additional $975 - One CAT scan, PET scan or MRI	Up to $450; Additional $325 - One CAT scan, PET scan or MRI
Hospital Emergency Room (all expenses incurred therein)	Up to $200 max	Up to $300 max	Up to $400 max	Up to $650 max	Up to $325 max
Prescription Drugs	Up to $68	Up to $101	Up to $135	Up to $200	Up to $100
Outpatient Surgical Facility	Up to $600	Up to $900	Up to $1,200	Up to $1,400	Up to $1,050
Other
Ambulance Services	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500
Initial Orthopedic Prosthesis/Brace	Up to $663	Up to $994	Up to $1,325	Up to $1,600	Up to $1,000
Chemotherapy and/or Radiation Therapy	Up to $663	Up to $994	Up to $1,325	Up to $1,600	Up to $1,000
Dental Treatment for Injury to Sound, Natural Teeth	Up to $650	Up to $650	Up to $650	Up to $650	Up to $650
Mental & Nervous Disorder & Substance Abuse	Same as any Sickness	Same as any Sickness	Same as any Sickness	Same as any Sickness	Same as any Sickness
Physiotherapy	Up to $45/visit, 1/day, 12 visits max	Up to $45/visit, 1/day, 12 visits max	Up to $45/visit, 1/day, 12 visits max	Up to $45/visit, 1/day, 12 visits max	Up to $45/visit, 1/day, 12 visits max
Maternity (conception occurs at least 90 days after your effective date)	Up to $2,800	Up to $2,800	Up to $2,800	Up to $2,800	N/A
Emergency Evacuation	$50,000	$50,000	$50,000	$50,000	$50,000
Return of Remains (pays to return your remains to your home country)	$25,000	$25,000	$25,000	$25,000	$25,000
AD&D Principal Sum	$25,000 Common Carrier	$25,000 Common Carrier	$25,000 Common Carrier	$25,000 Common Carrier	$25,000 Common Carrier
Acute Onset of a Pre-existing Condition	$50,000 per policy period for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for Emergency Medical Evacuation.	$75,000 per policy period for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for Emergency Medical Evacuation.	$100,000 per policy period for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for Emergency Medical Evacuation.	$130,000 per policy period for Medical Expense Benefits (subject to the sublimits for each benefit shown above) & $25,000 per policy period for Emergency Medical Evacuation.	N/A

Length of Coverage
If there are applicants below age 70 and applicants 70 and older, separate applications must be submitted.
Attention Applicants: Certain Underwriters at Lloyd’s, London operates as an approved Surplus Lines market in the United States. The premiums listed under Plan Cost include a 2% trust fee.
State Restrictions: Inbound^® Immigrant is not available for purchase in Maryland or Washington state.
Your coverage length may vary from 5 days to 364 days in a policy period. Your total period of coverage cannot exceed 1,820 days (five 364-day policy periods). You may renew your coverage in any increment of 5 days or more (there is a $5 fee each time you renew).
Coverage Start Date – Coverage begins when you leave your home country, once we receive your application and premium. This is your effective date.
Coverage Expiration Date – Your coverage ends at 12:01 A.M. North American Eastern Time on the earliest of the following: the expiration date on your ID card; the 91st day of your incidental trip to your home country; after completion of 364 days of coverage, (unless the company agrees to extend coverage upon expiration; coverage is available up to 5 years); the day you become a U.S. citizen; the date you enter active military service.
Important Benefit Highlights
Medical Benefits – If your injury or sickness requires medical treatment, we will pay up to the amounts in the schedule of benefits, minus your deductible. For an injury, your treatment must begin within 30 days of your injury and must also be received within 364 days (224 days if you are 70 and over) after the date of your injury. For an illness, treatment must be received within 364 days (224 days if you are 70 and older) after the date of first treatment for the illness.
International Travel Coverage – If you purchase at least 30 days of coverage, you may travel to countries other than the United States for up to 30 days. This benefit does not include travel to your home country, and it does not extend after your coverage expiration date.
Home Country Coverage – We will pay up to $50,000 for an illness or injury that occurs while you are on an incidental trip to your home country. You earn covered days at a rate of 90 days per 364 days of purchased coverage.
Emergency Medical Evacuation – We pay up to the limit in the schedule if your medical condition requires immediate transportation from your current medical facility to the closest facility with appropriate care. This benefit must be ordered by a physician. Expenses must be authorized by Seven Corners Assist.
Common Carrier Accidental Death & Dismemberment – This benefit pays up to $25,000 for accidents occurring while you are riding as a passenger in or on any land, water or air conveyance transporting passengers for hire.
Filing A Claim
Filing a claim is easy! Simply send the itemized bill to Seven Corners within 90 days, along with a completed claim form.
Refunds
We will refund your plan cost if we receive a written request from you before your coverage start date. If we receive your request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.
Important Information
Inbound^® Immigrant is not a general health insurance policy but an interim, limited benefit period, travel medical program intended for use while away from your home country.
This brochure is a brief summary of benefits and services and is not your policy. If there is any difference between this brochure and your policy, the provisions of the policy will prevail. Benefits and premiums are subject to change.
It is your responsibility to maintain all records regarding travel history and age and provide necessary documents to Seven Corners to verify eligibility if required.
Patient Protection and Affordable Care Act: This insurance is not subject to, and does not provide certain insurance benefits required by the United States Patient Protection and Affordable Care Act (“PPACA”). The insurance benefits provided by insurance under the Plan Document are stated in your plan documents and do not include additional benefits required by PPACA. The PPACA requires certain U.S. residents and citizens to obtain PPACA compliant insurance coverage. The Plan Document and Evidence of Coverage are not subject to guaranteed issuance or renewal. In certain circumstances penalties may be imposed on U.S. residents and citizens who do not maintain PPACA compliant insurance coverage. You should consult your attorney, insurance agent or tax professional to determine if the PPACA’s requirements are applicable to you.
About Your Insurance Company
Seven Corners will handle your insurance needs from start to finish. We will process your purchase, provide all documents, and handle any claims. In addition, our 24/7 in-house travel assistance team, Seven Corners Assist, will handle your emergency and travel needs. We have 20+ years of experience serving the needs of travelers worldwide — We are here to help!
You can feel confident with Inbound^® Immigrant’s strong financial backing through Certain Underwriters at Lloyd’s, London, an established organization with an AM Best rating of “A” (Excellent).
Seven Corners operates under the name, Seven Corners Insurance Services, in California.

See Program Summary for a complete list of exclusions.

Pre-existing Conditions as defined. If you are a non-U.S. citizen under age 70, this exclusion is waived for an Acute Onset of a Pre-existing Condition as shown in the schedule of benefits for your plan (A, B, C & D). Benefits will be paid for expenses incurred in the U.S., minus your deductible & subject to the scheduled limits. All other exclusions apply.
Any loss occurring while traveling solely for medical treatment, while on a waiting list for treatment, or while traveling against the advice of a Physician; expenses which are not medically necessary;
The maximum benefit is $50,000 for any illness/injury occurring while on an incidental trip to your home country (home country coverage);
Routine physicals, inoculations, exams with no objective indications of impairment of normal health; well-baby care; routine newborn baby care, well-baby nursery;
Eye exams & treatment of visual defects; glasses; contact lenses.
Hearing exams; hearing aids; treatment for hearing defects;
Dental treatment unless due to injury to sound, natural teeth; false teeth, dentures; dental appliances;
Weak, strained or flat feet, corns, calluses, or toenails;
Cosmetic surgery, or treatment for congenital anomalies (except as specifically provided), except reconstructive surgery due to a covered injury or sickness; Correction of a deviated nasal septum is considered cosmetic surgery unless it results from a covered injury/sickness;
Elective surgery and elective treatment;
Treatment, drugs, diagnostic or surgical procedures for infertility, impotency, artificial insemination, sterilization or reversal thereof, unless infertility is a result of a covered injury/sickness;
Birth control, including surgical procedures & devices;
Injury while participating in professional, sponsored, &/or organized amateur or intercollegiate athletics;
Injury while taking part in mountaineering, hang gliding, parachuting, bungee jumping, racing by horse or motor vehicle or motorcycle, snowmobiling, motorcycle/motor scooter riding (as a passenger or driver), scuba diving involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing & snowboarding;
Injury or sickness where benefits are payable under Worker’s Compensation or an Occupational Disease Law or Act;
Organ & tissue transplants & related services & supplies;
Any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or not), or civil war; terrorist activity; nuclear, chemical, or biological weapons of mass destruction; (additional details in the policy);
Suicide or attempted suicide (including drug overdose), while sane or insane; intentionally self-inflicted Injury;
Charges of an institution, health service, or infirmary which does not require payment in the absence of insurance;
Treatment of nervous or mental disorders; treatment of alcohol, chemical, or drug addiction, dependency, use or abuse, including illness caused by such use; injuries related to alcohol, chemicals or drugs unless prescribed by a physician, except as stated in the schedule of benefits for mental & nervous disorders;
Loss from riding in any aircraft, other than as a passenger in an aircraft licensed for the transportation of passengers;
Treatment, services, supplies in a hospital owned/operated by: a) The Veteran’s Administration; or b) A national government or its agencies. (This exclusion does not apply to treatment you are required by law to pay);
Duplicate services of a certified nurse-midwife & physician;
Expenses payable under any prior policy in force for the person making the claim; expense covered by any other valid & collectible medical, health or accident insurance;
A hospital emergency room visit not of an emergency nature;
Outpatient treatment for the detection or correction by manual or mechanical means of structural imbalance, distortion or subluxation in the human body for purposes of removing nerve interference & the effects thereof, where such interference is the result of or related to distortion, misalignment or subluxation of or in the vertebral column;
Injury due to you operating a motor vehicle while not properly licensed to do so;
Voluntary or elective abortion;
Expense incurred after this insurance terminates except as may be specifically provided;
Sexually transmitted & venereal diseases & any consequences thereof;
Treatment incurred by you if you were HIV Positive at the time of application for this insurance, whether or not you were asymptomatic or symptomatic or had knowledge of your HIV status on your effective date or any associated diagnostic tests or charges for HIV infection, seropositivity to the AIDS virus, AIDS related Illness(es), ARC Syndrome, AIDS, & all diseases caused by &/or related to HIV;
Treatment for HIV, the AIDS virus, AIDS related Illness, ARC Syndrome, AIDS, & all diseases & illnesses caused by &/or related to HIV or arising as complications from these conditions including the cost of testing for these conditions &/or charges for drug treatment or surgeries;
Treatment for tuberculosis, malaria, cholera, dengue fever & parasitic sourced illnesses, including treatment required as a result of complications from those same diseases, whether or not previously manifested or symptomatic prior to your effective date;
Expenses which are experimental/investigational or for research purposes; vocational, speech, recreational or music therapy; durable medical equipment;
Chiropractic care or complementary medicine including acupuncture and massage;
Services/supplies provided by your relative or anyone living with you;
Treatment of the temporomandibular joint;
Treatment required as a result of complications or consequences of a treatment or for a condition not covered under this policy;
Expenses for home health care, custodial care &/or daily living;
Expenses for environmental supplies, including handrails, ramps, special telephones, air conditioners, home delivered meals.

Inbound® Immigrant Low Cost Plan - 5 days to 364 days

Inbound® Immigrant

Inbound^® Immigrant Low Cost Plan - 5 days to 364 days

Inbound^® Immigrant