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Comprehensive Plans

Comprehensive Coverage Plans

Shopping for good health insurance can be confusing. It's tough trying to decide what type of policy offers the best coverage for the price. The insurance industry has its own jargon, and "comprehensive medical insurance" is one such term. To make informed decisions, consumers need to know what this type of health insurance provides.

  • Better coverage without sub limit.
  • Covers serious Medical Expenses.
  • Less out of pocket expense.
  • Good for people who wants to take less risk.

Comprehensive health insurance pays a percentage of the cost of hospital and physician charges after a deductible (usually applies to hospital charges) or a co-pay (usually applies to physician charges.) is met by the insured. Not all comprehensive health insurance policies are the same.

Insurance Carriers
Plans & Benefits Available
Administrator : Seven Corners
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A Excellent
BBB Rating : A+
  • Overseas Visitors InsuranceSM
    $30 Dr office co-pay / Urgent Care with three benefit options
  • Liaison® Travel Medical Series
    Comprehensive Plan - 5 days to 3 Years
    • Offers 3 plans – Economy, Choice & Elite.
    • Liaison Economy & Choice can be purchased only up to 364days.
    • Liaison Elite can be purchased only up to 3 Years.
    • Plans pays 80% or 90% or 100% coverage based on chosen plan.
    • Acute Onset of a pre-existing condition benefits for Non US residents.
    • Underwritten by Lloyd’s, London* & Tramont Insurance Company Ltd.
Administrator : HCCMIS
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating :AA (Very Strong)
Administrator : AzimuthSM Risk Solutions
Carrier/Underwriter : Lloyd's of London
AM Best Rating : A+ (Superior)
BBB Rating : AA (Very Strong)
  • The Beacon Travel Series
    • Maximum Limits: $60,000, $110,000, $550,000, $1,100,000, or $2,000,000.
    • Deductible Options: $0, $100, $250, $500, $1,000 or $2,500 per coverage period.
    • Coverage of Sudden Onset of a Pre-existing Condition.
    • Return of Mortal Remains
    • Incidental Home Country Coverage
    • Optional Sports Rider
    • Minimum purchase of 5 days renewable up to 24 months
Administrator : Trawick International
Carrier/Underwriter : GBG Insurance Limited
AM Best Rating : B++
BBB Rating : Best's Issuer Credit Rating
  • Safe Travels U.S.A Cost Saver / Safe Travels U.S.A
    Comprehensive plan
    • Foreign nationals traveling to the U.S.A
    • $50,000 to $1,000,000 medical benefit options
    • $50,000 medical maximum benefits (Age 65 to 89 maximum)
    • Deductible options: In Network: $0, Out of Network: $0 - $5000
    • 100% Coverage in PPO
    • Coverage: 5 days to 1 year & renewal up to 2 yrs
  • SAFE TRAVELS U.S.A COMPREHENSIVE
    Comprehensive plan – covers Acute onset of Pre-Existing Condition
    • Comprehensive plan for Foreign nationals visiting U.S.A
    • Acute Onset of Pre-existing Condition(s) - for Medical Expense Benefits
    • $50,000 to $1,000,000 medical benefit based on age.
    • Deductible options: In Network: $0, Out of Network: $0 - $5000
    • 100% Coverage in PPO
Administrator : International Medical Group
Carrier/Underwriter : Sirius International
AM Best Rating : A Excellent
BBB Rating : A+