Visitors Medical Protection (VMP)
*Best for Non-US Citizens traveling to US 
*Comprehensive Travel Insurance Coverage   
*Your choice of deductible & maximum coverage		 *Immediate coverage after departing home country
*NO Medical Records/Checkup Needed!
*Obtain INSTANT ID CARDS by applying ONLINE!  

Each year, the United States hosts millions of foreign visitors from all over the world. While the United States healthcare system is recognized as one of the best in the world, many visitors are concerned about the potential out-of-pocket expenses that could result from an injury or sickness during their visit to the United States of America. Healthcare costs are different in the United States than any other country around the world. That is why foreign national visiting the United States of America require VISITORS medical insurance to protect them and their family.


That is why Community Insurance Agency Inc., in conjunction with the underwriting company Sirius International Insurance Corporation (publ)(Company), acting by and through its managing general underwriter and the Plan Administrator, International Medical Groupsm, Inc. (IMGSM) has designed the Visitors Medical Protection- Plan (the "Plan"). It is a medical plan for travelers visiting the U.S.A.

Rates: VMP Plan Monthly/Daily Rates:

PLAN A
VMP MONTHLY RATES
90%/10% in PPO Network up to the Policy Maximum after deductible met (Options 1, 2, 3, 4)
(80/20% out of PPO Network )

 

PLAN A
VMP DAILY RATES
(10 day minimum) 90%/10% in PPO Network up to the Policy Maximum after deductible met (Options 1, 2, 3,4)

(80%/20% out of PPO Network)

                       Option 1 - US$25,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$23
$21
$19
$17
$14
18 - 29
$36
$33
$30
$26
$23
30 - 39
$46
$42
$38
$34
$30
40 - 49
$71
$65
$57
$52
$46
50 - 59
$101
$92
$84
$73
$65
60 - 64
$118
$107
$97
$86
$75
65 - 69
$135
$123
$111
$99
$86
70 - 79
$181
$165
$147
$132
$115
80+*
$343
$312
$282
$249
$219
*$15,000 policy maximum
 
                      Option 1 - US$25,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$0.77
$0.70
$0.64
$0.58
$0.46
18 - 29
$1.20
$1.09
$1.00
$0.88
$0.76
30 - 39
$1.53
$1.40
$1.27
$1.12
$1.00
40 - 49
$2.37
$2.15
$1.91
$1.73
$1.52
50 - 59
$3.37
$3.06
$2.79
$2.43
$2.15
60 - 64
$3.94
$3.58
$3.25
$2.88
$2.49
65 - 69
$4.50
$4.10
$3.70
$3.31
$2.88
70 - 79
$6.04
$5.49
$4.91
$4.40
$3.82
80+*
$11.44
$10.40
$9.40
$8.30
$7.30
*$15,000 policy maximum
                      Option 2 - US$50,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$25
$23
$21
$19
$15
18 - 29
$40
$36
$33
$29
$25
30 - 39
$51
$46
$42
$37
$33
40 - 49
$78
$71
$63
$57
$50
50 - 59
$111
$101
$92
$80
$71
60 - 64
$130
$118
$107
$95
$82
65 - 69
$149
$135
$122
$109
$95
70 - 79
$199
$181
$162
$145
$126
80+*
N/A
N/A
N/A
N/A
N/A
 
                      Option 2 - US$50,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$0.84
$0.77
$0.70
$0.63
$0.50
18 - 29
$1.32
$1.20
$1.10
$0.97
$0.83
30 - 39
$1.69
$1.53
$1.40
$1.23
$1.10
40 - 49
$2.60
$2.37
$2.10
$1.90
$1.67
50 - 59
$3.70
$3.37
$3.07
$2.67
$2.37
60 - 64
$4.33
$3.93
$3.57
$3.17
$2.73
65 - 69
$4.95
$4.50
$4.07
$3.63
$3.17
70 - 79
$6.64
$6.03
$5.40
$4.83
$4.20
80+*
N/A
N/A
N/A
N/A
N/A
                      Option 3 - US$100,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$29
$26
$24
$22
$18
18 - 29
$46
$42
$38
$34
$30
30 - 39
$62
$56
$50
$44
$40
40 - 49
$88
$80
$72
$64
$56
50 - 59
$136
$124
$112
$100
$86
60 - 64
$161
$146
$132
$116
$102
65 - 69
$194
$176
$158
$140
$124
70 - 79
N/A
N/A
N/A
N/A
N/A
80+*
N/A
N/A
N/A
N/A
N/A
 
                      Option 3 - US$100,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$0.95
$0.87
$0.80
$0.73
$0.60
18 - 29
$1.54
$1.40
$1.27
$1.13
$1.00
30 - 39
$2.05
$1.87
$1.67
$1.47
$1.33
40 - 49
$2.93
$2.67
$2.40
$2.13
$1.87
50 - 59
$4.55
$4.13
$3.73
$3.33
$2.87
60 - 64
$5.35
$4.87
$4.40
$3.87
$3.40
65 - 69
$6.45
$5.87
$5.27
$4.67
$4.13
70 - 79
N/A
N/A
N/A
N/A
N/A
80+*
N/A
N/A
N/A
N/A
N/A
                       Option 4 - US$250,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$33
$30
$28
$24
$20
18 - 29
$64
$58
$52
$46
$40
30 - 39
$79
$72
$66
$58
$50
40 - 49
$117
$106
$94
$84
$74
50 - 59
$183
$166
$150
$132
$116
60 - 64
$213
$194
$176
$156
$136
65 - 69
$249
$226
$204
$180
$158
70 - 79
N/A
N/A
N/A
N/A
N/A
80+*
N/A
N/A
N/A
N/A
N/A
 
                     Option 4 - US$250,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$1.10
$1.00
$0.93
$0.80
$0.67
18 - 29
$2.13
$1.93
$1.73
$1.53
$1.33
30 - 39
$2.64
$2.40
$2.20
$1.93
$1.67
40 - 49
$3.89
$3.53
$3.13
$2.60
$2.47
50 - 59
$6.09
$5.53
$5.00
$4.40
$3.87
60 - 64
$7.11
$6.47
$5.87
$5.20
$4.53
65 - 69
$8.29
$7.53
$6.80
$6.00
$5.27
70 - 79
N/A
N/A
N/A
N/A
N/A
80+*
N/A
N/A
N/A
N/A
N/A
 

PLAN B
90%/10% in PPO Network up to US$5,000 then 100% up to the Policy Maximum after deductible met (Options 5,6,7,8) (80%/20% out of PPO Network)

  

PLAN B
90%/10% in PPO Network up to US$5,000 then 100% up to the Policy Maximum after deductible met (Options 5,6,7,8) (80%/20% out of PPO Network )
                      Option 5 - US$25,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$29
$26
$24
$21
$18
18 - 29
$45
$41
$37
$33
$29
30 - 39
$58
$53
$48
$42
$37
40 - 49
$88
$80
$72
$64
$56
50 - 59
$126
$115
$103
$92
$80
60 - 64
$148
$135
$121
$108
$94
65 - 69
$169
$154
$138
$123
$108
70 - 79
$229
$208
$188
$167
$146
80+*
$436
$396
$356
$317
$277
*$15,000 policy maximum
 
                      Option 5 - US$25,000 Policy Limit
Deductible
US$100
US$250
US$500
US$1,000
US$2,500
Under 18
$0.97
$0.88
$0.79
$0.70
$0.62
18 - 29
$1.50
$1.37
$1.23
$1.09
$0.96
30 - 39
$1.94
$1