Patriot Trip - Trip cancellation insurance

Travel Lite

Trip Cancellation/Trip Interruption for trips up to 31 days

iTravelInsured Lite is the budget level plan, designed for price-conscious travelers.

$25,000 coverage for trip cancellation
Trip interruption benefit up to 100% of trip cost
$500 for travel delay
$75 coverage for reimbursement of miles or reward points
Rental car damage coverage up to $40,000

Who the plan is designed for :

Residents of the U.S, regardless of their citizenship, taking international/domestic trips
Travelers interested in trip cancellation and interruption benefits only
Business travelers looking to protect airline tickets and hotel reservations

Cruising on the open sea backpacking through Europe, discovering the beauty of the American southwest—whatever

The Travel Lite Insurance plan is designed for travelers seeking to protect their trip investment against trip cancellation and trip interruption. It is our lowest priced travel insurance program and provides coverage for travel and baggage delay as well as access to our 24/7 emergency travel assistance service.

PLAN BENEFITS
Benefit	Maximum Limits
Trip Cancellation	Trip Cost $25,000*
Trip Interruption	100% of Trip Cost*
Travel Delay	$500 ($125 per Day)
Missed Connection	$500
Change Fee	$150
Reimbursement of Miles or Reward Points	$75
Baggage Delay	$150
Rental Car Damage	$40,000
Coverage Type	Secondary

This invitation to inquire allows eligible applicants an opportunity to inquire further about the insurance offered and is limited to a brief description of any loss for which benefits may be payable. Benefits are subject to all provisions, terms, conditions, limitations, and exclusion in the insurance policy.

*The Trip Cancellation and Trip Interruption benefits are determined by the amount of Your trip You elect to protect, up to the maximum benefit stated above.

Plan availability and benefits may change per State-please contact iTravelInsured for plan availability information.

Travel Assistance Services are offered by iTravelInsured and are not insurance benefits. Insurance benefits are underwritten by the United States Fire Insurance Company. Fairmont Specialty and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2014.

Covered Perils	Travel Lite
Emergency Sickness/Illness/Injury/Death	Yes
Hijacking, Medical Quarantine, Subpoena or Jury Duty	Yes
Home uninhabitable due to fire, flood, burglary or Natural Disaster	Yes
Cancel for Work Reasons	Yes
Direct involvement in an auto accident while enroute to schedule departure	Yes
Organized Labor Strike	Yes
Terrorist Incident	Yes
Inclement Weather and Natural Disaster	Yes
Revocation of previously granted military leave	Yes
Financial Default of Travel Supplier	Yes
Theft of passport or visa that prevents departure	Yes
Mandatory evacuation ordered by government authority due to adverse weather and Natural Disaster	Yes
Additional Information	Travel Lite
Maximum Trip Duration	31 days
Maximum Age Insured	99
Pre-Existing Condition Exclusion Waiver	Not available
Pre-Existing Condition Review Period	60 days
Premium Refunds	Full refund if requested within 10 days of travel insurance purchase date
Latest date plan can be purchased	1 day before departure
24/7 Emergency Travel Assistance	Included
Minimum Trip Cost to be insured	$200
Coverage Type	Secondary

*The Trip Cancellation and Trip Interruption benefits are determined by the amount of Your trip You elect to protect, up to the maximum benefit stated above.

Plan availability and benefits may change per State-please contact iTravelInsured for plan availability information.

Benefit	Maximum Limits
Benefit	iTravelInsured Lite	iTravelInsured SE	iTravelInsured LX
Trip Cancellation	Trip Cost $25,000*	Trip Cost $50,000*	Trip Cost $100,000*
Trip Interruption	100% of Trip Cost*	100% of Trip Cost*	150% of Trip Cost*
Travel Delay	$500 ($125 per Day) after an initial delay of 6 hrs	$500 ($125 per Day) after an initial delay of 12 hrs	$1,000 ($250 per Day) after an initial delay of 6 hrs
Missed Connection	$500 after an initial Common Carrier delay of 3 hrs	$500 after an initial Common Carrier delay of 6 hrs	$500 after an initial Common Carrier delay of 3 hrs
Change Fee	$150	$150	$300
Reimbursement of Miles or Reward Points	$75	$75	$75
Baggage & Personal Effects	N/A	$1,500	$2,500
Baggage Delay	$150	$250	$500
Accident & Sickness Medical Expense	N/A	$20,000	$100,000
Emergency Medical Evacuation	N/A	$100,000	$1,000,000
Common Carrier AD&D	N/A	$25,000	$100,000
Search & Rescue	N/A	N/A	$10,000
Sports Equipment Rental	N/A	N/A	$2,000 ($500 Day Max)
Cancel for Any Reason	N/A	N/A	Included - 75% of trip cost insured if purchased within 20 days of initial trip deposit
Interruption for Any Reason	N/A	N/A	Included - 75% of trip cost insured if purchased within 20 days of initial trip deposit
Non-Medical Emergency Evacuation	N/A	N/A	$50,000
Internet Usage Fees	N/A	$50	$50
Overnight Stay Movie Rental	N/A	$15	$15
Additional Cat or Dog kennel expenses	N/A	$300 ($100 per Day)	$500 ($100 per Day)
Rental Car Damage	$40,000	$40,000	$40,000
Coverage Type	Secondary	Secondary	Primary

Travel Lite Trip cancellation/Interruption $25,000 benefits

Travel Lite