In case you fall sick or get injured during your travels, how can you cope so far from home base? Your home health insurance will not be valid during this painful period either. Therefore, if you are planning a trip overseas, then you need to take out health insurance that can protect you during that period.
Plan A & B: Ages up to 69: Up to lesser of Medical Maximum or $100,000 or Ages 70-79: Up to lesser of Medical Maximum or $35,000. Must be Coordinated by Seven Corners Medical Management. Services and Treatment in the United States must be received at an approved PPO Service Provider facility, if one exists within a 50- mile radius of where the insured person is located
Plan C: Ages up to 69: Up to the medical maximum. Must be Coordinated by Seven Corners Medical Management. Services and Treatment in the United States must be received at an approved PPO Service Provider facility, if one exists within a 50- mile radius of where the insured person is located.
This is where Overseas Visitors InsuranceSM comes into the picture. Irrespective of your location, this travelling health insurance will be with you wherever you are. The 24/7 health insurance acts like traditional models, the only difference being that it is mobile while others are location based. In other words, you can travel without any worries knowing that your health will be taken care of irrespective of your destination.
Travel friendly visitor’s insurance can give you a range of benefits that are otherwise denied to most travelers. This includes but is not limited to:
In fact, members can also avail home country coverage or covered days at home. This benefit covers 5 days per month and it also includes coverage of ailments incurred at home for conditions that are discovered during travel. In addition, during their travels outside US borders, if members of this health insurance scheme are hospitalized, their medical expenses will be paid in full for 30 days straight.
In addition, members will also be well taken care of in case they encounter a natural disaster during their travels. This includes replacement accommodation in case the current one is unlivable. If members are unable to continue their trip due to residential damage because of a natural disaster, they will be reimbursed for the cost of their return trip home.
Travelers are always in danger of having their identity stolen because of their propensity to use unsecure WIFI hotspots. With Overseas Visitors Insurance SM coverage costs pertaining to re-filing rejected loans and credit applications will be reimbursed.
The benefits are paid as additions to deductibles as well as coinsurance as per your maximum medical limit. To ensure complete peace of mind for members, any minors that travel with them will be personally escorted to home base.
You are eligible for this travel insurance if you are 14 days old and older. Coverage can also be purchased for spouses, unmarried children who are dependent and over 14 days old but younger than 19 years of age.
The duration of the benefits or benefit period starts from the date of your injury/ailment to acquire treatment. This is applicable if members are out of the country while limited coverage is for home base.
Travelling can rejuvenate you, but it can also turn hazardous instantly. Ensure yours and your loved one’s health by opting for travel insurance coverage by opting for Overseas Visitors InsuranceSM
