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Patriot Exchange ProgramSM Medical Insurance for Cultural Exchange Individuals Traveling Abroad

Medical Coverage for Students, families and groups while studying abroad


Designed for individuals and groups of two or more students studying abroad or participants of cultural exchange programs. Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements.

Who the plan is designed for:

  • Individuals and groups participating in student international programs
  • Cultural exchange participants
  • International graduate students
  • Scholars and educators
  • Dependents

International travel can quickly turn into a frightening situation if you’re not prepared for a medical emergency. Most travelers assume they will be covered by their standard medical plan, but that isn’t the case. While traditional plans may offer adequate domestic coverage, they are not designed for international travel. Without even realizing it, you may be putting your health at risk. Don’t let your medical coverage be an uncertainty. Travel with one of IMG’s Travel Medical Insurance® plans so you can spend more time enjoying your international experience and less time worrying about medical coverage.

  • Coverage for students, groups, and/or their spouses and unmarried dependent children traveling with them
  • Plan maximums limits up to $500,000 per injury or illness, Lifetime Maximum $5,000,000
  • Plans are renewable up to 48 months if minimum of one month is purchased
  • Groups may purchase customizable annually renewable long term plans
  • Freedom to seek treatment with hospital or doctor of your choice
  • Universal Rx pharmacy discount savings
  • 24 hour secure access from anywhere in the world to manage your account at any time
  • Student Health Center $5 co-pay per visit
  • No coinsurance
  • Optional Add-On coverage available for high school sports, interscholastic, intramural, or club sports, personal liability and legal assistance