|
Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates, international executives, diplomats, students, entertainers and other international travelers.. Traveling abroad can be an exciting experience. But what would happen if you or one of your family members became ill or injured while away from home? International travel can quickly turn frightening if you're not prepared for a medical emergency.
Most travelers assume they will be covered by their standard medical plan. The truth is, while traditional plans may offer adequate domestic coverage, they may not be designed for international travel. Without even realizing it, you may be putting your health - & that of your family - at risk.
What if you are injured or become ill during your trip? Could you get quality treatment at an unfamiliar hospital? How would you deal with the language and currency barriers? What if the treatment you need isn't available nearby? Who do you call? Imagine trying to call your insurance company at 3:00 a.m. from a foreign country during a medical emergency! Will they be there when you need them the most?
Global Medical Insurance offers you the choice of three plan options. Silver, Gold and Platinum.You also have the opportunity to select a coverage area worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.
The Experienced Plan Administrator:
Since 1990, International Medical Group has provided a unique, full-service approach to insurance coverage. Dedicated exclusively to international insurance market, IMG provides coverage services to individuals and families in more than 150 countries. Medical treatment while traveling is often an unfortunate fact of life. Our goal is to make the medical process a smooth and efficient one. IMG's multilingual claims administrators, on-site medical staff and customer service professionals work together to ensure that you medical needs are met. We process as many as 100,000 claims each year from countries throughout the world, and can confidently handle virtually any language or currency.
To give you true Global Peace of Mind, IMG representatives are available 24 hours a day, seven days a week, 365 days a year for medical emergencies, evacuations and precertifications. Our customer service is routinely rated among the highest in the industry. You can rest assured that IMG will be there for you, whether it be for routine treatment or during a medical emergency.
IMG gives you worldwide coverage experience, impeccable service and international expertise. Don't leave your medical care to chance. Let IMG reduce the uncertainties of international travel for you & your family.
Rates: Global Medical Insurance - Annual Premiums Listed Below:
New Business Rates through 30-APR-2008 (Includes 2.5% surplus lines tax where applicable)
****CLICK HERE TO OBTAIN A PERSONALISED QUOTE****
All the deductible and all the policy maximum plan options available
Global Medical Insurance ® New Business Rates
| SILVER WORLDWIDE COVERAGE - ANNUAL PREMIUMS |
 |
 |
$250 deductible |
 |
$500 deductible |
 |
$1,000 deductible |
 |
$2,500 deductible |
 |
$5,000 deductible |
 |
$10,000 deductible |
| |
| AGE |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
| 14 days to 9** |
 |
First 2 Free*, Then 310 |
 |
First 2 Free*, Then 270 |
 |
First 2 Free*, Then 210 |
 |
First 2 Free*, Then 184 |
 |
First 2 Free*, Then 169 |
 |
First 2 Free*, Then 150 |
| |
| 10-18** |
 |
$317 |
 |
$282 |
 |
$233 |
 |
$217 |
 |
$204 |
 |
$180 |
| * The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan.A **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan.A Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates. |
| 19 - 24 |
 |
$718 |
$895 |
|
$622 |
$881 |
|
$484 |
$675 |
|
$422 |
$588 |
|
$331 |
$473 |
|
$294 |
$407 |
| 25 - 29 |
 |
$758 |
$1,020 |
|
$662 |
$991 |
|
$515 |
$764 |
|
$449 |
$663 |
|
$352 |
$551 |
|
$313 |
$433 |
| 30 - 34 |
 |
$848 |
$1,128 |
|
$730 |
$1,063 |
|
$566 |
$823 |
|
$496 |
$718 |
|
$389 |
$576 |
|
$345 |
$490 |
| 35 - 39 |
 |
$950 |
$1,333 |
|
$770 |
$1,182 |
|
$596 |
$918 |
|
$522 |
$793 |
|
$408 |
$661 |
|
$364 |
$516 |
| 40 - 44 |
 |
$1,202 |
$1,463 |
|
$976 |
$1,273 |
|
$647 |
$997 |
|
$567 |
$873 |
|
$542 |
$676 |
|
$482 |
$602 |
| 45 - 49 |
 |
$1,339 |
$1,614 |
|
$1,098 |
$1,373 |
|
$850 |
$1,062 |
|
$741 |
$925 |
|
$605 |
$730 |
|
$538 |
$650 |
| 50 - 54 |
 |
$1,635 |
$1,796 |
|
$1,386 |
$1,548 |
|
$1,071 |
$1,201 |
|
$935 |
$1,068 |
|
$794 |
$886 |
|
$706 |
$789 |
| 55 - 59 |
 |
$1,976 |
$1,976 |
|
$1,718 |
$1,718 |
|
$1,330 |
$1,328 |
|
$1,159 |
$1,159 |
|
$976 |
$984 |
|
$868 |
$876 |
| 60 - 64 |
 |
$2,909 |
$2,738 |
|
$2,651 |
$2,480 |
|
$2,235 |
$1,973 |
|
$2,024 |
$1,816 |
|
$1,691 |
$1,502 |
|
$1,505 |
$1,337 |
| 65 - 69 |
 |
$6,075 |
$5,271 |
|
$5,814 |
$5,041 |
|
$5,439 |
$4,591 |
|
$4,181 |
$3,412 |
|
$3,656 |
$3,274 |
|
$3,254 |
$2,914 |
| 70 - 74 |
 |
Please contact IMG or your agent for premium information concerning this age bracket |
| Rates expire on 30-APR-2008 |
| Optional Maternity Rider $2,500 annual premium |
| GOLD WORLDWIDE COVERAGE - ANNUAL PREMIUMS |
 |
 |
$250 deductible |
 |
$500 deductible |
 |
$1,000 deductible |
 |
$2,500 deductible |
 |
$5,000 deductible |
 |
$10,000 deductible |
| |
| AGE |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
| 14 days to 9** |
 |
First 2 Free*, Then 501 |
 |
First 2 Free*, Then 423 |
 |
First 2 Free*, Then 322 |
 |
First 2 Free*, Then 290 |
 |
First 2 Free*, Then 260 |
 |
First 2 Free*, Then 235 |
| |
| 10-18** |
 |
$545 |
 |
$445 |
 |
$345 |
 |
$312 |
 |
$280 |
 |
$252 |
| * The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan.A **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan.A Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates. |
| 19 - 24 |
 |
$1,171 |
$1,543 |
 |
$1,008 |
$1,468 |
 |
$784 |
$1,048 |
 |
$691 |
$928 |
 |
$567 |
$786 |
 |
$447 |
$593 |
| 25 - 29 |
 |
$1,212 |
$1,722 |
 |
$1,058 |
$1,626 |
 |
$820 |
$1,167 |
 |
$721 |
$1,026 |
 |
$593 |
$894 |
 |
$464 |
$614 |
| 30 - 34 |
 |
$1,339 |
$1,927 |
 |
$1,176 |
$1,807 |
 |
$915 |
$1,343 |
 |
$811 |
$1,188 |
 |
$664 |
$1,002 |
 |
$523 |
$749 |
| 35 - 39 |
 |
$1,388 |
$2,135 |
 |
$1,234 |
$1,941 |
 |
$954 |
$1,492 |
 |
$845 |
$1,308 |
 |
$691 |
$1,117 |
 |
$543 |
$770 |
| 40 - 44 |
 |
$1,791 |
$2,340 |
 |
$1,583 |
$2,091 |
 |
$1,226 |
$1,622 |
 |
$1,089 |
$1,441 |
 |
$887 |
$1,145 |
 |
$702 |
$899 |
| 45 - 49 |
 |
$2,015 |
$2,434 |
 |
$1,800 |
$2,196 |
 |
$1,395 |
$1,708 |
 |
$1,237 |
$1,511 |
 |
$1,010 |
$1,166 |
 |
$796 |
$916 |
| 50 - 54 |
 |
$2,449 |
$2,642 |
 |
$2,204 |
$2,403 |
 |
$1,715 |
$1,875 |
 |
$1,562 |
$1,701 |
 |
$1,280 |
$1,392 |
 |
$1,004 |
$1,094 |
| 55 - 59 |
 |
$3,101 |
$3,014 |
 |
$2,843 |
$2,762 |
 |
$2,219 |
$2,157 |
 |
$1,957 |
$1,902 |
 |
$1,648 |
$1,601 |
 |
$1,286 |
$1,249 |
| 60 - 64 |
 |
$4,359 |
$4,109 |
 |
$4,031 |
$3,781 |
 |
$3,375 |
$3,125 |
 |
$3,080 |
$2,850 |
 |
$2,556 |
$2,262 |
 |
$2,098 |
$1,868 |
| 65 - 69 |
 |
$9,001 |
$7,849 |
 |
$8,672 |
$7,521 |
 |
$8,018 |
$6,863 |
 |
$6,235 |
$5,633 |
 |
$5,409 |
$4,869 |
 |
$4,457 |
$4,014 |
| 70 - 74 |
 |
Please contact IMG or your agent for premium information concerning this age bracket |
| Rates expire on 30-APR-2008 |
| Optional Maternity Rider $2,500 annual premium |
| PLATINUM WORLDWIDE COVERAGE - ANNUAL PREMIUMS |
 |
 |
$100 deductible |
 |
$250 deductible |
 |
$500 deductible |
 |
$1,000 deductible |
 |
$2,500 deductible |
 |
|
 |
|
| |
| AGE |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
| 14 days to 9** |
 |
First 2 Free*, Then 1,618 |
 |
First 2 Free*, Then 1,471 |
 |
First 2 Free*, Then 1,320 |
 |
First 2 Free*, Then 1,125 |
 |
First 2 Free*, Then 1,064 |
 |
First 2 Free*, Then 1,006 |
 |
First 2 Free*, Then 958 |
| |
| 10-18** |
 |
$1,712 |
 |
$1,556 |
 |
$1,363 |
 |
$1,170 |
 |
$1,106 |
 |
$1,044 |
 |
$990 |
| * The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan.A **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan.A Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates. |
| 19 - 24 |
 |
$3,040 |
$5,137 |
 |
$2,764 |
$4,670 |
 |
$2,449 |
$4,468 |
 |
$2,017 |
$3,334 |
 |
$1,838 |
$3,010 |
 |
$1,598 |
$2,626 |
-- |
$1,367 |
$2,105 |
| 25 - 29 |
 |
$3,127 |
$5,668 |
 |
$2,843 |
$5,153 |
 |
$2,546 |
$4,894 |
 |
$2,087 |
$3,655 |
 |
$1,896 |
$3,274 |
 |
$1,648 |
$2,918 |
|
$1,400 |
$2,162 |
| 30 - 34 |
 |
$3,397 |
$6,278 |
 |
$3,088 |
$5,707 |
 |
$2,774 |
$5,383 |
 |
$2,270 |
$4,130 |
 |
$2,069 |
$3,712 |
 |
$1,786 |
$3,209 |
|
$1,513 |
$2,526 |
| 35 - 39 |
 |
$3,501 |
$6,896 |
 |
$3,183 |
$6,269 |
 |
$2,886 |
$5,745 |
 |
$2,345 |
$4,532 |
 |
$2,135 |
$4,036 |
 |
$1,838 |
$3,520 |
|
$1,552 |
$2,583 |
| 40 - 44 |
 |
$4,357 |
$7,504 |
 |
$3,961 |
$6,822 |
 |
$3,559 |
$6,150 |
 |
$2,870 |
$4,883 |
 |
$2,606 |
$4,395 |
 |
$2,216 |
$3,596 |
|
$1,859 |
$2,931 |
| 45 - 49 |
 |
$4,832 |
$5,722 |
 |
$ 4,393 |
$5,202 |
 |
$3,978 |
$4,393 |
 |
$3,196 |
$3,800 |
 |
$2,891 |
$3,420 |
 |
$2,453 |
$2,754 |
|
$2,040 |
$2,272 |
| 50 - 54 |
 |
$5,330 |
$6,163 |
 |
$4,845 |
$5,603 |
 |
$4,758 |
$5,142 |
 |
$3,814 |
$4,123 |
 |
$3,519 |
$3,787 |
 |
$2,974 |
$3,191 |
|
$2,442 |
$2,615 |
| 55 - 59 |
 |
$7,138 |
$6,953 |
 |
$6,489 |
$6,321 |
 |
$5,991 |
$5,835 |
 |
$4,787 |
$4,667 |
 |
$4,281 |
$4,175 |
 |
$3,685 |
$3,594 |
|
$2,986 |
$2,915 |
| 60 - 64 |
 |
$9,809 |
$9,277 |
 |
$8,917 |
$8,434 |
 |
$8,284 |
$7,801 |
 |
$7,018 |
$6,535 |
 |
$6,448 |
$6.005 |
 |
$5,437 |
$4,870 |
|
$4,553 |
$4,109 |
| 65 - 69 |
 |
$19,664 |
$17,218 |
 |
$17,876 |
$15,653 |
 |
$17,241 |
$15,020 |
 |
$15,979 |
$13,750 |
 |
$12,538 |
$11,376 |
 |
$10,943 |
$9,901 |
|
$9,106 |
$8,251 |
| 70 - 74 |
 |
Please contact IMG or your agent for premium information concerning this age bracket |
| Rates expire on 30-APR-2008 |
| |
Global Medical Insurance ® New Business Rates
- WORLDWIDE COVERAGE EXCLUDING U.S/CANADA
New Business Rates through 30-APR-2008 (Includes 2.5% surplus lines tax where applicable)
| SILVER WORLDWIDE COVERAGE EXCLUDING US/CANADA:ANNUAL PREMIUMS |
 |
 |
$250 Deductible |
 |
$500 Deductible |
 |
$1,000 Deductible |
 |
$2,500 Deductible |
 |
$5,000 Deductible |
 |
$10,000 Deductible |
| |
| AGE |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
| 14 days to 9** |
 |
First 2 Free*, Then $232 |
 |
First 2 Free*, Then $203 |
 |
First 2 Free*, Then $158 |
 |
First 2 Free*, Then $138 |
 |
First 2 Free*, Then $127 |
 |
First 2 Free*, Then $112 |
| |
| 10-18** |
 |
$238 |
 |
$212 |
 |
$175 |
 |
$163 |
 |
$153 |
 |
$134 |
| * The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates. |
| 19 - 24 |
 |
$539 |
$671 |
 |
$466 |
$660 |
 |
$363 |
$506 |
 |
$317 |
$441 |
 |
$248 |
$355 |
 |
$221 |
$306 |
| 25 - 29 |
 |
$569 |
$766 |
 |
$497 |
$744 |
 |
$385 |
$572 |
 |
$336 |
$498 |
 |
$264 |
$413 |
 |
$234 |
$326 |
| 30 - 34 |
 |
$636 |
$846 |
 |
$548 |
$798 |
 |
$424 |
$618 |
 |
$372 |
$538 |
 |
$291 |
$432 |
 |
$259 |
$369 |
| 35 - 39 |
 |
$714 |
$1,000 |
 |
$578 |
$888 |
 |
$447 |
$689 |
 |
$392 |
$595 |
 |
$307 |
$496 |
 |
$273 |
$387 |
| 40 - 44 |
 |
$901 |
$1,098 |
 |
$731 |
$955 |
 |
$486 |
$748 |
 |
$425 |
$655 |
 |
$407 |
$510 |
 |
$362 |
$451 |
| 45 - 49 |
 |
$1,004 |
$1,211 |
 |
$823 |
$1,030 |
 |
$638 |
$797 |
 |
$556 |
$694 |
 |
$453 |
$548 |
 |
$404 |
$487 |
| 50 - 54 |
 |
$1,226 |
$1,347 |
 |
$1,040 |
$1,161 |
 |
$803 |
$901 |
 |
$702 |
$801 |
 |
$595 |
$665 |
 |
$530 |
$592 |
| 55 - 59 |
 |
$1,482 |
$1,482 |
 |
$1,288 |
$1,288 |
 |
$997 |
$996 |
 |
$869 |
$869 |
 |
$731 |
$738 |
 |
$651 |
$657 |
| 60 - 64 |
 |
$2,182 |
$2,054 |
 |
$1,988 |
$1,860 |
 |
$1,676 |
$1,480 |
 |
$1,518 |
$1,363 |
 |
$1,268 |
$1,127 |
 |
$1,129 |
$1,003 |
| 65 - 69 |
 |
$4,556 |
$3,953 |
 |
$4,361 |
$3,781 |
 |
$4,080 |
$3,443 |
 |
$3,136 |
$2,559 |
 |
$2,742 |
$2,456 |
 |
$2,441 |
$2,185 |
| 70 - 74 |
 |
Please contact IMG or your agent for premium information concerning this age bracket |
| Rates expire on 30apr-2008 |
| Optional Maternity Rider $2,500 annual premium |
| GOLD WORLDWIDE COVERAGE EXCLUDING US/CANADA:ANNUAL PREMIUMS |
 |
 |
$250
Deductible |
 |
$500
Deductible |
 |
$1,000 Deductible |
 |
$2,500 Deductible |
 |
$5,000 Deductible |
 |
$10,000 Deductible |
| |
| AGE |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
 |
Male |
Female |
| 14 days to 9** |
 |
First 2 Free*, Then $376 |
 |
First 2 Free*, Then $317 |
 |
First 2 Free*, Then $242 |
 |
First 2 Free*, Then $217 |
 |
First 2 Free*, Then $195 |
 |
First 2 Free*, Then $176 |
| |
| 10-18** |
 |
$408 |
 |
$334 |
 |
$259 |
 |
$234 |
 |
$210 |
 |
$189 |
| * The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates. |
| 19 - 24 |
 |
$878 |
$1,157 |
 |
$756 |
$1,101 |
 |
$588 |
$786 |
 |
$519 |
$696 |
 |
$425 |
$590 |
 |
$336 |
$445 |
| 25 - 29 |
 |
$909 |
$1,291 |
 |
$794 |
$1,220 |
 |
$615 |
$875 |
 |
$541 |
$770 |
 |
$445 |
$671 |
 |
$349 |
$461 |
| 30 - 34 |
 |
$1,004 |
$1,446 |
 |
$882 |
$1,355 |
 |
$686 |
$1,008 |
 |
$608 |
$892 |
 |
$498 |
$752 |
 |
$393 |
$562 |
| 35 - 39 |
 |
$1,042 |
$1,601 |
 |
$925 |
$1,456 |
 |
$716 |
$1,119 |
 |
$634 |
$981 |
 |
$519 |
$838 |
 |
$407 |
$578 |
| 40 - 44 |
 |
$1,343 |
$1,755 |
 |
$1,187 |
$1,569 |
 |
$920 |
$1,216 |
 |
$816 |
$1,081 |
 |
$666 |
$859 |
 |
$526 |
$675 |
| 45 - 49 |
 |
$1,512 |
$1,826 |
 |
$1,349 |
$1,647 |
 |
$1,046 |
$1,281 |
 |
$928 |
$1,134 |
 |
$759 |
$875 |
 |
$597 |
$687 |
| 50 - 54 |
 |
$1,837 |
$1,982 |
 |
$1,654 |
$1,803 |
 |
$1,286 |
$1,406 |
 |
$1,172 |
$1,276 |
 |
$960 |
$1,044 |
 |
$753 |
$821 |
| 55 - 59 |
 |
$2,326 |
$2,261 |
 |
$2,132 |
$2,072 |
 |
$1,664 |
$1,618 |
 |
$1,467 |
$1,427 |
 |
$1,236< | |