Global Medical Insurance - International Long-Term Insurance Plan
*Best for all Nationalities - Expatriates, Recent Green Card Holders, H1-H4-B1-B2-J1-F1 visa holders and US Citizens!
*Worldwide including US/Canada option
*Annually Renewable
*Prescription Discount Card included
*Worldwide excluding US/Canada option
*Nationwide PPO Network - Comprehensive Benefit!
*3 Level of Coverage's - Silver, Gold, Platinum!
 
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  4. Rates
  5. Benefits
  6. Exclusions
  7. Nationwide PPO Network
  8. Prescription Discount Card


Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates, international executives, diplomats, students, entertainers and other international travelers.. Traveling abroad can be an exciting experience. But what would happen if you or one of your family members became ill or injured while away from home? International travel can quickly turn frightening if you're not prepared for a medical emergency.

Most travelers assume they will be covered by their standard medical plan. The truth is, while traditional plans may offer adequate domestic coverage, they may not be designed for international travel. Without even realizing it, you may be putting your health - & that of your family - at risk.

What if you are injured or become ill during your trip? Could you get quality treatment at an unfamiliar hospital? How would you deal with the language and currency barriers? What if the treatment you need isn't available nearby? Who do you call? Imagine trying to call your insurance company at 3:00 a.m. from a foreign country during a medical emergency! Will they be there when you need them the most?

Global Medical Insurance offers you the choice of three plan options. Silver, Gold and Platinum.You also have the opportunity to select a coverage area worldwide or worldwide excluding the U.S. and Canada. Simply choose the plan option and coverage area that best fits your needs. Each one offers a full range of benefits suited for individuals and families, provides coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.


The Experienced Plan Administrator:
Since 1990, International Medical Group has provided a unique, full-service approach to insurance coverage. Dedicated exclusively to international insurance market, IMG provides coverage services to individuals and families in more than 150 countries. Medical treatment while traveling is often an unfortunate fact of life. Our goal is to make the medical process a smooth and efficient one. IMG's multilingual claims administrators, on-site medical staff and customer service professionals work together to ensure that you medical needs are met. We process as many as 100,000 claims each year from countries throughout the world, and can confidently handle virtually any language or currency.

To give you true Global Peace of Mind, IMG representatives are available 24 hours a day, seven days a week, 365 days a year for medical emergencies, evacuations and precertifications. Our customer service is routinely rated among the highest in the industry. You can rest assured that IMG will be there for you, whether it be for routine treatment or during a medical emergency.

IMG gives you worldwide coverage experience, impeccable service and international expertise. Don't leave your medical care to chance. Let IMG reduce the uncertainties of international travel for you & your family.

Rates: Global Medical Insurance - Annual Premiums Listed Below:

New Business Rates through 30-APR-2008 (Includes 2.5% surplus lines tax where applicable)

****CLICK HERE TO OBTAIN A PERSONALISED QUOTE****
All the deductible and all the policy maximum plan options available

Global Medical Insurance ® New Business Rates

  • WORLDWIDE COVERAGE
SILVER WORLDWIDE COVERAGE - ANNUAL PREMIUMS
$250
deductible
$500
deductible
$1,000 deductible
$2,500 deductible
$5,000 deductible
$10,000 deductible
 
AGE Male Female Male Female Male Female Male Female Male Female Male Female
14 days to 9** First 2 Free*, Then 310 First 2 Free*, Then 270 First 2 Free*, Then 210 First 2 Free*, Then 184 First 2 Free*, Then 169 First 2 Free*, Then 150
 
10-18** $317 $282 $233 $217 $204 $180
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan.A **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan.A Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.
19 - 24 $718 $895
$622
$881
$484
$675
$422
$588
$331
$473
$294
$407
25 - 29
$758
$1,020
$662
$991
$515
$764
$449
$663
$352
$551
$313
$433
30 - 34
$848
$1,128
$730
$1,063
$566
$823
$496
$718
$389
$576
$345
$490
35 - 39
$950
$1,333
$770
$1,182
$596
$918
$522
$793
$408
$661
$364
$516
40 - 44
$1,202
$1,463
$976
$1,273
$647
$997
$567
$873
$542
$676
$482
$602
45 - 49
$1,339
$1,614
$1,098
$1,373
$850
$1,062
$741
$925
$605
$730
$538
$650
50 - 54
$1,635
$1,796
$1,386
$1,548
$1,071
$1,201
$935
$1,068
$794
$886
$706
$789
55 - 59
$1,976
$1,976
$1,718
$1,718
$1,330
$1,328
$1,159
$1,159
$976
$984
$868
$876
60 - 64
$2,909
$2,738
$2,651
$2,480
$2,235
$1,973
$2,024
$1,816
$1,691
$1,502
$1,505
$1,337
65 - 69
$6,075
$5,271
$5,814
$5,041
$5,439
$4,591
$4,181
$3,412
$3,656
$3,274
$3,254
$2,914
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 30-APR-2008
Optional Maternity Rider $2,500 annual premium

 

GOLD WORLDWIDE COVERAGE - ANNUAL PREMIUMS
$250
deductible
$500
deductible
$1,000 deductible
$2,500 deductible
$5,000 deductible
$10,000 deductible
 
AGE Male Female Male Female Male Female Male Female Male Female Male Female
14 days to 9** First 2 Free*, Then 501 First 2 Free*, Then 423 First 2 Free*, Then 322 First 2 Free*, Then 290 First 2 Free*, Then 260 First 2 Free*, Then 235
 
10-18** $545 $445 $345 $312 $280 $252
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan.A **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan.A Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.
19 - 24 $1,171 $1,543 $1,008 $1,468 $784 $1,048 $691 $928 $567 $786 $447 $593
25 - 29 $1,212 $1,722 $1,058 $1,626 $820 $1,167 $721 $1,026 $593 $894 $464 $614
30 - 34 $1,339 $1,927 $1,176 $1,807 $915 $1,343 $811 $1,188 $664 $1,002 $523 $749
35 - 39 $1,388 $2,135 $1,234 $1,941 $954 $1,492 $845 $1,308 $691 $1,117 $543 $770
40 - 44 $1,791 $2,340 $1,583 $2,091 $1,226 $1,622 $1,089 $1,441 $887 $1,145 $702 $899
45 - 49 $2,015 $2,434 $1,800 $2,196 $1,395 $1,708 $1,237 $1,511 $1,010 $1,166 $796 $916
50 - 54 $2,449 $2,642 $2,204 $2,403 $1,715 $1,875 $1,562 $1,701 $1,280 $1,392 $1,004 $1,094
55 - 59 $3,101 $3,014 $2,843 $2,762 $2,219 $2,157 $1,957 $1,902 $1,648 $1,601 $1,286 $1,249
60 - 64 $4,359 $4,109 $4,031 $3,781 $3,375 $3,125 $3,080 $2,850 $2,556 $2,262 $2,098 $1,868
65 - 69 $9,001 $7,849 $8,672 $7,521 $8,018 $6,863 $6,235 $5,633 $5,409 $4,869 $4,457 $4,014
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 30-APR-2008
Optional Maternity Rider $2,500 annual premium

 

PLATINUM WORLDWIDE COVERAGE - ANNUAL PREMIUMS
$100
deductible
$250
deductible
$500
deductible
$1,000 deductible
$2,500 deductible

$5,000
deductible

$10,000
deductible

 
AGE Male Female Male Female Male Female Male Female Male Female Male Female Male Female
14 days to 9** First 2 Free*, Then 1,618 First 2 Free*, Then 1,471 First 2 Free*, Then 1,320 First 2 Free*, Then 1,125 First 2 Free*, Then 1,064 First 2 Free*, Then 1,006 First 2 Free*, Then 958
 
10-18** $1,712 $1,556 $1,363 $1,170 $1,106 $1,044 $990
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan.A **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan.A Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.
19 - 24 $3,040 $5,137 $2,764 $4,670 $2,449 $4,468 $2,017 $3,334 $1,838 $3,010 $1,598 $2,626 -- $1,367 $2,105
25 - 29 $3,127 $5,668 $2,843 $5,153 $2,546 $4,894 $2,087 $3,655 $1,896 $3,274 $1,648 $2,918   $1,400 $2,162
30 - 34 $3,397 $6,278 $3,088 $5,707 $2,774 $5,383 $2,270 $4,130 $2,069 $3,712 $1,786 $3,209   $1,513 $2,526
35 - 39 $3,501 $6,896 $3,183 $6,269 $2,886 $5,745 $2,345 $4,532 $2,135 $4,036 $1,838 $3,520   $1,552 $2,583
40 - 44 $4,357 $7,504 $3,961 $6,822 $3,559 $6,150 $2,870 $4,883 $2,606 $4,395 $2,216 $3,596   $1,859 $2,931
45 - 49 $4,832 $5,722 $ 4,393 $5,202 $3,978 $4,393 $3,196 $3,800 $2,891 $3,420 $2,453 $2,754   $2,040 $2,272
50 - 54 $5,330 $6,163 $4,845 $5,603 $4,758 $5,142 $3,814 $4,123 $3,519 $3,787 $2,974 $3,191   $2,442 $2,615
55 - 59 $7,138 $6,953 $6,489 $6,321 $5,991 $5,835 $4,787 $4,667 $4,281 $4,175 $3,685 $3,594   $2,986 $2,915
60 - 64 $9,809 $9,277 $8,917 $8,434 $8,284 $7,801 $7,018 $6,535 $6,448 $6.005 $5,437 $4,870   $4,553 $4,109
65 - 69 $19,664 $17,218 $17,876 $15,653 $17,241 $15,020 $15,979 $13,750 $12,538 $11,376 $10,943 $9,901   $9,106 $8,251
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 30-APR-2008
 

 

Global Medical Insurance ® New Business Rates

  • WORLDWIDE COVERAGE EXCLUDING U.S/CANADA

New Business Rates through 30-APR-2008 (Includes 2.5% surplus lines tax where applicable)

 

SILVER WORLDWIDE COVERAGE EXCLUDING US/CANADA:ANNUAL PREMIUMS
$250
Deductible
$500
Deductible
$1,000 Deductible
$2,500 Deductible
$5,000 Deductible
$10,000 Deductible
 
AGE Male Female Male Female Male Female Male Female Male Female Male Female
14 days to 9** First 2 Free*, Then $232 First 2 Free*, Then $203 First 2 Free*, Then $158 First 2 Free*, Then $138 First 2 Free*, Then $127 First 2 Free*, Then $112
 
10-18** $238 $212 $175 $163 $153 $134
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.
19 - 24 $539 $671 $466 $660 $363 $506 $317 $441 $248 $355 $221 $306
25 - 29 $569 $766 $497 $744 $385 $572 $336 $498 $264 $413 $234 $326
30 - 34 $636 $846 $548 $798 $424 $618 $372 $538 $291 $432 $259 $369
35 - 39 $714 $1,000 $578 $888 $447 $689 $392 $595 $307 $496 $273 $387
40 - 44 $901 $1,098 $731 $955 $486 $748 $425 $655 $407 $510 $362 $451
45 - 49 $1,004 $1,211 $823 $1,030 $638 $797 $556 $694 $453 $548 $404 $487
50 - 54 $1,226 $1,347 $1,040 $1,161 $803 $901 $702 $801 $595 $665 $530 $592
55 - 59 $1,482 $1,482 $1,288 $1,288 $997 $996 $869 $869 $731 $738 $651 $657
60 - 64 $2,182 $2,054 $1,988 $1,860 $1,676 $1,480 $1,518 $1,363 $1,268 $1,127 $1,129 $1,003
65 - 69 $4,556 $3,953 $4,361 $3,781 $4,080 $3,443 $3,136 $2,559 $2,742 $2,456 $2,441 $2,185
70 - 74 Please contact IMG or your agent for premium information concerning this age bracket
Rates expire on 30apr-2008
Optional Maternity Rider $2,500 annual premium


GOLD WORLDWIDE COVERAGE EXCLUDING US/CANADA:ANNUAL PREMIUMS
$250
Deductible
$500
Deductible
$1,000 Deductible
$2,500 Deductible
$5,000 Deductible
$10,000 Deductible
 
AGE Male Female Male Female Male Female Male Female Male Female Male Female
14 days to 9** First 2 Free*, Then $376 First 2 Free*, Then $317 First 2 Free*, Then $242 First 2 Free*, Then $217 First 2 Free*, Then $195 First 2 Free*, Then $176
 
10-18** $408 $334 $259 $234 $210 $189
* The first two Dependent Children between the ages of 14 days to 9 years are free only when both parents or guardians are insured under the Global Medical Insurance plan. **Dependent child rates are only available when at least one parent or guardian is insured under the Global Medical Insurance plan. Children applying with no parent or guardian insured by Global Medical Insurance must use the Male 19-24 rates.
19 - 24 $878 $1,157 $756 $1,101 $588 $786 $519 $696 $425 $590 $336 $445
25 - 29 $909 $1,291 $794 $1,220 $615 $875 $541 $770 $445 $671 $349 $461
30 - 34 $1,004 $1,446 $882 $1,355 $686 $1,008 $608 $892 $498 $752 $393 $562
35 - 39 $1,042 $1,601 $925 $1,456 $716 $1,119 $634 $981 $519 $838 $407 $578
40 - 44 $1,343 $1,755 $1,187 $1,569 $920 $1,216 $816 $1,081 $666 $859 $526 $675
45 - 49 $1,512 $1,826 $1,349 $1,647 $1,046 $1,281 $928 $1,134 $759 $875 $597 $687
50 - 54 $1,837 $1,982 $1,654 $1,803 $1,286 $1,406 $1,172 $1,276 $960 $1,044 $753 $821
55 - 59 $2,326 $2,261 $2,132 $2,072 $1,664 $1,618 $1,467 $1,427 $1,236<