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Meridian Essential and Enhanced International Long-Term Insurance Plan

Meridian Essential and Enhanced


Meridian Essential and Enhanced Plan BENEFITS

  • Best suitable US - Style Long Term medical insurance plan
  • Newly Immigrants (Green Card Holders) & Non Immigrants (H1B, H4, L1, L2, B1 etc...)
  • US Citizens Traveling Abroad or Foreign national has Two Area benefits options
  • Area 1 : Worldwide-Including U.S. & Canada. & Area 2: Worldwide-Excluding U.S. & Canada

Who Is Eligible for the Meridian Series?
Clients who qualify medically and are more than 14 days old and under the age of 65 who either live outside of the United States, or who would not qualify for a US domestic health insurance plan as a result of their citizenship status would be able to apply for the plan and once accepted, would be able to renew indefinitely with no medical questions at their renewal period subject to the terms of the Evidence of Insurance. Those clients who qualify medically and are accepted on the plan after the age of 65 would be able to renew their plan up to their 75th birthday. If you are a US citizen, you must leave the US within 30 days of your effective date of insurance and within 30 days of your renewal date. If you are in the US at that time you will receive notice of your renewal approximately 60 days in advance of your date of renewal

DEDUCTIBLE OPTIONS:
Choice of a $250, $500, $1,000, $2,500, $5,000, $10,000 per person per coverage period.
1.Meridian Essential:

Area 1:Worldwide-Including U.S. & Canada.

Area 2: Worldwide-Excluding U.S. & Canada.

CO-INSURANCE

Treatment received within USA:
In PPO Network: The plan Pays 100% of eligible expenses (subject to deductible) up to the Policy Maximum limits... Treatment received out of PPO network in USA & Canada: The plan pays 80% of next $5,000 of eligible expenses (subject to deductible), then 100% to the overall maximum Policy limit.

Treatment received outside USA & Canada: is 100% (No-Coinsurance) covered after the deductible.

2. Meridian Enhanced:

Area 1:Worldwide-Including U.S. & Canada

Area 2: Worldwide-Excluding U.S. & Canada.

CO-INSURANCE

Treatment received within USA:
In PPO Network: The plan Pays 100% of eligible expenses (subject to deductible) up to the Policy Maximum limits... Treatment received out of PPO network in USA & Canada: The plan pays 90% of next $5,000 of eligible expenses (subject to deductible), then 100% to the overall maximum Policy limit.

Treatment received outside USA & Canada: is 100% (No-Coinsurance) covered after the deductible.