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Low Cost Group Medical Insurance Foreign national employees working on H1 or B1 visa

Low Cost Group Medical Insurance

Low Cost Group Medical Insurance

SAS Image

The SPECIALTY Group Accident & Sickness Insurance for computer consultants who have employees working on H1 or B1 visa. (Employees & their family working outside their home country), Sirius offers extensive coverage at competitive rates

SAS Brochure USA Nationwide PPO Network

SAS – Employer Application SAS – Employee Application

The Specialty Group Accident & SicknessTM insurance plan (SAS or “The Plan”) is designed specifically for computer consulting companies who transfer or send employees and their families from overseas to work in the United States or Canada on business or special visa. These employees must be working outside their home country to be eligible for participation in the SAS Plan.

Eligibility
In order for an employer group to be eligible for participation in this coverage, its employees and their dependents must be:

  • Active full-time employees of the participating organization or the spouse or dependent child of the employee (over 14 days and under 18 years of age);
  • Working and/or living outside their country of citizenship and residence (while working in the USA); and
  • On record as a full-time employee with the participating company.

Effective Date of Coverage
Upon acceptance into the Plan, the coverage can be effective on either the 1st or the 15th of the month.

Summary Description of Coverage
If an employee or his/her dependents require medical or surgical treatment during the period of coverage, the covered person will be required to pay the applicable deductible, and then the Plan will pay eligible claims up to the specified plan maximum, subject to the terms, conditions, and exclusions of the certificate wording as summarized within this application and brochure.

MEDICAL Benefits Plan

Plan A
Plan B
Plan D
Employee $68 Employee $78 Employee $90
Couple $148 Couple $160 Couple $180
Family $210 Family $240 Family $270
Deductible $150 Deductible $150 Deductible $250
Maximum $50,000 Maximum $100,000 Maximum $250,000
IN-NETWORK

Once the deductible has been met, the plan will pay 90% of the next $5,000 in eligible expenses, and then 100% of eligible expenses up to the selected plan maximum.

OUT-OF-NETWORK

Once the deductible has been met, the plan will pay 80% of the $5,000 in eligible expenses, and then 100% of eligible expenses up to the selected plan maximum.

Plan C
Plan E
Plan F
Employee $84 Employee $92 Employee $104
Couple $170 Couple $190 Couple $208
Family $250 Family $280 Family $298
Deductible $100 Deductible $100 Deductible $250
Maximum $50,000 Maximum $100,000 Maximum $250,000
IN-NETWORK

Once the deductible has been met, the plan will pay 100% of eligible expenses up to the selected plan maximum.

OUT-OF-NETWORK

Once the deductible has been met, the plan will pay 90% of the next $5,000 in eligible expenses then 100% of eligible expenses up to the selected plan maximum.

PLAN INFORMATION: Each of the SAS Plans includes $25,000 Accidental Death and Dismemberment coverage per adult, and $10,000 per covered dependent child. However, the premium rates quoted above are only valid for persons up to age fifty. For those aged fifty and above, this coverage is available at increased rates. The deductible is PER POLICY PERIOD. Monthly billing is available and any additions or deletions of covered members may be requested by fax. Twelve-month insurance certificates may be annually renewed. Certificates can be written for a minimum of five employees, and may be customized based on an employer’s requirements, subject to approval by the underwriter and carrier.